Lightning Fast Service. Simple Claims Process. Dedicated Personal Shopper. No Call Centers.
Alfred’s InsuranceMarket.ae is the brainchild of AFIA Insurance Brokerage Services L.L.C

AFIA Insurance Brokerage Services L.L.C is a licensed and regulated insurance brokerage powerhouse in the UAE, with registration no. 85, under the UAE Insurance Authority and a HIIP holder under the Dubai Health Authority.

Dedicated and Qualified Personal Advisors

You’ll have a dedicated personal advisor to explain the benefits, walk you through the process and help you choose. No call centres. No technical jargon.

Highest Rated Insurance Broker

Our Google rating  4.9/5(4000+reviews) Highest rated insurance broker in UAE.

Partnerships with world class insurers

The insurers we associate ourselves with are among the most secure in the marketplace and you can be confident that the policies you buy genuinely cover the necessary risks.


We work hard to negotiate prices to the lowest possible level without adopting a ‘no frills’ strategy.

Extras and optional benefits
Alfred only deals with comprehensive insurance policies. We want to make sure you’re adequately covered when you’re driving around the UAE and Oman, so we’re pretty confident about the standards of the policies we issue.

​However, you have the option to make your insurance policy even better.

Hire car

Make sure that accidents don’t make it more difficult for you to get to work – even if it’s not your fault – by taking the hire car option.

Personal Accident Benefits
This is like a mini form of life insurance for you and your passengers. If you’re in a serious accident and someone experiences bodily injury, the insurance company will give you a form of compensation, which can go up to 200,000 Dirhams!

GCC Cover
You can extend your car coverage to include other GCC countries, in case you want to go to Saudi or Kuwait for business or holiday, for example.

Agency Repair
If your car is relatively new, you can make sure that any accident is fixed by the very people who make your car. This will keep the resale value high.

Protected No Claims
Perhaps you’re an excellent driver, and you haven’t been responsible for any accidents in the last 5 years. Of course, you’re going to be rewarded with a big no claims discount. Why don’t you insure this discount? That way your big discounts won’t be spoiled by a little claim.

Roadside Assistance
Some people’s credit card already has roadside assistance. But for those of you who don’t, you should really consider this optional extra, just in case you run out of petrol or your car breaks down whilst you’re driving around. Being stuck at the side of Al Khail road at night wouldn’t be fun, would it?

Dent Repair
Chartis (AIG) provide the option to include dent repair service in their policy. So, if you have a small bump whilst you’re trying to park in the tiny spaces in Madinat Jumeirah, for example, you’ll be able to get it repaired under your insurance.

Report a claim

The vehicle insurance claims process is really straightforward. We don’t require originals of the documents below so a scan-upload or fax would do the job. Of course, you are welcome to bring the documents to our office if that is more comfortable for you.

Am I eligible for Alfred to help me get car insurance?

Eligibility to get a car insurance- Alfred’s InsuranceMarket

Alfred will be able to help you get you and your car insured providing:

– You are 23 or above…
– …but below 65
– You hold a valid UAE driver’s licence
– You have a passport and resident visa here in the UAE
– Your car will be registered in Al Ain, Dubai, Sharjah, Ajman or Abu Dhabi.

We’ve tried to make it as easy as possible to get a quote from us by not having too many questions. However, please tell us if the following applies to you:

– the car will be used for something other than social, domestic or pleasure.
– the car will be driven by someone under the age of 25
– you’ve had more than 5 claims in the last 3 years
– you’ve modified the car in any way.

Getting your car repaired whilst insured with Alfred

If you have Agency repairs on your policy, your car can be repaired by the agency who are responsible for your brand of car. So, for example, in the event of a crash, your BMW can be taken to the AGMC garage who will repair it for you. This service is often at great expense to the insurers, so you’re lucky they make it free for you in your policy!

But if you have an older car, don’t worry. Each insurance company maintains their own panel of approved garages, who will repair your car to the highest possible standards, and will be under a 12 month guarantee. So don’t you worry.

AXA’s preferred garages:
Technical Resources

AIG’s preferred garages:
Auto service centre
Pal Auto
KM Garage
Al Mazouri and Clevy
Al Fadi Modern Garage

If you’re looking to get some repairs done yourself or you’d like to have modifications done to your car, from Alfred’s experience living and working in Dubai, the craftmanship at House of Cars is second to none – have a look on www.houseofcarsgroup.com

A few tips, tricks and wise words from Alfred
Insurance is a must, there’s not really any two ways around it. The UAE has one of the highest levels of fatality on the road per head of population, which is hardly surprising with a multicultural, expat community all importing the bad driving habits from their home countries. It’s something the governments are taking very seriously, with investment in roads and an evident crackdown on bad drivers.

Here’s a few tips for keeping the cost of driving down:

Car insurance here is a competitive business for the insurance companies, so it’s really important you look at what you need. Cover will vary massively, with some companies offering fantastic benefit packages, whilst some will offer the bare minimum. Do you really need a hire car? But equally, what if? Would you really be able to survive without one?

No Claims
Building up your no claims discount can sometimes just be down to luck. But once you have them, get hold of your insurance company and ask for the certificate. It’s your gateway to cheaper insurance, as discounts of up to 15% can be obtained.

Young drivers
Statistically, new and/or young drivers are highly likely to be involved in an accident. If it is their fault, they will have to pay up to 10% of the claim, which can be quite a lot if it’s a total loss!

Sure, it’s fantastic to drive around in a nice car, but with the rapidly increasing fuel costs, you’d save a fortune by switching down an engine size.
From an insurance point of view, ask which companies are best for 4x4s, saloons or coupés. Each company has their preference. Thinking about buying a coupé? Along with high performance cars, they tend to be more expensive to insure.

International licence
If you’re sending your son or daughter away for education, it’s worth encouraging them to learn to drive there too. Transferable licences from places such as the UK and the US might well be entitled to cheaper insurance here.

Voluntary excess
Some companies will give you the option of increasing the excess, bringing the cost of your overall premium down. Ask Alfred which companies can do this for you.

Multiple car discounts
Insurance companies love it if you have more than one car. You’re probably not going to be driving them both at the same time, after all. Request for a loyalty discount.

Online car insurance in Dubai
If you are looking for car insurance quotes online where you can compare and buy instantly, try Service Market.