4.9/5 Rating 
(8000+ Reviews)
PROPERTY AND BUSINESS INTERRUPTION WITH ALFRED
Protect your building, stock, rent, machinery, furniture, fixtures and fittings quickly and easily.
We’ll email a comparison table, help you choose and email your policy!
OUR PROPERTY AND BUSINESS INTERRUPTION INSURANCE PARTNERS
One size does not fit all. We work with the Leading Property and Business Interruption Insurance companies in the UAE to tailor the right policy for you.
TYPICAL SCOPE OF PROPERTY INSURANCE
Provides coverage to the assets you own, rent or lease from any kind of physical damage caused by an insured peril.
Insured perils include fire, natural perils, accidental damage and theft, among others
PROPERTY INSURANCE
Property all risks insurance policies provide cover for financial reimbursements following a loss or damage to your owned or rented property. Whether you own a property and are concerned about any damages that can occur or you are a renter and are concerned about damages to your contents, we can structure the right cover for you.
TYPES OF PERILS COVERED UNDER A PROPERTY ALL RISKS INSURANCE POLICY
Fire
Explosion
Lighting
Natural disasters (floods, earthquakes, storms, cyclones)
Burglary following violent forcible entry or exit
Bursting of water pipes and apparatus
Malicious damage, riots and strikes
Aircraft or articles dropped therefrom
Accidental damage or impact damage
WHAT TYPES OF PROPERTY CAN BE COVERED UNDER A PROPERTY ALL RISKS INSURANCE POLICY
All types of buildings (Residential, commercial, schools, hospitals, factories, warehouses etc)
Office contents and equipment
Stocks
Plant and machinery
Furniture, fixtures and leasehold improvements
Additionally, the following items can be insured in connection to the property owned or rented
Loss of rent
(As income or as rent payable)
Loss of gross profit
(Business interruption cover)
Third party liability
Liability towards landlord or tenants
TYPICAL EXCLUSIONS IN A PROPERTY ALL RISKS INSURANCE POLICY
Political risks
(war, terrorism, sabotage)
Property in the course of manufacturing or property being worked upon
Loss or damage to money, cheques, evidence of debt and securities of all kind
Machinery breakdown or derangement
Nuclear risks
Wilful destruction of property
TYPICAL SCOPE OF BUSINESS INTERRUPTION INSURANCE
Also known as consequential loss insurance, business interruption insurance is designed to put a business in the same financial position it would have been in if no loss had occurred.
A property insurance policy only covers the physical damage to the business, while the business interruption policy covers the income that would have been earned.
Scope may include loss of gross profit or increased cost of working due to a peril covered under the property insurance.
PAYMENT OPTIONS FOR INSURANCE
Credit Card
Bank Transfer
Cash
Bank Cheque
WHY CUSTOMERS LOVE INSURANCEMARKET.AE
Anna Hughes
For 12 years I'm insuring my car with Afia- never had even smallest issue with claims. Service is excellent - very pleased with Mr.Ian who cares about my account. I wish we have more companies in the UAE with such a service! Thank you Afia team!
Carmencita Guanco
Our company has been dealing with AFIA in the past 3 years. They are always helpful and very attentive to details. Jecryl who has been helping me with our company requirement is very knowledgable with their products and have given me various options to meet our company requirements. I will definitely recommend them to family and friends. Just now, one of our drivers had an accident. Ms. Teresa from claims department help me immediately. She was able to give me a reference claim number within 10 minutes from the time I contacted her.
Darius LaBelle
Excellent, Speedy, and Professional Service. Agatha Alicdan has been extremely helpful in everything relating to medical and business insurance for our group - providing options, recommendations, and very quick response.
Joy Joseph
I rate my experience with Mr. Vicky (Vignesh) of AFIA Insurance Brokers as 5 star related to the professional indemnity insurance coverage for our firm. My repeated requests for amendments in the policy for whatsoever reasons were done very fast and to my satisfaction. Thank you Mr. Vignesh
Alan Clarke
For the past 3 years AFIA has assisted in providing my company with annual Professional Indemnity Insurance. Each time the same agent, Agatha Alicdan, has dealt with my requirements in a professional manner and provided me with a competitive quotation. This year AFIA has also provided me with worldwide travel insurance. It is my intention to continue to use the services of AFIA in future for my insurance requirements and would recommend them to others.
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