LIFE INSURANCE
WITH ALFRED

InsuranceMarket.ae offers a composite suite of insurance and savings products to both corporate and individual clients from a various international and domestic product providers.

As a ‘One Stop Shop’ for you, InsuranceMarket.ae deals with top notch and the most reputed World Class Insurance companies like Zurich International, Friends Provident International, Metlife, Salama and many others, whose financial ratings are robust and top rated by Forbes, Standards and Poor’s, Fitch & Moody’s.

We strive to deliver bespoke insurance solutions to meet various needs of our clients, whether as an individual, family, group or a corporate.

Every individual’s circumstance is different – so are the needs in their life. For some it is important to establish a home, a business, to raise their family with the finest of standards, and to secure themselves and their family against illnesses and death.
Most people are confused by life insurance. Buyers are often mystified by its complexity, structure and pricing. In fact, most people are not comfortable with the entire subject of life insurance, but it is too important to the financial fabric of the family and business to be ignored.

Life insurance is often the ONLY way the owner of the policy can provide money to meet these needs.

Life insurance is a process of making advance provision for financial needs that will arise in the future. The objective is to ensure that the right amount of money is available in the right hands at the right point in the future to achieve an individual’s financial objectives.

For example, it may be necessary to save for many years to create an adequate income in retirement. Parents may feel the need to make financial provision for their family if either dies young. Equally, people who are already wealthy may need to take financial planning steps now to ensure that their assets, including family businesses, pass without difficulty or additional charges from taxation to their, chosen heirs.

Life insurance is protection against financial loss that would result from the premature death of an insured person. The beneficiary receives the proceeds and is thereby safeguarded from the financial impact of the death of the insured. The death benefit is paid by a life insurer in consideration for premium payments made by the insured.