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Buying a new car and wondering if you can utilize the insurance already bought for the vehicle? Read our blog to find out when and how you can transfer insurance!

Got a job offer in a different emirate, bought a new car, or felt homesick and intending to go back home? Whatever the reason may be, you now find yourself selling a car you enjoyed and having renewed your insurance recently, you’re asking the question: can I transfer my car insurance to the new buyer?

As always we are here to help, and like most insurance matters, the answer isn’t a plain yes or no.

How long is your insurance valid for

First things first, you need to consider how long your current insurance policy is valid for. If the answer is less than nine months, then unfortunately, you can’t transfer the insurance to the new owner. Don’t worry though: it doesn’t mean you’ll lose the hard-earned dirhams you spent on insurance (Content Suggestion: click here to know how much you can refund on your insurance policy)

Does your Insurance offer the facility?

Second, you need to ask whether your current insurance provides an option to transfer car insurance to new owners. If not, then you will need to consider applying for a refund. Contact to find out what is the best course of action for you.

How to go about it?

If your policy is valid for nine months or more, you may approach your insurance provider and ask them to consider a transfer of your insurance policy. You will need to share with them the details of the new owner of the vehicle, as they can still refuse the transfer application if the new owner doesn’t meet their eligibility criteria.

Should you get a refund?

In the event that the transfer request is refused or not possible for whatever reason, rest assured that UAE insurance legislation makes it possible for you to get refunded against unutilized months of insurance. Note that any return of premium will be based on your policy’s terms and conditions and subject to pro-rata.

As always, if you have any insurance queries feel free to call or contact one of the friendly Advisors at we’d love to answer any questions you might have and will always refer to your insurance company to ensure we give you the right advice.

Looking to sell your car? It is extremely easy to sell your car on YallaMotor and the flexibility that the packages offer.

About Author

Rachel Al Mughairi

About Author

With over 34 years in the international insurance industry in a variety of senior management roles, and as holder of the Diploma in Insurance from the Chartered Insurance Institute, Rachel surely knows her insurance! With experience in London, continental Europe and the Middle East, Rachel is here to share her knowledge and help you understand more about insurance products in this easy-to-understand series of videos and blogs.