Whether for yourself, your family or your employees, let Alfred's personal shoppers help you find the right medical insurance policy.

  • Dedicated Personal Shopper to help you compare and select
  • Quotes from Leading Health Insurance companies in your email
  • Best value for your money


One size does not fit all. We work with the Leading Health Insurance companies in the UAE to tailor the right policy for you.



Complete The Form (it takes seconds)


We Email You The Best Deals


We Help You With Your Application


We Email Your Health Insurance Documents



At,, on top of the complete medical package – outpatient, inpatient, daycare, and emergency covers – you can add an extra layer of protection for life’s speed bumps.


Accidents happen. With cash for accident care and recovery, you can get some payback.

Cancer and Critical Illness

A positive diagnosis changes everything. Alfred helps make finances one less thing to worry about.

Alternative Treatments

Should a serious health event come up, Alfred helps you focus less on your wallet and more on getting better.

Worldwide Cover

Travel with confidence You’re covered in case of medical emergencies wherever you go.

Dental Treatment

Keep on smiling with dental coverage.From basic cleaning to root canals, Alfred offers health insurance that pays for most dental services.

Optical Cover

No-network eye care coverage. From eye surgeries to treating eye diseases and disorders, you’re covered.

Your Health Insurance Premium Depends On A Lot of Factors

Your personal shopper will compare Health Insurance quotes from Leading Insurance providers
We’ll email a comparison table, help you apply and email your policy!

Introduction to Health Insurance in Dubai

Effective January 2017, health insurance cover in Dubai is mandatory for its citizens and expats working in the city. According to DHA (Dubai Health Authority), more than 98% (over 4 million) of the Dubai residents now have mandatory basic health insurance.

Expats in Dubai are required to have a health insurance to apply for a new residency visa or to renew an existing one. The move is part of the overall efforts of Dubai and UAE governments to provide adequate healthcare to expats who are earning a lower wage. 

The Mandatory Health Insurance Coverage in Dubai

The new mandatory health insurance coverage is under the Dubai Health Insurance Law that came into existence in January 2014. According to the law, every sponsor is now responsible for providing a mandatory basic health insurance plan to all expats regardless of their salaries. By this, Dubai government makes sure that even the low paid employees, mostly who work under AED 4,000 can also have access to adequate healthcare.

What If You Don’t Have Health Insurance in Dubai?

If you are an expat, it is illegal and may result in deportation and cancellation of visa. As an expat, you cannot renew your residency visa if you don’t have health insurance. On the other hand, citizens and expats also have to pay a monthly fine of 500 AED. In the case of expats, the sponsor is responsible for paying a fine.

Basic Health Insurance Coverage

With basic health insurance coverage, you can have access to hospitals and clinics under DHA (Dubai Health Authority). DHA has currently a large network of clinics and hospitals all across Dubai offering an easy and quick access to medical services. The basic health insurance coverage is specifically designed for expats with lower salaries.

The basic health coverage costs employers an estimated 600 to 700 AED a year and offers medical coverage of up to 150,000 AED.

Other Health Insurance Options

For those who are looking for better health coverage can shop for other insurance options mostly offered by their employers. There are many health insurance companies in Dubai that offer private health insurance with access to more hospitals and clinics with wider coverage.

Health Insurance Providers in Dubai

For many expats, the basic coverage is not enough and they look for better coverage options. Fortunately, there are many insurance companies that offer different health insurance plans often customised according to the needs of the buyer. 

Even though most of the companies offer adequate health insurance along with their compensation package, but it is not mandatory for companies to do so. In some cases, you have to look out for a better option on your own. 

Health insurance plans can significantly vary depending on the cost and coverage. While most of the health insurance packages don’t include optical and dental coverage, you can have these covered for a higher cost in premium medical insurance plans.

In Dubai, you can have the list of hospitals and clinics that are listed on your cover. With more comprehensive health coverage plan, you can also have an access to a better and extensive health network of hospitals and other healthcare providers.



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Quick Help

Alfred will be sure to be here when you need him most. Accordingly, if you’re in a need of help, get in touch with us so we we can help you through your claims process.


Our strong relationships with our providers means we can often get things done faster than market practice, and we have lots of experience making sure claims are paid quickly.


Quite simply, we need valid evidence for all your claims, so do send all possibly relevant documents our way. Of course, if you’re not sure what’s needed, we can guide you through the process.


Lightning Fast Service. Simple Claims Process. Dedicated Personal Advisor. No Call Centers.
Alfred’s is the brainchild of AFIA Insurance Brokerage Services L.L.C

AFIA Insurance Brokerage Services L.L.C is a licensed and regulated insurance brokerage powerhouse in the UAE, with registration no. 85, under the UAE Insurance Authority and a HIIP holder under the Dubai Health Authority.

Dedicated and Qualified Personal Advisors

You’ll have a dedicated personal advisor to help you choose and explain the benefits. No call centers. No technical jargon.

Highest Rated Insurance Provider

Our Google rating  4.9/5(4000+reviews) Highest rated insurance provider in UAE.

Partnerships with world class insurers

The insurers we associate ourselves with are among the most secure in the marketplace and you can be confident that the policies you buy genuinely cover the necessary risks.

For feedback, complaints, suggestions or even complements on health service providers and the Dubai Health Authority, please visit iPROMES.




Read Alfred’s advice and insight on some asked questions.
Am I eligible for medical insurance?
Medical insurance is very delicate. Naturally, the older the client is, the more likely he is to use the UAE’s medical services, and this is reflected in the cost…
Read More
What are some of the medical exclusions?
Because medical insurance is so complicated, each policy has their own set of exclusions and conditions…
Read More
What can I do in a medical emergency?
Your health and safety is of course the most important thing to us, and is thus the priority. Make sure you or whoever’s hurt is being looked after first, we can sort everything out with the insurance companies later…
Read More
What are the typical components included in health insurance?
1. MAXIMUM CLAIM LIMIT – this is the total indemnity amount for the specific term or insured period. In most cases, the higher the amount that the policy is set to cover, the higher the premium will be…
Read More
What are the type of cost sharing options in health insurance?
COST SHARING OPTIONS are terms in which a member pays a portion, specific amount,
or percentage of the medical costs. These schemes can affect the price of the health insurance…
Read More
What does covered place of service mean?
COVERED PLACE OF SERVICE (POS) pertains to the area of a medical facility where a
service is rendered…
Read More



Healthcare is expensive in the UAE and if you don’t have the right health insurance for yourself, your family or your employees, you could be looking at massive liabilities.