Exclusions
However the following things are generally excluded from travel insurance policies:
– War and terrorist acts (except when the optional cover is taken)
– Damages arising from extreme/adventure sports (except when optional cover is taken
– Any subsequent problems arising from activities against local authoritative warning or advice
– manual work in connection with a profession
– self-injury
– sexually transmitted diseases and any related illness/sickness or bodily injury
– solvent, drug or alcohol abuse
– your own unlawful action or any criminal proceedings against you
– consequential loss of any kind
– any trip from you you are not booked to return within the period of insurance
– any claim made in a fraudulent manner
– theft not reported to the police within 24 hours of discovery
This list is by no means exhaustive, each underwriter has their own conditions and exclusions – it’s best to check the policy booklet. You can get hold of them on our downloads page.