Whether for yourself, your family or your employees, let Alfred's personal shoppers help you find the right medical insurance policy.
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- Best value for your money
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BENEFITS OF HEALTH INSURANCE
Cancer and Critical Illness
Your Health Insurance Premium Depends On A Lot of FactorsYour personal shopper will compare Health Insurance quotes from Leading Insurance providers
Introduction to Health Insurance in Dubai
Effective January 2017, health insurance cover in Dubai is mandatory for its citizens and expats working in the city. According to DHA (Dubai Health Authority), more than 98% (over 4 million) of the Dubai residents now have mandatory basic health insurance.
Expats in Dubai are required to have a health insurance to apply for a new residency visa or to renew an existing one. The move is part of the overall efforts of Dubai and UAE governments to provide adequate healthcare to expats who are earning a lower wage.
The Mandatory Health Insurance Coverage in Dubai
The new mandatory health insurance coverage is under the Dubai Health Insurance Law that came into existence in January 2014. According to the law, every sponsor is now responsible for providing a mandatory basic health insurance plan to all expats regardless of their salaries. By this, Dubai government makes sure that even the low paid employees, mostly who work under AED 4,000 can also have access to adequate healthcare.
What If You Don’t Have Health Insurance in Dubai?
If you are an expat, it is illegal and may result in deportation and cancellation of visa. As an expat, you cannot renew your residency visa if you don’t have health insurance. On the other hand, citizens and expats also have to pay a monthly fine of 500 AED. In the case of expats, the sponsor is responsible for paying a fine.
Basic Health Insurance Coverage
With basic health insurance coverage, you can have access to hospitals and clinics under DHA (Dubai Health Authority). DHA has currently a large network of clinics and hospitals all across Dubai offering an easy and quick access to medical services. The basic health insurance coverage is specifically designed for expats with lower salaries.
The basic health coverage costs employers an estimated 600 to 700 AED a year and offers medical coverage of up to 150,000 AED.
Other Health Insurance Options
For those who are looking for better health coverage can shop for other insurance options mostly offered by their employers. There are many health insurance companies in Dubai that offer private health insurance with access to more hospitals and clinics with wider coverage.
Health Insurance Providers in Dubai
For many expats, the basic coverage is not enough and they look for better coverage options. Fortunately, there are many insurance companies that offer different health insurance plans often customised according to the needs of the buyer.
Even though most of the companies offer adequate health insurance along with their compensation package, but it is not mandatory for companies to do so. In some cases, you have to look out for a better option on your own.
Health insurance plans can significantly vary depending on the cost and coverage. While most of the health insurance packages don’t include optical and dental coverage, you can have these covered for a higher cost in premium medical insurance plans.
In Dubai, you can have the list of hospitals and clinics that are listed on your cover. With more comprehensive health coverage plan, you can also have an access to a better and extensive health network of hospitals and other healthcare providers.
PAYMENT OPTIONS FOR HEALTH INSURANCE
OUR HEALTH INSURANCE CLAIMS PROCESS
ABOUT ALFRED'S INSURANCEMARKET.AE
Alfred’s InsuranceMarket.ae is the brainchild of AFIA Insurance Brokerage Services L.L.C
AFIA Insurance Brokerage Services L.L.C is a licensed and regulated insurance brokerage powerhouse in the UAE, with registration no. 85, under the UAE Insurance Authority and a HIIP holder under the Dubai Health Authority.
Dedicated and Qualified Personal Advisors
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HERE'S WHAT OUR CUSTOMERS ARE SAYING
Had a very nice experience and was well treated by Mr Ariel Aleo, while renewing my health insurance. He always took time to answer emails and send back requested information.
It was an excellent experience dealing with AFIA insurance brokerage services, they understood my requirement quickly, gave me best possible option, and the staff was to the point. I have both personal medical and car insurance done through them and I am one very happy satisfied customer. I would like to appreciate and give a special mention to both the employees I was in touch with Sheena de los Santos and Beverly Gaspi, thank you and keep up the good work, All the best!!!
It was first time to deal with insurance using online service, it was good experience specially when Mrs. Shermie Claire as she make it easy and fast. She provide immediately options to me and completed the process within 20 min. I like this service and appreciate her for guiding me to get the service in perfect way
I dropped an online enquiry late afternoon on Wednesday to check for my mother medical insurance (as she is aged 81 years). Got an SMS to acknowledge the query made. Next day that’s Thursday early morning Ms Danielle responded regarding all the required documents , which I arranged and same day by 1.00pm the insurance was already prepared and sent out to me. It’s Ramadan timing this month I was expecting few days for them to check respond and arrange but this was a real quick turn around time. Ms Danielle Andigan also went the extra mile to call up and explain the quotes provides for 2 insurance policies etc. I really appreciate the prompt service provided , the follow up and post policy follow up done by Ms Danielle @ Insurancemarket (Afia Insurance) Keep it up !
I have taken both my health insurance and car insurance via Afia insurance and both times I have received excellent service. Nikhil was very helpful, a credit to the company.
AFIA & Mr. Ariel in Afia are two great things that could happen to anyone in the UAE looking for an ethical, honest, responsive, caring insurance partner. Trust me, I use these words after having been bitten by others who are not so.. Try Afia, try Ariel - you will thank me 🙂
Initially was apprehensive on dealing online with an insurance broker but having took the step realized was the best thing to do.
It has been an amazing experience with AFIA, a gentleman Bret Tulang assisted me in finding the cheapest health insurance policy with an amazing medical coverage network. It is highly recommended and Im looking forward to keep in touch for any insurance relevant matter.
SOME FREQUENTLY ASKED QUESTIONS
Am I eligible for medical insurance?
What are some of the medical exclusions?
What can I do in a medical emergency?
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Healthcare is expensive in the UAE and if you don’t have the right health insurance for yourself, your family or your employees, you could be looking at massive liabilities.