LIFE INSURANCE
    WITH ALFRED

    Plan Wisely and Live Happily

    • 2-2Best possible value for your money
    • 3-2Only the most reliable insurance companies
    • 4-3 Dedication to claims service
    • 5-1Your own personal advisor to help you decide
    alfred2

    google-2 4.9/5 Rating 49_star_google_rating (6000+ reviews)

    OUR LIFE INSURANCE PARTNERS

    One size does not fit all. We work with the Leading Life Insurance companies in the UAE to tailor the right policy for you.
    Zurich-1
    Oman_Insurance_Company
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    Salama-1
    Noor_Takaful-1
    Metlife-1
    Friends_Provident

    OUR LIFE INSURANCE PARTNERS

    One size does not fit all. We work with the Leading Life Insurance companies in the UAE to tailor the right policy for you.
    Alfred

    InsuranceMarket.ae offers a composite suite of insurance and savings products to both corporate and individual clients from a various international and domestic product providers.

    As a ‘One Stop Shop’ for you, InsuranceMarket.ae deals with top notch and the most reputed World Class Insurance companies like Zurich International, Friends Provident International, Metlife, Salama and many others, whose financial ratings are robust and top rated by Forbes, Standards and Poor’s, Fitch & Moody’s.

    We strive to deliver bespoke insurance solutions to meet various needs of our clients, whether as an individual, family, group or a corporate.

    BENEFITS OF LIFE INSURANCE

    Every individual’s circumstance is different – so are the needs in their life. For some it is important to establish a home, a business, to raise their family with the finest of standards, and to secure themselves and their family against illnesses and death.
    Most people are confused by life insurance. Buyers are often mystified by its complexity, structure and pricing. In fact, most people are not comfortable with the entire subject of life insurance, but it is too important to the financial fabric of the family and business to be ignored.
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    Provide a guaranteed income and financial security for your loved ones

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    Build up a policy value over time

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    Leave a legacy
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    To provide for the illnesses when you need it most
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    Protect the financial future of your dependents
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    Pay a debt

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    Purchase an interest in a business

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    Buy a piece of property
    alfred

    Life insurance is often the ONLY way the owner of the policy can provide money to meet these needs.

    LIFE INSURANCE WITH ALFRED

    Life insurance is a process of making advance provision for financial needs that will arise in the future. The objective is to ensure that the right amount of money is available in the right hands at the right point in the future to achieve an individual’s financial objectives.

    For example, it may be necessary to save for many years to create an adequate income in retirement. Parents may feel the need to make financial provision for their family if either dies young. Equally, people who are already wealthy may need to take financial planning steps now to ensure that their assets, including family businesses, pass without difficulty or additional charges from taxation to their, chosen heirs.

    Life insurance is protection against financial loss that would result from the premature death of an insured person. The beneficiary receives the proceeds and is thereby safeguarded from the financial impact of the death of the insured. The death benefit is paid by a life insurer in consideration for premium payments made by the insured.

    income-death
    Provision of family income in the event of the income provider’s illness or death
    preservation
    Accumulation, preservation and investment of wealth
    survival
    Survival of businesses from one generation to another

    DIFFERENCE BETWEEN Term Assurance and Whole of Life Insurance

    term_insurance

    Term Assurance

    Some life assurance policies are designed to meet temporary / short term life Insurance needs. A term assurance policy provides protection during the fixed policy term ranging from a minimum of 5 years to a maximum of 35 years. There is no investment or saving element as the core purpose would be for pure protection. Such policies usually come with monthly or yearly premium payment options and premiums are paid throughout the term of the policy.
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    Whole of Life plan

    The plan term is open ended, hence continues throughout the lifetime of the life assured. The sum assured is payable on the life assured’s death. Here the premiums could be paid monthly, quarterly, half yearly or yearly for as little as 7 years and as long as whole of life. These plans usually contain an investment element, and will provide increased cash value alongside funding for the cost of future benefits throughout the life of the insured. Protection benefits would be the prominent benefit under this plan.

    Your life insurance premium

    DEPENDS ON YOUR PROFILE, ADDITIONAL BENEFITS AND LENGTH OF COVER
    Our Qualified Life Insurance Advisors will provide appropriate and affordable solutions to suit your needs from leading insurance providers

    OPTIONAL BENEFITS OF LIFE INSURANCE WITH ALFRED

    WHEN TO START PLANNING?

    Whatever the stage you are at in your life, there is always a need to protect and save for the future.
    single

    SINGLE

    married

    MARRIED

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    MARRIED WITH CHILDREN

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    APPROACHING RETIREMENT

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    POST RETIREMENT

    20
    • Pay education loans
    • Premiums gets expensive with age and responsibilities
    30
    • Protection for your dependents
    • House Planning
    40
    • Children Education
    • Children Marriage
    • Secure your family’s future
    50
    • Boost your retirement savings
    • Plan a long-term care
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    • Enjoy every moment of your hard earned financial freedom

    SOME FREQUENTLY ASKED QUESTIONS

    Read Alfred’s advice and insight on some asked questions.
    How can I plan my finances?
    Expats in the UAE will find that there is no pension plan, no government funding for children’s education, no death compensation and no public healthcare…
    Read More
    What factors do insurers look at to compute my premium?
    Life insurance providers will look at many things when underwriting a policy especially for you…
    Read More
    Alfred's tips on living a healthy life!
    People often ask Alfred how he’s kept in such good shape for a man of his age. If we’re only going to live once, we should aim to live as long as we can…
    Read More
    How does life insurance play an important role across all stages of life?
    CHILDHOOD
    Childhood is a period of dependency which usually lasts until children finish their full-time education. The child’s financial needs are met by parents or other relatives and, even in societies where children start work at a young age, the child’s income rarely provides financial independence…
    Read More
    How to budget?
    Whenever we spend money, we try to be within our budget. Therefore, budgeting of our monthly earnings is very important in our lives whether we are an employee or an employer…
    Read More

    PAYMENT OPTIONS OF LIFE INSURANCE

    credit_card

    Credit Card

    Bank_transfer

    Bank Transfer

    bank_cheque

    Cheque

    GET LIFE INSURANCE

    QUOTES IN YOUR EMAIL NOW

    Life insurance is expensive in UAE and if you don’t have the right Life Insurance for yourself, get it now with Alfred

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