ALFRED'S MANAGEMENT TEAM
Teamwork makes the dream work! AFIA Insurance Brokerage Services LLC and InsuranceMarket.ae employ a team of over 400 insurance professionals to help you with all your retail and business insurance requirements. Our growth and success since 1995 would not be possible without our Management Team that have been able to successfully execute our customer obsession strategy. We are obsessed with conveniently and cost effectively making your life secure.
![Avinash Babur Avinash Babur](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2FAvinash_babur-2.jpeg&w=1920&q=75)
Avinash Babur
Chief Executive Officer
- BSc (Hons), ACII
- With AFIA since 2010
- Founder of InsuranceMarket.ae
![Fayaz Kariyambath Fayaz Kariyambath](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2FImage2.jpeg&w=1920&q=75)
Fayaz Kariyambath
General Manager
- Bcom
- 12 years in the UAE
- Insurance Industry With AFIA since 2008
![Mahesh Balani Mahesh Balani](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2FMahesh_balani.jpeg&w=1920&q=75)
Mahesh Balani
Chief Operating Officer
- BBA, DIP CII
- 15 years in the UAE
- Insurance Industry With AFIA since 2018
![Ameet Lakhiani Ameet Lakhiani](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2FAmeet1.jpeg&w=1920&q=75)
Ameet Lakhiani
Chief Financial Officer
- B.Com
- 22 years of Professional experience including 11 years as an Entrepreneur & in Leadership roles.
![Hitesh Motwani Hitesh Motwani](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Fhitesh-motwani-pic.jpeg&w=1920&q=75)
Hitesh Motwani
Chief Marketing & Digital Transformation Officer
- MBA, DIP CII
- 7 years in the UAE Insurance Industry
- 2 years in Accounting and Finance With AFIA since 2013
![Jijo Thomas Jijo Thomas](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Fjijo.jpeg&w=1920&q=75)
Jijo Thomas
General Manager
- ACII, FIII, MBA, BSc, Chartered Insurer
- With over 20 years in senior leadership roles in the insurance industry
![Yash Gandhi Yash Gandhi](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2FYash.png&w=1920&q=75)
Yash Gandhi
Chief Corporate Development Officer
- MBA, CFA, FRM
- 13+ years of leadership experience in Fintech, Banking, Insurance,
- and Public sector across strategy, M&A, Corporate Development, Investments and Public policy
![Hussain Fakhruddin Hussain Fakhruddin](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2FHussain.jpeg&w=1920&q=75)
Hussain Fakhruddin
Chief Technology Officer
- BS Computer Engineering, AWS Certified Solutions Architect, Professional Scrum Master
- 15 years of professional experience in Asset Management, Customs, E-Commerce, Insurance
- 13 years in the UAE
![Veeral Joshi Veeral Joshi](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Fnew1.jpeg&w=1920&q=75)
Veeral Joshi
Chief Motor Officer
- Bcom (Major in FM) More than
- 13 years of experience in BPO (Business process Outsourcing) – Specialized in Training & Development (Sales)
- With AFIA since May 2017
![Tarique Mahar Tarique Mahar](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Ftarique1.jpeg&w=1920&q=75)
Tarique Mahar
Director – Corporate Insurance Advisory
- MBA
- 2 years in Marketing
- With AFIA since 2015
![Swarna Lata Swarna Lata](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Fswarna_lata.jpeg&w=1920&q=75)
Swarna Lata
Head of Trade Credit Insurance
- MBA Finance, PGDIM
- 22 years experience in Trade Credit Insurance in UAE
- Worked in both private and public sector
![Paula Melendres Paula Melendres](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Fpaula-Melendres.jpeg&w=1920&q=75)
Paula Melendres
Chief Project Officer
- BSFM
- 4 years in the UAE Insurance Industry
- 2 years in the Financial Industry
- With AFIA since 2016
![Zainab Noor Zainab Noor](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2FImage11.jpeg&w=1920&q=75)
Zainab Noor
Director – Advisory
- BBA
- 6 years in the UAE Insurance Industry
- 2 years in Customer Service and Sales
- With AFIA since 2014
![Agatha Alicdan Agatha Alicdan](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Fagatha_alicdan.jpeg&w=1920&q=75)
Agatha Alicdan
Unit Head - Retail Medical
- BMC 6 years in the UAE Insurance Industry
- With AFIA since 2016
![Santhosh Ganesan Santhosh Ganesan](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Fsanthosh.jpeg&w=1920&q=75)
Santhosh Ganesan
Head - Life Insurance & Financial Planning
- Cert. CII Level III Qualified
- 8 years in UAE Life Insurance
- With AFIA since November 2020
![Jake Romasanta Jake Romasanta](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Fjake_romasanta.jpeg&w=1920&q=75)
Jake Romasanta
Unit Head - Corporate Motor
- BS in Education
- 8+ years in UAE
- With AFIA since 2015
![Rahul Matiwadekar Rahul Matiwadekar](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2FRahul_web.jpeg&w=1920&q=75)
Rahul Matiwadekar
Chief Product Officer
- B.Com, CII (Award)
- 2+ years in the UAE
- With AFIA since 2020
![Akash Ravindranath Akash Ravindranath](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2FAkash_web.jpeg&w=1920&q=75)
Akash Ravindranath
Head - Internal Audit
- FCA, Bcom, PGDPA
- 5 Years In UAE Insurance Industry
- With AFIA since 2021
![Eshwar Dass Eshwar Dass](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Feshwar_dass1.jpeg&w=1920&q=75)
Eshwar Dass
Deputy Manager - Finance & Compliance
- ACCA
- 4 years in Accounts
- With AFIA since 2018
![Ram Dizon Ram Dizon](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2FramDizon.jpeg&w=1920&q=75)
Ram Dizon
Financial Controller
- BCS
- 7 years in Branch Banking Operations
- With AFIA since 2014
![Shaima Al Mehairi Shaima Al Mehairi](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2FShaima.jpeg&w=1920&q=75)
Shaima Al Mehairi
Money Laundering Reporting Officer
- Diploma in Computer Studies
- Diploma in Human Resources
- Certificate in Communication Skills
- 1 year and a half as an Insurance Advisor
- 2 years as MLRO (Money Laundry Reporting Officer)
- With AFIA for over 3 years
![Ashmy Arackal Ashmy Arackal](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Fashmy_arackal.jpeg&w=1920&q=75)
Ashmy Arackal
Operations Manager
- B-Tech
- 3+ years in the UAE
- With AFIA since 2019
![Amjad Umar Amjad Umar](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Famjad_umar.jpeg&w=1920&q=75)
Amjad Umar
Claims Executive
- M.COM
- Accounting & Finance 8 years of Professional experience
- With AFIA since 2018
![Gloria Hurboda Gloria Hurboda](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2FGloria_hurboda.jpeg&w=1920&q=75)
Gloria Hurboda
Manager – Claims
- BSED
- 2 years in the UAE Insurance Industry
- 8 years as a Claims Account Officer
- With AFIA since 2016
![Lloyd Villarias Lloyd Villarias](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Flloyd_villarias.jpeg&w=1920&q=75)
Lloyd Villarias
IT Manager
- BS. Information Technology
- Diploma in Computer and Electronics
- 10 Years working in UAE as IT Support
- With AFIA since 2017
![Taimoor Ashiq Taimoor Ashiq](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2FTaimoor_web.jpeg&w=1920&q=75)
Taimoor Ashiq
Manager – Marketing & Product
- BBA
- 3+ years in the UAE
- With AFIA since 2019
![Rachit Jhamb Rachit Jhamb](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Frachit_jhamb.jpeg&w=1920&q=75)
Rachit Jhamb
Unit Manager - AMT
- PGDM
- 8+ years in the UAE Insurance Industry
- With AFIA since 2020
![Divya Mandke Divya Mandke](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Fdivya_mandke.jpeg&w=1920&q=75)
Divya Mandke
Unit Head - General Insurance
- MBA
- Cert CII
- 6 years in the UAE Insurance Industry
- 4 years in Investment Banking Industry as Private Banker Executive
- With AFIA since 2017
![Arsalan Khan Arsalan Khan](/_next/image/?url=%2Fassets%2Fimg%2Fabout%2Fleadership%2Farsalan_khan.jpeg&w=1920&q=75)
Arsalan Khan
Unit Manager - Retail Development
- MBA
- Marketing & Sales
- 10+ years experience in the UAE Insurance Industry