
Step 1
Tell Us About Your Car
Share your vehicle and driver details. It only takes a couple of minutes.

Car insurance is compulsory in the UAE, where federal law requires at least third-party coverage. Third-party insurance covers damage you cause to others, while comprehensive insurance also provides coverage for your own vehicle, subject to policy terms. On InsuranceMarket.ae, you can compare quotes from top insurers side by side and purchase a policy online in minutes.
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We make the buying journey feel simple before getting into the detail.

Step 1
Share your vehicle and driver details. It only takes a couple of minutes.

Step 2
Review available car insurance plans side by side: price, cover, excess and repair options.

Step 3
Select your preferred policy, complete payment, upload documents and you're covered.
The biggest decision most drivers face. Here's what each type of car insurance cover typically includes, so you can choose with confidence. Prices start from 630/year for third-party insurance and 1,300/year for comprehensive coverage, including VAT.
| Benefits / Features | Third Party Car InsuranceEssential legal protectionPolicies fromAED630/Year | Comprehensive Car InsuranceWider vehicle protectionPolicies fromAED1,300/Year | Luxury Car InsuranceTailored protection for luxury, performance & collection carsPolicies fromAlfred Private Client's Team |
|---|---|---|---|
| Damage or injury caused to others | Included | Included | Included |
| Damage to your own car | Not included | Included | Included (with higher coverage limits) |
| Fire & theft | Plan dependent | Subject to policy | Included (enhanced limits) |
| Natural perils (flood, storm) | Not included | Usually available | Included (typically included, subject to terms) |
| Agency repair | Not included | On eligible plans | Lifetime / extended agency repairs |
| Personal accident cover | Optional | Plan dependent | Enhanced options for driver & passengers |
| Roadside assistance | Optional | Often available | Premium roadside & concierge-style assistance |
| GCC / Oman extension | Optional | Optional | Standard GCC extension |
| Hire Car Benefit | Plan dependent | 7-10 days (Plan Dependent) | Luxury courtesy car (Up to DHS 10,000) |
| Classic Car Cover | Third Party Liability Only | Not included | Included |
| Best suited for | Meeting the legal minimum | Protecting the car itself | High-value cars, sports cars, classics and multi-car collections |
| Benefits / Features | Third Party Car InsuranceEssential legal protectionPolicies fromAED630/Year |
|---|---|
| Damage or injury caused to others | Included |
| Damage to your own car | Not included |
| Fire & theft | Plan dependent |
| Natural perils (flood, storm) | Not included |
| Agency repair | Not included |
| Personal accident cover | Optional |
| Roadside assistance | Optional |
| GCC / Oman extension | Optional |
| Hire Car Benefit | Plan dependent |
| Classic Car Cover | Third Party Liability Only |
| Best suited for | Meeting the legal minimum |
| Benefits / Features | Comprehensive Car InsuranceWider vehicle protectionPolicies fromAED1,300/Year |
|---|---|
| Damage or injury caused to others | Included |
| Damage to your own car | Included |
| Fire & theft | Subject to policy |
| Natural perils (flood, storm) | Usually available |
| Agency repair | On eligible plans |
| Personal accident cover | Plan dependent |
| Roadside assistance | Often available |
| GCC / Oman extension | Optional |
| Hire Car Benefit | 7-10 days (Plan Dependent) |
| Classic Car Cover | Not included |
| Best suited for | Protecting the car itself |
| Benefits / Features | Luxury Car InsuranceTailored protection for luxury, performance & collection carsPolicies fromAlfred Private Client's Team |
|---|---|
| Damage or injury caused to others | Included |
| Damage to your own car | Included (with higher coverage limits) |
| Fire & theft | Included (enhanced limits) |
| Natural perils (flood, storm) | Included (typically included, subject to terms) |
| Agency repair | Lifetime / extended agency repairs |
| Personal accident cover | Enhanced options for driver & passengers |
| Roadside assistance | Premium roadside & concierge-style assistance |
| GCC / Oman extension | Standard GCC extension |
| Hire Car Benefit | Luxury courtesy car (Up to DHS 10,000) |
| Classic Car Cover | Included |
| Best suited for | High-value cars, sports cars, classics and multi-car collections |

Important Note
Exact limits may vary by insurer and policy. Wherever it differs between insurers, we highlight "varies by insurer and policy" rather than a fixed figure.
Rather than promising a generic price, here's what actually determines your premium. The quickest way to know your real number is to compare personalised quotes.
Car make & model
Vehicle age & value
Driver's age & experience
Claims history
Type of cover
Agency vs non-agency repair
Excess / deductible
Insurer underwriting criteria
A clear, scannable view of what car insurance cover typically includes and the common exclusions to watch for.

Expert Tip!
Coverage, exclusions and limits may vary by insurer. Always review the full policy wording before you purchase.
Valid car insurance is required before a vehicle can be registered or its registration renewed in the UAE. In Dubai, the RTA requires valid insurance linked to your vehicle before renewing your registration (Mulkiya). Other emirates follow the same requirement through their respective traffic authorities. Dubai vehicle registration is generally valid for one year, with a 30-day grace period after expiry, subject to applicable requirements. Your insurance must remain valid throughout this period. Driving without valid insurance may result in penalties, including a fine of 500, four black points, and possible vehicle impoundment.

Build cover around how you actually drive. Availability varies by insurer, not every insurer offers every benefit.








Insurance is one thing you hope you never use. If you do, here's the journey step by step.
1
Check on passengers and others involved before anything else.
2
Notify the police or the appropriate authority for the emirate.
3
This report is required for the claim to proceed.
4
Let us know so we can help you get the claim moving.
5
Email your documents to claims@insurancemarket.ae to help assess the claim.
6
The insurer assesses the damage and approves the repair.
7
Your vehicle is repaired, or the claim is settled per the policy.


When something goes wrong on the road, the last thing you need is more stress, so we're here to make the claims process as simple and straightforward as possible, supporting you every step of the way.
Accidents can happen at any time, which is why our claims support is available 24/7. Whether you need help reporting an accident or simply want to understand what happens next, we're here to help.
You'll have a specialist to guide you through the process, answer your questions, and liaise with insurers on your behalf.
We'll help you understand what you need to do, which documents you'll need, and how long each stage is likely to take.
From submitting forms to following up on approvals, we'll be there to help make the process easier and keep things moving.
We can guide you on approved workshops, agency and non-agency repair options, and provide repair updates where available.
We'll keep you updated throughout the process, so you always know what's happening and never have to wonder about the next step.

Did you Know?
Our dedicated claims team has successfully handled thousands of customer claims, providing guidance and support to make the claims process simpler and smoother.
Comparison and speed, backed by advisors and claims support that a purely digital comparator would find hard to replicate.

Compare car insurance quotes from multiple insurers online at InsuranceMarket.ae and find cover that suits your needs.

Need help understanding your options? Speak to one of our insurance experts by calling 800ALFRED.

Need help with a claim? Our team is here to support you. Email us at claims@insurancemarket.ae for assistance.


Enjoy a hassle-free experience with convenient and flexible payment options that suit your needs.



Rating 4.8/5
from 30,000+ reviewsfrom 30k+ reviews

I’d like to express my sincere appreciation to Shaista Khan from InsuranceMarket.ae for her outstanding assistance with my insurance claim. From the very beginning, she was extremely efficient, quick to respond, and incredibly professional. She guided me through every step, made the whole process smooth, and handled everything with impressive speed and accuracy. It’s rare to find someone who is both knowledgeable and genuinely committed to helping clients, and Shaista exceeded all my expectations. Her support removed so much stress from the situation, and I’m truly grateful for her excellent service. Highly recommended — thank you, Shaista, for making the entire experience easy and worry-free! 🌟✨

Disclaimer: Offers are provided by third-party merchants through direct partners and affiliate networks. myAlfred acts solely as a platform to display these offers. The respective merchant is solely responsible for the offer, its availability, pricing, fulfilment, and applicable terms and conditions. myAlfred accepts no liability for any changes, inaccuracies, withdrawal of offers, or disputes arising from their use.
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