Whether for yourself, your family or your employees, let Alfred's personal shoppers help you find the right medical insurance policy.
- Dedicated Personal Shopper to help you compare and select
- Quotes from Leading Health Insurance companies in your email
- Best value for your money
OUR MEDICAL INSURANCE PARTNERS
One size does not fit all. We work with the Leading Health Insurance companies in the UAE to tailor the right policy for you.
GET INSURED IN THESE 4 EASY STEPS
Complete The Form (it takes seconds)
We Email You The Best Deals
We Help You With Your Application
We Email Your Health Insurance Documents
BENEFITS OF HEALTH INSURANCE
At InsuranceMarket.ae,, on top of the complete medical package – outpatient, inpatient, daycare, and emergency covers – you can add an extra layer of protection for life’s speed bumps.
Accidents happen. With cash for accident care and recovery, you can get some payback.
Cancer and Critical Illness
A positive diagnosis changes everything. Alfred helps make finances one less thing to worry about.
Should a serious health event come up, Alfred helps you focus less on your wallet and more on getting better.
Travel with confidence You’re covered in case of medical emergencies wherever you go.
Keep on smiling with dental coverage.From basic cleaning to root canals, Alfred offers health insurance that pays for most dental services.
No-network eye care coverage. From eye surgeries to treating eye diseases and disorders, you’re covered.
Your Medical Insurance Premium Depends On A Lot of Factors
Your personal shopper will compare Health Insurance quotes from Leading Insurance providers
We’ll email a comparison table, help you apply and email your policy!
Introduction to Health Insurance in Dubai
Effective January 2017, health insurance cover in Dubai is mandatory for its citizens and expats working in the city. According to DHA (Dubai Health Authority), more than 98% (over 4 million) of the Dubai residents now have mandatory basic medical coverage.
Expats in Dubai are required to have a health insurance to apply for a new residency visa or to renew an existing one. The move is part of the overall efforts of Dubai and UAE governments to provide adequate healthcare to expats who are earning a lower wage.
The Mandatory Medical Insurance Coverage in Dubai
The new mandatory health insurance coverage is under the Dubai Health Insurance Law that came into existence in January 2014. According to the law, every sponsor is now responsible for providing a mandatory basic health insurance plan to all expats regardless of their salaries. By this, Dubai government makes sure that even the low paid employees, mostly who work under AED 4,000 can also have access to adequate healthcare.
What If You Aren’t Insured in Dubai?
If you are an expat, it is illegal and may result in deportation and cancellation of visa. As an expat, you cannot renew your residency visa if you don’t have adequate insurance coverage. On the other hand, citizens and expats also have to pay a monthly fine of 500 AED. In the case of expats, the sponsor is responsible for paying a fine.
Basic Health Insurance Coverage
With basic coverage, you can have access to hospitals and clinics under DHA (Dubai Health Authority). DHA has currently a large network of clinics and hospitals all across Dubai offering an easy and quick access to medical services. The basic health insurance coverage is specifically designed for expats with lower salaries.
The basic health coverage costs employers an estimated 600 to 700 AED a year and offers medical coverage of up to 150,000 AED.
Other Health Insurance Options
For those who are looking for better health coverage can shop for other insurance options mostly offered by their employers. There are many medical insurance companies in Dubai that offer private health insurance with access to more hospitals and clinics with wider coverage.
Health Insurance Providers in Dubai
For many expats, the basic coverage is not enough and they look for better coverage options. Fortunately, there are many insurance companies that offer different health insurance plans often customised according to the needs of the buyer.
Even though most of the companies offer adequate health insurance along with their compensation package, but it is not mandatory for companies to do so. In some cases, you have to look out for a better option on your own.
Insurance plans can significantly vary depending on the cost and coverage. While most of the health insurance packages don’t include optical and dental coverage, you can have these covered for a higher cost in premium medical insurance plans.
In Dubai, you can have the list of hospitals and clinics that are listed on your cover. With more comprehensive health coverage plan, you can also have an access to a better and extensive health network of hospitals and other healthcare providers.
PAYMENT OPTIONS FOR HEALTH INSURANCE
OUR CLAIMS PROCESS
Alfred will be sure to be here when you need him most. Accordingly, if you’re in a need of help, get in touch with us so we we can help you through your claims process.
Our strong relationships with our providers means we can often get things done faster than market practice, and we have lots of experience making sure claims are paid quickly.
Quite simply, we need valid evidence for all your claims, so do send all possibly relevant documents our way. Of course, if you’re not sure what’s needed, we can guide you through the process.
ABOUT ALFRED'S INSURANCEMARKET.AE
Lightning Fast Service. Simple Claims Process. Dedicated Personal Shopper. No Call Centers.
Alfred’s InsuranceMarket.ae is the brainchild of AFIA Insurance Brokerage Services L.L.C
AFIA Insurance Brokerage Services L.L.C is a licensed and regulated insurance brokerage powerhouse in the UAE, with registration no. 85, under the UAE Insurance Authority and a HIIP holder under the Dubai Health Authority.
Dedicated and Qualified Personal Shoppers
You’ll have a dedicated personal shopper to help you choose and explain the benefits. No call centers. No technical jargon.
Highest Rated Insurance Provider
Our Google rating 4.9/5(10,000+reviews) Highest rated insurance provider in UAE.
Partnerships with world class insurers
The insurers we associate ourselves with are among the most secure in the marketplace and you can be confident that the policies you buy genuinely cover the necessary risks.
HERE'S WHAT OUR CUSTOMERS ARE SAYING
It was first time to deal with insurance using online service, it was good experience specially when Mrs. Shermie Claire as she make it easy and fast. She provide immediately options to me and completed the process within 20 min. I like this service and appreciate her for guiding me to get the service in perfect way
It was an excellent experience dealing with AFIA insurance brokerage services, they understood my requirement quickly, gave me best possible option, and the staff was to the point. I have both personal medical and car insurance done through them and I am one very happy satisfied customer. I would like to appreciate and give a special mention to both the employees I was in touch with Sheena de los Santos and Beverly Gaspi, thank you and keep up the good work, All the best!!!
Had a very nice experience and was well treated by Mr Ariel Aleo, while renewing my health insurance. He always took time to answer emails and send back requested information.
I am Archana Acharyya. I wanted a medical insurance for my daughter. So, I contacted Afia Insurance. Immediately, I received a mail from Mr. Gilbert Simbulan. Mr. Gilbert introduced himself and made me aware of all that was required for getting the insurance done. He is a thorough professional. He is prompt in answering queries and is well informed. I am very happy with the assistance rendered by Mr. Gilbert and would definitely suggest his name to my colleagues.
Talk about having an affordable, but still reliable insurance and fast service? Get them all with Insurance Market and Mr. Ariel Aleo. He was very cooperative and helpful. In just few minutes, I was able to receive my kids' medical insurance. No hassle and no worries. Quality service that is worth every client's valuable time. High recommended!
I dropped an online enquiry late afternoon on Wednesday to check for my mother medical insurance (as she is aged 81 years). Got an SMS to acknowledge the query made. Next day that’s Thursday early morning Ms Danielle responded regarding all the required documents , which I arranged and same day by 1.00pm the insurance was already prepared and sent out to me. It’s Ramadan timing this month I was expecting few days for them to check respond and arrange but this was a real quick turn around time. Ms Danielle Andigan also went the extra mile to call up and explain the quotes provides for 2 insurance policies etc. I really appreciate the prompt service provided , the follow up and post policy follow up done by Ms Danielle @ Insurancemarket (Afia Insurance) Keep it up !
I have taken both my health insurance and car insurance via Afia insurance and both times I have received excellent service. Nikhil was very helpful, a credit to the company.
AFIA & Mr. Ariel in Afia are two great things that could happen to anyone in the UAE looking for an ethical, honest, responsive, caring insurance partner. Trust me, I use these words after having been bitten by others who are not so.. Try Afia, try Ariel - you will thank me 🙂
Initially was apprehensive on dealing online with an insurance broker but having took the step realized was the best thing to do.
It has been an amazing experience with AFIA, a gentleman Bret Tulang assisted me in finding the cheapest health insurance policy with an amazing medical coverage network. It is highly recommended and Im looking forward to keep in touch for any insurance relevant matter.
SOME FREQUENTLY ASKED QUESTIONS
Read Alfred’s advice and insight on some asked questions.
Am I eligible for medical insurance?
Medical insurance is very delicate. Naturally, the older the client is, the more likely he is to use the UAE’s medical services, and this is reflected in the cost…
What are some of the medical exclusions?
Because medical insurance is so complicated, each policy has their own set of exclusions and conditions…
What can I do in a medical emergency?
Your health and safety is of course the most important thing to us, and is thus the priority. Make sure you or whoever’s hurt is being looked after first, we can sort everything out with the insurance companies later…
What are the typical components included in health insurance?
1. MAXIMUM CLAIM LIMIT – this is the total indemnity amount for the specific term or insured period. In most cases, the higher the amount that the policy is set to cover, the higher the premium will be…
What are the type of cost sharing options in health insurance?
COST SHARING OPTIONS are terms in which a member pays a portion, specific amount,
or percentage of the medical costs. These schemes can affect the price of the health insurance…
What does covered place of service mean?
COVERED PLACE OF SERVICE (POS) pertains to the area of a medical facility where a
service is rendered…
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Healthcare is expensive in the UAE and if you don’t have the right insurance coverage for yourself, your family or your employees, you could be looking at massive liabilities.