4.9/5 Rating

(15,000+ Reviews)

COMPARE HOME INSURANCE WITH ALFRED

Your beautiful home is not complete if the building, furnishings and valuables are not insured. When you’ve put in so much time, effort and money to make it your ‘home’, it’s only fair Alfred’s personal shoppers help you pick the best policy!

OUR HOME INSURANCE PARTNERS

One size does not fit all. We work with the Leading Home Insurance companies in the UAE to tailor the right policy for you.

ALFRED'S HEARTFELT PROMISES

Best Possible Value For Your Money

Only The Most Reliable Insurance Companies

Passionate Dedication To Claims Service

Your Own Personal Shopper To Help You Choose

PROTECT YOUR HOME WITH ALFRED

Home Insurance covers building, contents and personal belongings

Building

Includes apartments as well as villas.

Contents

Include household goods like furniture, appliances, TV, carpets, etc.

Personal belongings

Include items like your phone, jewellery, mobile phones, laptops, other portable electronic devices.

HOW DO HOME POLICIES DIFFER?

Before purchasing a policy, remember that your dedicated personal shopper can help the differences.

Owner's Liability to the Public

As an owner, you are covered in case of accidental injury to a person or damage to a property.

Tenant's Liability

As a tenant, you are covered for any accidental damage to your landlord’s property.

Loss of Rent or Alternative Accommodation

Whether you are a landlord or tenant, you can claim up to the specified limits of your policy under this benefit.

Single Article Limits

The Contents and Personal Belongings above a specific value have to be listed on the policy.

Excess or Deductibles

In the event of a claim, this would be the amount to be shouldered by you.

Artwork or paintings

In case you are an avid collector of expensive types of art, you may be recommended a more comprehensive option.

HELPFUL INFORMATION TO GET YOU STARTED

If you’ve never taken up home insurance, the decision might be an overwhelming one. Alfred’s here to help you understand the basics

As an owner/landlord

You can insure your Building, Contents and Personal Belongings. Or you can opt to insure your building only (mortgage purposes) or just your Contents and Personal Belongings.

As a tenant

You can decide to insure your Home Contents and your Personal Belongings. Or even just only your Contents.

HERE'S HOW YOU CAN DETERMINE THE VALUE

BUILDING VALUE (VILLA/ APARTMENT)

When filling up the form, always value your building based on the re-building cost as insurance companies use this value at the time of a claim. The re-building cost is always lower than the purchase or market price of the property, so pricing at the re-building cost also means you pay a lesser premium.

CONTENTS VALUE

Contents are items found inside your home and are typically ‘immovable’ objects such as your dining table, cabinet, bed and kitchen appliances. Even if you don’t have the exact costs, you can give an approximate value of all the contents in your house.

PERSONAL BELONGINGS

Don’t forget that when valuing your personal belongings these are valuables that you carry with you such as your laptop, jewellery, watches and even clothes. Did you know that these are even covered worldwide? Wherever you are, in fact. Again, don’t fret over not knowing the exact value as an approximate would do for a quote.

HOME INSURANCE DOES NOT COVER THE FOLLOWING

Mysterious Disappearances

Are unexplained losses which are a no-no. Always keep a check on your valuable items or else immediately report the loss to the police.

Unoccupied Home

Is an apartment or a villa left unoccupied for more than 60 consecutive days.

Damage by Consent

Are damages in your home caused by anyone who enters your home with your consent or the consent of your household.

War or Civil Commotion

Is any damage caused by riots, civil commotion, strikes or political disturbances.

GET HOME INSURANCE

PROTECT YOUR MOST VALUABLE ASSETS

We’ll email your custom comparison table to save you time & money

HERE'S WHAT OUR CUSTOMERS ARE SAYING

4.9/5 Rating

(15,000+ Reviews)

Scott Donaldson

I used this company to arrange home insurance in Dubai and having made a claim, I would recommend them 100%!

Jonathan Frost

Have used AFIA for the first time recently to renew some insurance policies. Recently I submitted a claim which, as usual, the insurer tried to wriggle out of paying. Gloria Hurboda at AFIA was an absolute superstar and managed to get my claim approved in full and paid out in record time. Extremely efficient service and professionally managed. Will now be giving them ALL my insurance business. Highly recommend these guys...

Lorenza Gazzola

The renewal process for home insurance is quite efficient and easy. Michael has been very supportive and is highly recommended.