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ADNIC Health Insurance – A Comprehensive Guide

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ADNIC Health Insurance – A Comprehensive Guide

Health

Published on 12 Sep 2024

Last updated 12 Sep 2024

7 min read

Health insurance is important today because it helps you feel secure and protects you from unexpected medical costs. ADNIC (Abu Dhabi National Insurance Company) is a top insurance provider in the UAE, well-known for its complete health insurance plans. This guide will explain everything you need about ADNIC health insurance, including its features, benefits, and how to make the most of your policy.

ADNIC health insurance overview:

ADNIC has been a trusted name in the UAE insurance industry since 1972. They provide a variety of insurance products, such as health, motor, property, and life insurance. ADNIC’s health insurance plans are designed to meet the different needs of individuals, families, and businesses, offering access to quality healthcare services in the UAE and worldwide.

Why choose ADNIC health insurance?

  • Comprehensive Coverage: ADNIC provides many plans that cover many medical services, from regular check-ups to major surgeries.
  • Extensive Network: You can access a large network of medical facilities, including hospitals, clinics, and pharmacies across the UAE and internationally.
  • Flexible Plans: They offer customised plans to fit different needs and budgets.
  • Reliable Customer Service: Their customer support is available 24/7 to help with claims and questions

Compare ADNIC Health Insurance Plans

There are four types of ADNIC health insurance categories at the moment:

  1. Bronze
  2. Silver
  3. Gold
  4. Platinum

Here is a breakdown of all the categories:

FeatureBronze PolicySilver PolicyGold PolicyPlatinum Policy
Annual LimitAED 250,000AED 500,000AED 2,000,000AED 5,000,000
Geographical LimitUAE onlyWorldwide, excluding USA, Canada, and EuropeWorldwide, excluding USA and CanadaWorldwide
AccommodationSemi-private roomPrivate roomPrivate roomStandard suite
Maternity Outside Network and OverseasNot coveredAED 15,000AED 30,000AED 50,000
Medical Consultation Co-InsuranceAED 30 or AED 50AED 30 or AED 50AED 30 or AED 50Nil deductible
Pharmaceutical Co-InsuranceNil or 20%Nil or 20%Nil or 10% or 20%Nil Co-insurance
Outside Network Co-InsuranceNot covered20%20%Nil Co-insurance
Medical AppliancesNot coveredAED 5,000AED 25,000AED 50,000
Kidney DialysisNot coveredAED 15,000AED 50,000AED 100,000
Vaccination (Child)Covered as per MOH scheduleCovered as per MOH scheduleAt actual costAt actual cost
Second Medical OpinionNot coveredNot coveredAvailableAvailable
Alternative MedicineNot coveredAED 1,500AED 7,500AED 15,000
Routine Health Checkup Annual ScreeningAED 750AED 750AED 1,000AED 2,500
Diabetic ConsumablesNot coveredNot coveredAED 73,500AED 7,500
Psychiatry Treatments/Psychological CounsellingNot coveredAED 1,500AED 10,000AED 30,000
Cash BenefitNot coveredAED 100 (10 nights)AED 250 (15 nights)AED 500 (15 nights)
Overseas Direct BillingNot coveredAvailable under “Shifa” medical product with MSH International NetworkAvailable under “Shifa” medical product with MSH International NetworkAvailable under “Shifa” medical product with MSH International Network
Vision Care (Optional)Not coveredNot coveredAED 750AED 1,000
Dental Care (Optional) – RoutineNot coveredAED 1,500 (20% co-payment)AED 5,000 (20% co-payment)AED 7,000 (20% co-payment)
Dental Care (Optional) – MajorNot coveredNot coveredAED 5,000 (20% co-payment)AED 7,000 (20% co-payment)
Organ TransplantNot coveredNot coveredNot coveredAt actual cost

Best ADNIC health insurance plans in the UAE – 2024

If you are wondering, “How to apply for ADNIC health insurance in UAE?” You can get a quote by clicking on “Get Quote” below. Then, you can learn how to apply and other details about the insurance.

Plan NameAnnual Limit (AED)Know the Price
Bronze250,000Get Quote
Silver500,000Get Quote
Gold2,000,000Get Quote
Platinum5,000,000Get Quote

Why choose ADNIC health insurance?

Here are the main reasons to choose ADNIC health insurance:

  • Customised plans: ADNIC offers health insurance plans specially designed to fulfil the needs of each customer.
  • Global coverage: ADNIC partners with MSH International, a top healthcare administrator, to provide worldwide coverage.
  • Easy claims tracking: Users can easily keep track of their medical claims.
  • Extensive network: ADNIC has agreements with over 3,000 medical providers in the UAE and other regions.
  • Top healthcare centres: The company works with many healthcare centres and skilled medical professionals.
  • Worldwide emergency coverage: Medical emergencies are covered globally when travelling.

ADNIC health insurance price:

The cost of ADNIC health insurance depends on several factors:

  • Type of plan: The different plans have different coverage levels and prices.
  • Coverage area: Plans that cover only the UAE are usually cheaper than those with worldwide coverage.
  • Age of the insured: Older people may pay higher premiums because of increased health risks.
  • Optional add-ons: Adding dental, vision, and other extra benefits will increase costs.
  • Pre-existing conditions: People with pre-existing medical conditions may have higher premiums.

For an accurate quote, contacting ADNIC directly or using their online tools to get specific details about your insurance needs is best. Here is the link to get a quote from ADNIC.

ADNIC health insurance contact number:

You can contact ADNIC health insurance through the following ways:

For more specific inquiries or assistance, visit their contact page or call their customer service hotline.

ADNIC health insurance hospitals & clinics network list

Mentioned below are some of the ADNIC health insurance network hospitals, but these aren’t just the ones, there are many hospitals in all the Emirates.

ProviderAreaPhoneDirection
Dar Al-Shifa Hospital20th Street02-6900900See Direction
Dar Al-Shifa Hospital20th Street02-6900900See Direction
Dar Al-Shifa Hospital (Closed Temporarily)20th Street02-6900900See Direction
Cleveland Clinic Abu Dhabi LLCAl Maqam Tower, Al Maryah Island02-6590200Get Direction
Golden Cure Pharmacy LLCMussafah02-6790622See Direction
Aster Pharmacies Group LLC – Branch of Abu Dhabi 6Shabiya #10, Near to Joy Alukas Jewelry, Mussafah02-5502429See Direction
Aster Pharmacies Group LLC – Branch of Abu Dhabi 8Canon Building, Electra Street, Next to CBI Bank Building02-6711831See Direction
Noor AlAhli Pharmacy – Branch 6Noor AlAhli Medical Center Building, Hamdan Street02-6210524See Direction
Point Care PharmacyShop No. 6, P-8, Mr. Clean Car Wash Building, Near Al Falahiyah and Al Samha School, Al Samha East02-5641927See Direction
Select Pharmacy LLCMussafah M-10, Industrial Area, Ground Floor, Plot No. 48, Near Lal Market02-5467888See Direction

How to access ADNIC medical insurance hospital list?

ADNIC medical insurance hospital list

Image source

To access the ADNIC Health Insurance hospital list, you can simply follow these steps:

  • Visit the official website of ADNIC health insurance.
  • Select the city, network type, category, speciality, and language.
  • Click  “Find”.
  • They will give you an ADNIC health insurance hospital list according to your preferences.

ADNIC health insurance login:

ADNIC health insurance login

Image source

To log in to the ADNIC health insurance portal, you can do it via the app or the website. Let’s look at how to log in via the official website:

  • Visit this link.
  • Enter your user ID or email address.
  • Enter your password and click “Submit”.
  • You will be logged in successfully.

ADNIC health insurance app:

You can even download the ADBIC health insurance app for Android and iOS. The app allows you to get quotes, update information, download the ADNIC health insurance card, and do many other things.

Final takeaway:

ADNIC health insurance gives you complete coverage, access to many healthcare providers, and extra benefits to make sure you and your family get quality medical care. By knowing your needs and comparing different plans, you can pick the best health insurance in UAE that gives you peace of mind and financial protection.

For more detailed information, visit the official ADNIC website here.

Frequently Asked Questions (FAQs):

Q. Which insurance is best for health in the UAE?
There is a lot of good health insurance in the UAE, including Daman Health · ADNIC (Abu Dhabi National Insurance Company) · AXA (Gig), Gulf Insurance · Aetna, and many more. Click here to learn more about this health insurance.

Q. Who owns ADNIC?
The Abu Dhabi Investment Council owns ADNIC.

Q. How much is ADNIC health insurance?
Visit their official website for a quote on the different ADNIC health insurance categories.

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