HEALTH INSURANCE
Ever heard the saying “Health is wealth”? It’s true that like money, we never appreciate its value until we don’t have it and whilst it’s also true that good health can’t be bought, a good insurance can be purchased to remedy that.
You may not be able to put a price on health but when you contact InsuranceMarket.ae, we can put a price on the cost of restoring it, by offering you a range of comparison quotes and helping you get the right health insurance and enjoy peace of mind!
WHY CHOOSE HEALTH INSURANCE WITH INSURANCEMARKET.AE
At InsuranceMarket.ae we provide an unmatched customer experience. Here are just 5 reasons why:
15,000 Google reviews and 4.9 rating: customer satisfaction is our number one priority and we’ve got the feedback to prove we deliver!
Dedicated personal shopper to help answer your questions and help you with your purchase.
Responsive, reliable and dedicated claims manager to offer advice, reassurance and assistance when you need it most.
Competitive prices and comprehensive products providing the cover you need at a price you can afford from the insurers you can trust.
Great value-added services such as discount vouchers that are sent with your policy: you just keep on saving with Alfred!
25 Years of UAE insurance experience
Dedicated personal shopper to answer all your questions
Simple and fast claims process
Highest rated insurance provider in the UAE
Insure Now Pay Later
WE WORK WITH THE LEADING HEALTH INSURERS IN THE UAE
At InsuranceMarket.ae we’re proud to have enjoyed over 25 years’ experience of helping customers with their insurance needs and over these years have built great partnerships with the leading and most respected health insurers in the Dubai/UAE market: big names such as AXA, Aetna, Oman, Salama and many more. Our relationships and reputation mean we can secure great deals, discounts and covers that are the best in the market and pass all these benefits on to you!
WHAT DOES HEALTH INSURANCE COVER?
Cover will vary according to the policy type but typically a health insurance will cover risks such as medical emergencies and procedures, medical tests, outpatient and inpatient treatments. Depending on the additional benefits you choose to include, cover may also be extended to include vision insurance or dental cover. You can always customize your health insurance policy to include particular covers that meet your individual needs.
WHAT TYPE OF HEALTH INSURANCE DO I NEED?
Essential Benefits Plan (EBP)
Mandated by law, EBP is the minimum health insurance cover Dubai residents are required to have. Originally designed to provide essential protection for those on entry level/low grade salaries, it covers medical emergencies and procedures, tests, and medication. Since it is the entry level/minimum cover product, it does provide less comprehensive protection in terms of the number of available clinics and hospitals, and annual claim limits, so treatment options are restricted.
Comprehensive Cover
A more premium option, comprehensive policies cover everything provided by EBP plans but with higher benefits limits, a wider network of care providers, and depending on additions/extensions, can also include dental, vision or home county coverage.
Both are widely available in the UAE and all leading insurers have reputable, reliable products. At InsuranceMarket.ae we have access to a wide range of policies and can therefore help you make the decision that is right for you.
WHAT IS NOT COVERED UNDER YOUR HEALTH INSURANCE?
An insurance policy is designed to cover “relevant risks” and health insurance policies are no exception. Whilst health insurance policies seek to protect you as much as possible, some scenarios may lead the insurance company to deny paying your claim. Typical examples include:
Plastic or Cosmetic Surgery: while some of us wouldn’t mind going “under the knife” if we had the money for plastic surgery, an insurance company won’t be willing to pick up that bill.
Injury/Illness arising from specifically excluded scenarios: most insurance policies will include a list of scenarios or specified events in which they won’t cover the member, and these can include injury arising from suicide attempts, illegal behaviour, or hazardous activities.
WHAT ADDITIONAL COVER OPTIONS AND UPGRADES ARE AVAILABLE?
While typical comprehensive health insurance policies cover you against most common risks, insurers do offer additional layers of protection to address your unique needs when it comes to your own insurance policy. These include add-ons such as:
Maternity Cover:
Your expected bundle of joy might be little but they sure are expensive so this cover is invaluable to assist with the costs of any pre-delivery visits and tests: in addition to the cost of delivery to welcome your baby to the world! The policy usually also covers your baby for a short while after delivery.
Dental Cover:
Take care of that beaming smile and add this cover to protect your teeth against any necessary treatments.
Vision Cover:
Maybe you’re a spectacle wearer or maybe advancing years or heavy device use is affecting your vision. This cover is essential and covers you for an eye test and any prescribed lenses and frames up to specified policy limits.
HOW TO COMPARE HEALTH INSURANCE QUOTES?
Let Alfred help you compare health insurance with lightning fast service
Health insurance doesn’t need to be complicated but sticking to one option just isn’t enough, and whilst two can be twice as nice, we believe in the power of three: that’s why we send you at least that many quotes to compare. Once you’ve got your selection, here are our top 3 tips for what to do next.
Check the cover provided under each quote and compare against each other. You can’t judge a square versus a circle so make sure your assessment is a fair one.
If you have purchased health insurance before, check the cover provided against your previous policy. Are you getting like-for-like, less or more? Also consider the “added value” items like optional extras, additional services as standard, discount vouchers etc.
Check the price last so you can see the benefits of the cover rather than being influenced by the premium first. You can then assess the value for money. And don’t forget those “extras” too: you may or may not be able to put a price on them, but they do count!
WHAT DO I NEED TO GET A HEALTH INSURANCE QUOTE?
Getting a quote with us is a smooth and simple process. Just provide us with some essential contact details (name, phone number, and email), a few pieces of personal information and let us find the right health insurance policy for you. Typical details required include:
People to be covered: only you or your family as well.
Marital status and gender.
Emirate where your visa is issued.
Any preferred hospital or clinics.
Type of insurance you like and any add-ons.
GET YOUR HEALTH INSURANCE FROM INSURANCEMARKET.AE IN 4 EASY STEPS
Complete The Form
(It Takes Seconds)
We Email You The Best Deals
We Help You With Your Application
We Email Your Health Insurance Documents
HOW CAN I GET CHEAPER HEALTH INSURANCE?
There’s no magic formula for getting cheap health insurance but there are some steps you can follow and things you can do to get the best deal for your dirhams! We asked Alfred and here’s what he suggests:
Never buy insurance at the last minute. Give yourself plenty of time to consider the cover you need against what’s available in the market. If time is running out then the budget can too if you blow it by taking the first deal that’s on offer……even worse, you might just end up paying a lot more money for a whole lot less cover!
Don’t be tempted to “go through it alone” in your search for the best policy at the best price. Let the experts help! At InsuranceMarket.ae our personal shoppers are just waiting to do the hard work for you. It’s a simple but winning formula. No extra cost + no waste of your time = no brainer!
Don’t get too hung up on price alone. Being mindful of money is no bad thing but being bound by a budget can prove “false economy” if you don’t have the correct cover and lose out when it comes to a claim. At InsuranceMarket.ae we search the market and provide you with a minimum of 3 quotes to compare: working with you to find the best cover for your budget.
Compare Health Insurance With Alfred
Your personal shopper will compare health insurance quotes from leading insurance providers
We’ll email your custom comparison table to save you time & money
PAYMENT OPTIONS FOR HEALTH INSURANCE
Credit Card
Bank Transfer
Cash
Cheque
FIND THE BEST DEALS ON YOUR HEALTH INSURANCE WITH ALFRED
Finding the right health insurance policy for you at the right price has never been easier. This is made possible through our friendly, knowledgeable team of advisors who act as personal shoppers: taking you through the covers available and explaining the cost involved, so you can select a policy that both gives you peace of mind and suits your circumstances.
The moment you begin your journey with us you’ll start reaping the benefits. At InsuranceMarket.ae, we have great relationships with all the leading health insurance companies in the UAE and our reputation and experience mean we get great products at great prices. Not only that, our partnerships with a range of fantastic local businesses mean that when you buy your policy with Alfred, you’ll get great money-saving discount vouchers sent to you too. From auto accessories to accident repairs, car valeting to personal grooming and auto-tuning to vocal tuning with music lessons and much more. You’ll enjoy benefits that can’t be bettered!
OUR CLAIMS PROCESS
Quick Help
Alfred will be sure to be here when you need him most. Accordingly, if you’re in a need of help, get in touch with us so we we can help you through your claims process.
Strong Relationship
Our strong relationships with our providers mean we can often get things done faster than market practice, and we have lots of experience making sure claims are paid quickly.
Easy Processing
Quite simply, we need valid evidence for all your claims, so do send all possibly relevant documents our way. Of course, if you’re not sure what’s needed, we can guide you through the process.
HERE'S WHAT OUR CUSTOMERS ARE SAYING
Nael Suleiman
It was first time to deal with insurance using online service, it was good experience specially when Mrs. Shermie Claire as she make it easy and fast. She provide immediately options to me and completed the process within 20 min. I like this service and appreciate her for guiding me to get the service in perfect way
Ahmer Kazi
It was an excellent experience dealing with AFIA insurance brokerage services, they understood my requirement quickly, gave me best possible option, and the staff was to the point. I have both personal medical and Car Insurance done through them and I am one very happy satisfied customer. I would like to appreciate and give a special mention to both the employees I was in touch with Sheena de los Santos and Beverly Gaspi, thank you and keep up the good work, All the best!!!
Francisco Abreu
Had a very nice experience and was well treated by Mr Ariel Aleo, while renewing my health insurance. He always took time to answer emails and send back requested information.
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Healthcare is expensive in the UAE and if you don’t have the right insurance coverage for yourself, your family or your employees, you could be looking at massive liabilities.
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United Arab Emirates
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