COMPARE LIFE INSURANCE WITH ALFRED

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OUR LIFE INSURANCE PARTNERS

One size does not fit all. We work with the Leading Life Insurance companies in the UAE to tailor the right policy for you.

OUR LIFE INSURANCE PARTNERS

One size does not fit all. We work with the Leading Life Insurance companies in the UAE to tailor the right policy for you.

BENEFITS OF LIFE INSURANCE

Peace Of Mind

Life insurance eliminates financial stress. By buying the right quantum of life insurance, the insured is eliminating the financial stress that may be caused due to his or her absence

Debt Free Life

The insured may have debts but when he leaves his family members, they need not have to worry about the debts they have inherited.The insurance amount will help them pay these debts off so they can lead a debt free life.

Child's Future Is Secured

If the person has bought adequate life insurance, his children need not have to abandon their dream of pursuing higher education.The insured amount will help them continue their education.

Steady Income

Life insurance can replace the income of the deceased person. This means there will not be any disruption to the future plans that have been made. The family members can continue to lead the same lifestyle.

LIFE INSURANCE POLICIES WITH ALFRED

Life insurance is actually a very general term. There’s all kinds of possibilities and different plans, so it’s perhaps the most customisable of all the insurances. But the message is clear – the past is history, but tomorrow is a mystery. Who knows what will happen? As another cliche goes, hope for the best, but plan for the worst. What if you do die tomorrow? Who will pay for your children’s education? Who will pay the rent? Who will pay for your funeral? Scary isn’t it. Obviously, you could play the stock markets, move money around to benefit from the exchange rates or just try to save. But why not make your money work harder?

Life insurance isn’t the same as car insurance. Car insurance is all about protection. Sure, there’s a large protection element in life insurance too, but unlike car insurance, life insurance is also an investment. Life insurance is about financial planning, but having protection at the same time.

Life insurance is divided in to ‘term level’ and ‘whole of life’.

Term level life insurance

Some people just want to have have cover for a particular period of their lives. Here, an amount is paid upfront, monthly or annually, and, should anything happen to that person in the term agreed (often 5, 10, 15 or 20 years) a sum will be paid out. Of course, the more you pay each month, the higher the pay out will be. If you’re lucky and you don’t die, you will receive a fixed payment – your monthly contributions have been invested on your behalf. So this sort of life insurance is great for financial planning too; saving for your daughter’s wedding, perhaps.

Whole of Life insurance

One would hope that we impart a bigger impression upon other people when we are alive than when we are gone. However, death can leave behind all kinds of financial insecurities for your loved ones. Contributions towards a whole of life policy can be made as a lump sum, or monthly/annual payments and will cover you in the event of death right until you are 95 years old.

By definition, we would hope that life insurance is a long term investment. Accordingly, we will only work with companies who we know will be there in the long term.

YOUR LIFE INSURANCE PREMIUM

DEPENDS ON A LOT OF FACTORS
Your personal shopper will compare many life insurance quotes from leading insurance providers before sharing with you

OPTIONAL BENEFITS OF LIFE INSURANCE WITH ALFRED

There are all kinds of ways to tailor a life insurance policy. Here’s a short list, but do speak to your Dedicated Advisor who can talk you through all the options.

However, you have the option to make your insurance policy even better.

  • Cover can be arranged on a single life, but also for you and your partner. In this scenario, you can get a pay out in the event of the first death, or after both deaths, and this will be cheaper than taking out two individual policies.
  • A whole variety of payment options – payment as a lump sum, as flat payments on a monthly or annually basis, or as diminishing payments.
  • Critical illness cover
  • Total disability cover
  • Payment can be in a variety of currencies, so the policy is truly worldwide!
  • Long term care
  • Accidental death addtional benefits
  • Dismemberment
  • Hospitalisation
  • Family income
  • Waiver of premium
  • Permanent total disability
  • Aeroplane cover

WHEN TO START PLANNING?

Whatever the stage you are at in your life, there is always a need to protect and save for the future.

SINGLE

MARRIED

MARRIED WITH CHILDREN

APPROACHING RETIREMENT

POST RETIREMENT

  • Pay education loans
  • Premiums gets expensive with age and responsibilities
  • Protection for your dependents
  • House Planning
  • Children Education
  • Children Marriage
  • Secure your family’s future
  • Boost your retirement savings
  • Plan a long-term care
  • Enjoy every moment of your hard earned financial freedom

WHEN TO START PLANNING?

Whatever the stage you are at in your life, there is always a need to protect and save for the future.

SINGLE

  • Pay education loans
  • Premiums gets expensive with age and responsibilities

MARRIED

  • Protection for your dependents
  • House Planning

MARRIED WITH CHILDREN

  • Children Education
  • Children Marriage
  • Secure your family’s future

APPROACHING RETIREMENT

  • Boost your retirement savings
  • Plan a long-term care

POST RETIREMENT

  • Enjoy every moment of your hard earned financial freedom

SOME FREQUENTLY ASKED QUESTIONS

Read Alfred’s advice and insight on some asked questions.
How can I plan my finances?
Expats in the UAE will find that there is no pension plan, no government funding for children’s education, no death compensation and no public healthcare…..

Read More
What factors do insurers look at to compute my premium?
Life insurance providers will look at many things when underwriting a policy especially for you…

Read More
Alfred's tips on living a healthy life!
People often ask Alfred how he’s kept in such good shape for a man of his age. If we’re only going to live once, we should aim to live as long as we can….

Read More

PAYMENT OPTIONS OF LIFE INSURANCE

Credit Card

Bank Transfer

Cash

Cheque

GET LIFE INSURANCE

QUOTES IN YOUR EMAIL NOW

Life insurance is expensive in UAE and if you don’t have the right Life Insurance for yourself, get it now with Alfred