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COMPARE HOME INSURANCE WITH ALFRED

Your beautiful home is not complete if the building, furnishings and valuables are not insured. When you’ve put in so much time, effort and money to make it your ‘home’, it’s only fair Alfred’s personal shoppers help you pick the best policy!

GET QUOTES IN YOUR EMAIL

OUR HOME INSURANCE PARTNERS

One size does not fit all. We work with the Leading Home Insurance companies in the UAE to tailor the right policy for you.

ALFRED'S HEARTFELT PROMISE

Best Possible Value For Your Money

Only The Most Reliable Insurance Companies

Passionate Dedication To Claims Service

Your Own Personal Shopper To Help You Choose

PROTECT YOUR HOME WITH ALFRED

Home Insurance covers building, contents and personal belongings

Building

Includes apartments as well as villas.

Include household goods like furniture, appliances, TV, carpets, etc.

Personal belongings

Include items like your phone, jewellery, mobile phones, laptops, other portable electronic devices.

HOW DO HOME POLICIES DIFFER?

Before purchasing a policy, remember that your dedicated personal shopper can help the differences.

Owner's Liability to the Public

As an owner, you are covered in case of accidental injury to a person or damage to a property.

Single Article Limits

The Contents and Personal Belongings above a specific value have to be listed on the policy.

Tenant's Liability

As a tenant, you are covered for any accidental damage to your landlord’s property.

Excess or Deductibles

In the event of a claim, this would be the amount to be shouldered by you.

Loss of Rent or Alternative Accommodation

Whether you are a landlord or tenant, you can claim up to the specified limits of your policy under this benefit.

Artwork or paintings

In case you are an avid collector of expensive types of art, you may be recommended a more comprehensive option.

HELPFUL INFORMATION TO GET YOU STARTED

If you’ve never taken up home insurance, the decision might be an overwhelming one.
Alfred’s here to help you understand the basics

As an owner/landlord

You can insure your Building, Contents and Personal Belongings. Or you can opt to insure your building only (mortgage purposes) or just your Contents and Personal Belongings.

As a tenant

You can decide to insure your Home Contents and your Personal Belongings. Or even just only your Contents.

HERE'S HOW YOU CAN DETERMINE THE VALUE

BUILDING VALUE (VILLA/ APARTMENT)

When filling up the form, always value your building based on the re-building cost as insurance companies use this value at the time of a claim. The re-building cost is always lower than the purchase or market price of the property, so pricing at the re-building cost also means you pay a lesser premium.

CONTENTS VALUE

Contents are items found inside your home and are typically ‘immovable’ objects such as your dining table, cabinet, bed and kitchen appliances. Even if you don’t have the exact costs, you can give an approximate value of all the contents in your house.

PERSONAL BELONGINGS

Don’t forget that when valuing your personal belongings these are valuables that you carry with you such as your laptop, jewellery, watches and even clothes. Did you know that these are even covered worldwide? Wherever you are, in fact.
Again, don’t fret over not knowing the exact value as an approximate would do for a quote.

HOME INSURANCE DOES NOT COVER THE FOLLOWING

Mysterious Disappearances

Are unexplained losses which are a no-no. Always keep a check on your valuable items or else immediately report the loss to the police.

Unoccupied Home

Is an apartment or a villa left unoccupied for more than 60 consecutive days.

Damage by Consent

Are damages in your home caused by anyone who enters your home with your consent or the consent of your household.

War or Civil Commotion

Is any damage caused by riots, civil commotion, strikes or political disturbances.

GET HOME INSURANCE

PROTECT YOUR MOST VALUABLE ASSETS

GET QUOTES IN YOUR EMAIL

We’ll email your customized quote to save your time and money

HERE'S WHAT OUR CUSTOMERS ARE SAYING

Scott Donaldson

I used this company to arrange home insurance in Dubai and having made a claim, I would recommend them 100%!

Jonathan Frost

Have used AFIA for the first time recently to renew some insurance policies. Recently I submitted a claim which, as usual, the insurer tried to wriggle out of paying. Gloria Hurboda at AFIA was an absolute superstar and managed to get my claim approved in full and paid out in record time. Extremely efficient service and professionally managed. Will now be giving them ALL my insurance business. Highly recommend these guys..........

Lorenza Gazzola

The renewal process for home insurance is quite efficient and easy. Michael has been very supportive and is highly recommended.

Brice Escarguel

InsuranceMArket.ae has done an amazing job, finding the best deal and helping me with all the paperwork needed. In only a few days I have chosen and I had my insurance. Thank you so much for that. Thanks to Michael Arve Velasco for home insurance and Jayson Farinas for car insurance, you are the best!

Aditya Penjarla

Larry helped us in getting a home insurance for our new villa. He got us a great deal and really helped through the entire process. If it weren't for him, we would still be on the hunt for an insurance. Thanks Larry and team AFIA.

Sanju Thachampuram

Great service! Very helpful representative in Akshae Golekar, polite to speak to and saved me a good amount of money without me needing to call around numerous brokers! Highly recommend.

Natalie Linnell

Great service. Easy to deal with have a great selection of quotes at reasonable prices and offered fast and easy confirmation and payment system. My advisor followed up and issued everything quickly with good explanations.

SOME FREQUENTLY ASKED QUESTIONS

Read Alfred’s advice and insight on some asked questions.

Want to know more about the home policies and covers?

Alfred really likes to deal with the big multinationals for home insurance…
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Want to know more about the home exclusions?

We only sell contents or buildings insurance we believe to be thorough, well designed and will not cause problems in case of claim…
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Who is home insurance for?

The common misunderstanding of home insurance is that only individuals who own their apartment or villa, owners, can purchase this type of insurance. This isn’t true at all, as individuals who rent an apartment or villa, tenants, can also purchase a home insurance…
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What main factors affect premiums?

Claims

If you’ve had home insurance claims in the past, this would most likely affect your quote though it does still depend on the gravity of the claim and how long ago it had happened. If the claim was a relatively small amount, insurers will sometimes not load (increase) the premium…
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What is under insurance? (What NOT to do.)

Under insurance is when the overall value of the things you own or the total sum insured is significantly lower than the actual value. For example, it’s valuing your contents’ sum insured as AED 150,000 when it should actually be valued at AED 300,000 …
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What are the main liabilities I am covered for under home insurance?

Owner’s liability to the public covers you as the building owner for any accidental injury or damage to a third party person or property that had started in your own property…
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