Imagine having a credit card that fits your financial needs and your values. Aafaq Finance offers Sharia-compliant financial products, including various credit cards, with great benefits. These cards are made to fit different financial needs, giving cardholders flexibility and convenience. This guide will explain the features, benefits, and how to apply for Aafaq credit cards so you can choose the best one for you.
Aafaq Credit Card Benefits
Aafaq credit cards offer many great features and benefits to improve your financial experience:
1. Sharia-Compliant Financing
All Aafaq credit cards follow Islamic banking rules, so transactions are interest-free and ethical.
2. Reward Programs
Earn points every time you spend and use them for rewards like travel, shopping, and dining.
3. Global Acceptance
Aafaq credit cards are accepted at millions of places worldwide, perfect for use at home and abroad.
4. Free Supplementary Cards
Give family members the benefits of your credit card with additional cards at no extra cost.
5. 24/7 Customer Support
Get help anytime with dedicated customer service available 24/7.
Types of Aafaq Credit Cards
Aafaq offers various credit cards to meet different financial needs and lifestyle preferences. Here are the best Aafaq credit card options:
- Aafaq Platinum Credit Card
- Aafaq Titanium Credit Card
- Aafaq World Elite Credit Card
- Aafaq Business Platinum Credit Card
Aafaq Titanium Credit Card
Features and Benefits
- 20% discount on Talabat offers
- Complimentary access to international airport lounges through LoungeKey
- Special offers with MasterCard
- Deals on Booking.com
- Get a 25% discount on Hala taxi rides
- Easy payment plan options
- Balance transfer from other credit cards
- 24/7 support service
- Exclusive offers at numerous shops and eateries
- Secured online shopping
Eligibility Criteria
- Minimum Age: 21 years
- Minimum Salary: AED 5,000 per month
- Nationality: Available to both UAE nationals and expatriates
Required Documents
- Filled application form
- Copy of Emirates ID
- Security check
- Salary certificate (if not transferring salary)
- Bank statements showing at least 2 months of salary deposits (if opting for salary transfer)
Aafaq Platinum Credit Card
Features and Benefits
- Unlimited complimentary access to international airport lounges
- 24/7 customer care service
- Exclusive deals at numerous shops, eateries, and more
- Easy and flexible payment plans
- Secured online shopping
- Supplementary credit cards for family members
- Up to 20% discount on Avis Car Rental
- Up to 20% off on Careem rides
- Rewards and benefits on domestic purchases
- Balance transfer from other credit cards
Eligibility Criteria
- Minimum Age: 21 years
- Minimum Salary: AED 5,000 per month
- Nationality: Available to both UAE nationals and expatriates
Required Documents
- Completed application form
- Copy of Emirates ID
- Security check
- Salary certificate (if not transferring salary)
- Bank statements showing at least 2 months of salary deposits (if opting for salary transfer)
Aafaq World Elite Credit Card
Features and Benefits
- Unlimited access to business-class airport lounges
- Get 24/7 concierge service
- Get complimentary VOX tickets
- Get complimentary valet parking
- Get offers on booking.com
- Get supplementary credit cards for family
- Get 25% off on your next car rental with Avis
- Get 10% off on premium chauffeur drive services with Avis.
- Get travel insurance and rewards on international spending.
Eligibility Criteria
- Minimum Age: 21 years
- Minimum Salary: AED 5,000 per month
- Nationality: Available to both UAE nationals and expatriates
Required Documents
- Filled application form
- Copy of Emirates ID
- Security check
- Salary certificate (if not transferring salary)
- Bank statements showing at least 2 months of salary deposits (if opting for salary transfer)
Aafaq Business Platinum Credit Card
Features and Benefits
- Get a cash advance facility
- Get a high credit limit
- Get unlimited access to airport lounges worldwide
- Get premium travel benefits
- Get rewards on international transactions.
- Get purchase protection.
- Get rewards on using government services.
Eligibility Criteria
- Minimum Age: 21 years
- Minimum Salary: AED 5,000 per month
- Nationality: Available to both UAE nationals and expatriates
Required Documents
- Filled application form
- Copy of Emirates ID
- Security check
- Salary certificate (if not transferring salary)
- Bank statements showing at least 2 months of salary deposits (if opting for salary transfer)
Aafaq Prepaid Credit Card
Features and Benefits
- No Bank Account Required
- No Monthly Fees
- Accepted Everywhere
- Cash Withdrawals
- Great for Travel
- Perfect for Gifts
- Use for Government Transactions
- Dining Discounts
- Shopping Benefits
- Ideal for Pocket Money
Eligibility Criteria
- Minimum Age: 21 years
- Minimum Salary: AED 5,000 per month
- Nationality: Available to both UAE nationals and expatriates
Required Documents
- Filled application form
- Copy of Emirates ID
- Security check
- Salary certificate (if not transferring salary)
- Bank statements showing at least 2 months of salary deposits (if opting for salary transfer)
Aafaq Mashi Credit Card
Features and Benefits
- Affordable Monthly Fees
- No Minimum Staff Needed
- No Company Bank Account Needed
- Instant Salary Processing
- Fast and Accurate Payroll Processing
- Quick Processing Time with Low Fees
- Salary Withdrawal Worldwide
- Online Purchases and Payments
- No Minimum Salary Requirement
- 24/7 Customer Support
Eligibility Criteria
- Minimum Age: 21 years
- Minimum Salary: AED 5,000 per month
- Nationality: Available to both UAE nationals and expatriates
Required Documents
- Filled application form
- Copy of Emirates ID
- Security check
- Salary certificate (if not transferring salary)
- Bank statements showing at least 2 months of salary deposits (if opting for salary transfer)
Aafaq Credit Card Requirements
To apply for an Aafaq credit card, you typically need to provide:
- Filled application form
- Copy of Emirates ID
- Security check
- Salary certificate (if not transferring salary)
- Bank statements showing at least 2 months of salary deposits (if opting for salary transfer)
Aafaq Credit Card Eligibility
Eligibility criteria for Aafaq credit cards may include:
- Minimum age of 21 years
- Minimum monthly salary requirement (varies by card type, usually starting from AED 5,000)
- Resident of the UAE
Note: These are the basic requirements and eligibility criteria that every bank usually has, so it is better to check with the bank beforehand.
Aafaq Credit Card Interest Rate
Aafaq Islamic Finance offers fair and competitive profit rates (similar to interest rates) on their credit cards, in line with Sharia principles. The exact rates depend on the card type and the applicant’s profile. These rates are designed to be competitive in the UAE market.
For the latest and most accurate rates, visit the Aafaq Islamic Finance website or contact customer service directly.
Aafaq Credit Card Apply Online
Here’s how you can apply for the Afaaq credit card online:
- Visit the website of Afaaq Finance.
- Navigate to the “personal finance” section from the header.
- You can find the credit cards from the dropdown.
- Click the credit card you want to apply for.
- Click “Apply Now”.
- To register your interest, enter your email address.
- Click “Submit”.
- The banking authorities will contact you once they receive your interest.
Click ”Apply Now” to apply to the best Afaaq credit cards in UAE:
| Card Type | Apply Here |
|---|---|
| Afaaq Titanium Credit Card | Apply Now |
| Afaaq Platinum Credit Card | Apply Now |
| Afaaq Business Platinum Credit Card | Apply Now |
| Afaaq World Elite Credit Card | Apply Now |
| Afaaq Prepaid Credit Card | Apply Now |
| Afaaq Mashi Credit Card | Apply Now |
Aafaq Credit Card Contact Number
For inquiries or assistance, you can contact Aafaq Islamic Finance at their customer service number:
- Contact Number: +971 600 502006 or +971 4 330 6444
Final Takeaway:
So that was all about the Aafaq credit card in the UAE. These cards are easy to use, come with great rewards, and are secure, making them useful for managing your money. You can find the ultimate card that best suits your needs by learning about its features, benefits, and how to apply.
For more details, visit the Aafaq Finance website.
Frequently Asked Questions (FAQs):
Q. Can I withdraw cash from an Aafaq credit card?
Yes, you can withdraw cash using your Aafaq credit card. Aafaq will provide you with a PIN to use at ATMs that accept cash advances.
Q. What is the minimum salary for an Aafaq credit card?
The minimum monthly income required is AED 5000.Q. How can I increase my Aafaq credit card limit?
To request a permanent limit increase or upgrade, please provide your latest original salary certificate and bank or account statements for the last three months.
