Your beautiful home is not complete if the building, furnishings and valuables are not insured. When you’ve put in so much time, effort and money to make it your ‘home’, it’s only fair Alfred’s personal shoppers help you pick the best policy!
One size does not fit all. We work with the Leading Home Insurance companies in the UAE to tailor the right policy for you.
Best Possible Value For Your Money
Only The Most Reliable Insurance Companies
Passionate Dedication To Claims Service
Your Own Personal Shopper To Help You Choose
Home Insurance covers building, contents and personal belongings
Includes apartments as well as villas.
Include household goods like furniture, appliances, TV, carpets, etc.
Include items like your phone, jewellery, mobile phones, laptops, other portable electronic devices.
Before purchasing a policy, remember that your dedicated personal shopper can help the differences.
Owner's Liability to the Public
As an owner, you are covered in case of accidental injury to a person or damage to a property.
As a tenant, you are covered for any accidental damage to your landlord’s property.
Loss of Rent or Alternative Accommodation
Whether you are a landlord or tenant, you can claim up to the specified limits of your policy under this benefit.
Single Article Limits
The Contents and Personal Belongings above a specific value have to be listed on the policy.
Excess or Deductibles
In the event of a claim, this would be the amount to be shouldered by you.
Artwork or paintings
In case you are an avid collector of expensive types of art, you may be recommended a more comprehensive option.
If you’ve never taken up home insurance, the decision might be an overwhelming one. Alfred’s here to help you understand the basics
As an owner/landlord
You can insure your Building, Contents and Personal Belongings. Or you can opt to insure your building only (mortgage purposes) or just your Contents and Personal Belongings.
As a tenant
You can decide to insure your Home Contents and your Personal Belongings. Or even just only your Contents.
BUILDING VALUE (VILLA/ APARTMENT)
When filling up the form, always value your building based on the re-building cost as insurance companies use this value at the time of a claim. The re-building cost is always lower than the purchase or market price of the property, so pricing at the re-building cost also means you pay a lesser premium.
Contents are items found inside your home and are typically ‘immovable’ objects such as your dining table, cabinet, bed and kitchen appliances. Even if you don’t have the exact costs, you can give an approximate value of all the contents in your house.
Don’t forget that when valuing your personal belongings these are valuables that you carry with you such as your laptop, jewellery, watches and even clothes. Did you know that these are even covered worldwide? Wherever you are, in fact. Again, don’t fret over not knowing the exact value as an approximate would do for a quote.
Are unexplained losses which are a no-no. Always keep a check on your valuable items or else immediately report the loss to the police.
Is an apartment or a villa left unoccupied for more than 60 consecutive days.
Damage by Consent
Are damages in your home caused by anyone who enters your home with your consent or the consent of your household.
War or Civil Commotion
Is any damage caused by riots, civil commotion, strikes or political disturbances.
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I used this company to arrange home insurance in Dubai and having made a claim, I would recommend them 100%!
Have used AFIA for the first time recently to renew some insurance policies. Recently I submitted a claim which, as usual, the insurer tried to wriggle out of paying. Gloria Hurboda at AFIA was an absolute superstar and managed to get my claim approved in full and paid out in record time. Extremely efficient service and professionally managed. Will now be giving them ALL my insurance business. Highly recommend these guys...
The renewal process for home insurance is quite efficient and easy. Michael has been very supportive and is highly recommended.
Read Alfred’s advice and insight on some asked questions.
Home Insurance has a lot of benefits and doesn’t have to be expensive either. Get the most competitive one through Alfred!
27th Floor, Control Tower, Motor City, Dubai
United Arab Emirates
PO Box 26423
Call: 800 ALFRED
Office: (+971) (0) 4 421 5819