They say dogs “are man’s best friend” and felines are statistically the female furry friend of choice, but whatever your preferred pet, it makes sense to protect them like you would any other family member!
If you’re already a pet owner, you may have realised that Pet Insurance isn’t that widely available but here at InsuranceMarket.ae, we’re able to offer a great choice of Pet Plans thanks to our partnerships with the leading Pet Insurers in the UAE, such as Tokio Marine* & Fidelity United. So don’t delay, contact us today!
*Note that Tokio Marine Pet Insurance is offered in conjunction with their market-leading Home Insurance.
What Type of Pet Insurance Is Available in the UAE?
Pet Insurance in the UAE generally covers the two most popular furry friends: cats and dogs: and provides their owners with peace of mind coverage against the most common concerns for pet owners, that is sudden and unforeseen medical expenses and any injury or damage their pet may cause to others. Policy features include:
Available for Cats and Dogs
Coverage for Veterinary bills available up to AED 30,000
Third Party Liability
Cost for Advertising and Rewards for Lost or Stolen pets
Coverage for Complementary Therapy
WE WORK WITH THE LEADING PET INSURANCE PROVIDERS IN THE UAE
At InsuranceMarket.ae we’re proud to have enjoyed over 25 years’ experience of helping customers with their Pet Insurance needs and over these years have built great partnerships with the leading and most respected Pet Insurers in the Dubai/UAE market: big names such as Tokio Marine & Fidelity United. Our relationships and reputation mean we can secure great deals, discounts and covers that are the best in the market and pass all these benefits on to you!
What’s typically covered by Pet Insurance?
Whilst cover can differ between products and insurers, typically a Pet Insurance policy in the UAE will cover:
Costs of medical treatment:
For injuries or illnesses occurring during the policy period up to specified policy limits
Cost of Advertisements:
Or Rewards in the event of theft or straying: helping you to try to relocate your pet
Third Party Liability:
Compensation for injury or property damage caused by your pet to third parties up to AED 100,000
Preventative Care (Vaccinations and routine check-ups):
Up to specified limits (these vary according to the product selected).
What’s usually not covered by Pet Insurance
Whilst your policy will provide you with a great deal of invaluable cover, there are some areas that won’t be insured as standard. These include:
Pre-existing or ongoing illnesses or injuries. Any known medical conditions or ailments that your pet suffered from prior to or when taking the insurance policy, will not be covered, whether treatment was previously administered or not.
Claims incurred within the waiting period of the first month.
Routine care and check ups.
Medical or other equipment such as prosthetics, orthotics, Elizabethan collars, cages and the like.
Any medication, vitamins, supplements, pheromone products sold over the counter without a prescription and without a medical indication.
Claims submitted after the maximum allowed period.
Any amounts for Death that results from breeding, pregnancy or giving birth.
Pets over the age of 10 or under 8 weeks of age.
Pets that aren’t microchipped. All animals insured must be microchipped and this will be checked at the time that any claims are submitted.
WHY CHOOSE PET INSURANCE WITH INSURANCEMARKET.AE
At InsuranceMarket.ae we provide an unmatched customer experience. Here are just 5 reasons why:
15,000+ Google reviews and 4.9 rating: customer satisfaction is our number one priority and we’ve got the feedback to prove we deliver!
Dedicated personal shopper to help answer your questions and assist with your purchase
Responsive, reliable and dedicated claims manager to offer advice, reassurance and assistance when you need it most
Competitive prices and comprehensive products providing the cover you need at a price you can afford from the insurers you can trust
Great value-added services such as discount vouchers that are sent with your policy: you just keep on saving with Alfred!
25+ years of UAE insurance experience
Dedicated insurance advisor to answer all your questions
Simple and fast claims process
Highest rated insurance provider in the UAE
FIND THE BEST DEALS ON YOUR PET INSURANCE WITH ALFRED
Finding the right Pet Insurance policy for you at the right price has never been easier. This is made possible through our friendly, knowledgeable team of advisors who act as personal shoppers: taking you through the covers available and explaining the cost involved, so you can select a policy that both gives you peace of mind and suits your circumstances.
The moment you begin your journey with us you’ll start reaping the benefits. At InsuranceMarket.ae, we have great relationships with all the leading Home Insurance companies in the UAE and our reputation and experience mean we get great products at great prices. Not only that, our partnerships with a range of fantastic local businesses mean that when you buy your policy with Alfred, you’ll get great money-saving discount vouchers sent to you too. From auto accessories to accident repairs, car valeting to personal grooming and auto-tuning to vocal tuning with music lessons and much more. You’ll enjoy benefits that can’t be bettered!
HOW TO COMPARE PET INSURANCE QUOTES?
Let Alfred help you compare pet insurance with lightning fast service
Pet Insurance doesn’t need to be complicated but considering your options is advisable: that’s why we send you a couple of plans and quotes to compare. Once you’ve got your selection, here are our top 3 tips for what to do next.
Check the cover provided under each quote and compare against each other. You can’t judge a square versus a circle so make sure your assessment is a fair one.
If you have purchased Pet Insurance, or any form of Pet Protection Plan before, check the cover provided against your previous policy/plan. Are you getting like-for-like, less or more? Also consider the “added value” items like optional extras, additional services as standard, discount vouchers etc.
Check the price last so you can see the benefits of the cover rather than being influenced by the premium first. You can then assess the value for money. And don’t forget those “extras” too: you may or may not be able to put a price on them, but they do count!
WHAT DO I NEED TO GET A PET INSURANCE QUOTE?
Getting a Pet Insurance quote with us is simple and stress-free. If you can provide us with a few pieces of key information we’ll take care of everything and come up with a range of quotes for you to consider. Of course, we will need the basics such as your contact details (name, phone number, address and email) as well as a few pieces of personal information that would help us find the right Pet Insurance policy for you, such as:
The type of animal you have (note cover is only available for cats &/or dogs)
The breed and age of your pet
The various covers and limits of benefit that you would like to apply
HOW CAN I GET LOW COST PET INSURANCE?
There’s no magic formula for getting value for money Pet Insurance but there are some steps you can follow and things you can do to get the best deal for your dirhams! We asked Alfred and here’s what he suggests:
Never buy insurance at the last minute. Give yourself plenty of time to consider the coverage you need against what’s available in the market. If time is running out then the budget can too if you blow it by taking the first deal that’s on offer……even worse, you might just end up paying a lot more money for a whole lot less cover!
Don’t be tempted to “go it alone” in your search for the best policy at the best price. Let the experts help! At InsuranceMarket.ae our Personal Shoppers are just waiting to do the hard work for you. It’s a simple but winning formula. No extra cost + no waste of your time = no brainer!
Don’t get too hung up on price alone. Being mindful of money is no bad thing but being bound by a budget can prove “false economy” if you don’t have the correct cover and lose out when it comes to a claim. At InsuranceMarket.ae we search the market and work with you to find the best cover for your budget.
HOW CAN I MAKE A CLAIM UNDER MY PET INSURANCE?
We hope you won’t need to make a claim under your Pet Insurance policy, but if you do, we are here to help by making the process as smooth and stress-free as possible. Typically, you will need to notify us of your claim as soon as possible, and provide essential supporting documentation, such as:
Registered Veterinary Doctor’s Diagnosis Report including diagnosis & treatment plan
Veterinary Doctor’s Consultation Invoice
Invoices For Medicines, Diagnostic Tests, etc.
All claims will be settled on a reimbursement basis: meaning that you will pay the costs initially, before submitting your claim and recovering your claims settlement from the Insurer net of any applicable deductible/claim contribution you are responsible for (this applies to some sections of the policy and is typically 20% of the claim cost).
Note that all documents should contain the Pet’s Unique Identification Number (as per microchip) which should be provided to the Insurers at the time of taking out the policy.
GET PET INSURANCE
Thousands of customers trust InsuranceMarket.ae to get the best insurance deals. After all, we’re rated 4.9/5
(15,000+ Reviews) on Google – the highest rated insurance provider in the UAE!
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