Think about earning rewards and getting special benefits every time you use your card. Ajman Bank’s credit cards offer these perks tailored to meet your various financial needs. Whether you want cashback on daily expenses, travel rewards, or business benefits, Ajman Bank has the right card for you. This guide will help you understand Ajman Bank credit card offers, making choosing the best one for you easier.
Overview
Ajman Bank credit cards are made to give you value, flexibility, and peace of mind. They focus on customer satisfaction and follow Shariah-compliant principles. These cards suit different financial needs, from everyday shopping to business expenses. Let’s look at the features and benefits of Ajman Bank credit cards.
Types of Ajman Bank Credit Cards:
Ajman Bank offers several types of credit cards, each with unique features and benefits:
ULTRACASH Card
Features:
- Cashback:
- UAE nationals can save up to 10% on fuel (for the first 3 months, then 5%), and expatriates can save 5%.
- 5% on online shopping, supermarkets, and school fees.
- 1% on other spends.
- Welcome Bonus: AED 500 for UAE Nationals, AED 300 for expatriates (upon first retail transaction and annual fee payment).
- Travel Benefits: Unlimited complimentary airport lounge access, discounts on flights and hotels.
- Additional Perks: 0% profit rate for balance transfers (3 or 6 months), valet parking, easy cash at low rates, free supplementary cards, mobile banking, and secure online purchases.
Eligibility:
- Minimum salary: AED 10,000.
Required Documents:
- Passport and Emirates ID.
- VISA (if applicable).
- Original salary certificate (for non-listed companies).
- One-month pay slip (for listed companies).
- Trade license (for self-employed individuals with Ajman Bank account).
How to Apply?
- Visit the official credit card page.
- Scroll down and fill in the form.
- Enter your first and last name, email address and mobile.
- Select your emirate, enter your monthly salary, employer name, EID etc.
- Accept the terms and conditions.
- Click “Submit”.
BRight Card
| Card Type | Key Features | Card Features | Programs | Benefits |
| BRight Titanium | Free for Life; Complimentary Lounge Access; Earn up to 1 BRight Reward for every AED 10 spent; Valet Parking: 2 times a month at over 35 locations | Samsung Pay; Mobile Banking; Contactless Payments; Secure Online Shopping; CHIP & PIN | BRight Rewards Program; Easy Cash; Balance Transfer; 0% Installment Plans at Preferred Partners and Emirates | Free Supplementary Cards |
| BRight Platinum | Fly for Free: Upfront 10,000 BRight Rewards; No Foreign Transaction Fees; Complimentary Lounge Access; Earn up to 1.5 BRight Rewards for every AED 10 spent; Valet Parking: 3 times a month at over 35 locations | Samsung Pay; Mobile Banking; Contactless Payments; Secure Online Shopping; CHIP & PIN | BRight Rewards Program; Easy Cash; Balance Transfer; 0% Installment Plans | Travel Discounts: Up to 30% off on Cleartrip; Supplementary Cards |
| BRight World | Fly for Free: Upfront 15,000 BRight Rewards; No Foreign Transaction Fees; Complimentary Lounge Access; Earn up to 2.5 BRight Rewards for every AED 10 spent; Valet Parking: 4 times a month at over 35 locations. | Samsung Pay; Mobile Banking; Contactless Payments; Secure Online Shopping; CHIP & PIN | BRight Rewards Program; Easy Cash; Balance Transfer; 0% Installment Plans | Travel Discounts: Up to 30% off on Cleartrip; Supplementary Cards |
Eligibility:
- Minimum salary: AED 10,000.
Required Documents:
- Passport and Emirates ID.
- VISA (if applicable).
- Original salary certificate (for non-listed companies).
- One-month pay slip (for listed companies).
- Trade license (for self-employed individuals with Ajman Bank account).
How to Apply?
- Visit the official credit card page of each credit card.
- Click “Apply Now”.
- Scroll down and fill in the form.
- Enter your first and last name, email address and mobile.
- Select your emirate, enter your monthly salary, employer name, EID etc.
- Accept the terms and conditions.
- Click “Submit”.
AccelRight VISA Business Credit Card
Features:
- Employee Cards: Multiple cards for your employees
- High Credit Limits: Credit limits up to AED 10 million
- No First-Year Fee: No annual fee for the first year
- Grace Period: Up to 55 days of free grace period for all purchases
- Flexible Credit Line: Easy access to a flexible revolving line with low-profit rates to support your working capital needs
- Expense Tracking: Keep business and personal expenses separate for easy tracking
Eligibility:
- Minimum salary: AED 10,000.
Required Documents:
- The completed and signed application form by the applicant and the company’s authorised signatory, with the company seal, including Murabaha documentation.
- Valid passport copy and Emirates ID for each cardholder requested.
Additional documents:
- Trade or professional license
- Commercial registration
- Chamber of Commerce membership certificate
- Memorandum of Association and any amendments, Power of Attorney
- Board resolution, if applicable.
How to Apply?
- Visit the official credit card page.
- Scroll down and fill in the form.
- Enter your first and last name, email address and mobile.
- Select your emirate, number of employees, company email and authorised person.
- Accept the terms and conditions.
- Click “Submit”.
Power Card
| Benefits | Ajman Bank World Credit Card | Ajman Bank Platinum Credit Card | Ajman Bank Gold Credit Card |
| Earn 1 Power Point for every AED 10 spent | Yes | Yes | Yes |
| Redeem points for flights, hotels, electronics, and more | Yes | Yes | Yes |
| Up to 100% cash withdrawal | Yes | Yes | Yes |
| Priceless Arabia benefits (dining, shopping, entertainment, sports, travel) | Yes | Yes | Yes |
| Convert purchases to 6-month instalments without fees | Yes | Yes | Yes |
| PIN & CHIP security | Yes | Yes | Yes |
| Up to 4 free supplementary cards | Yes | Yes | Yes |
| Free Credit Shield Takaful for 60 days | Yes | Yes | Yes |
| Instant online banking access | Yes | Yes | Yes |
| 3D-secured online transactions | Yes | Yes | Yes |
| Global acceptability via MasterCard | Yes | Yes | Yes |
| Credit limit | AED 100,000 | AED 65,000 | AED 35,000 |
Eligibility:
- Minimum salary: AED 10,000.
Required Documents:
- Passport and Emirates ID.
- VISA (if applicable).
- Original salary certificate (for non-listed companies).
- One-month pay slip (for listed companies).
- Trade license (for self-employed individuals with Ajman Bank account).
How to Apply?
- Visit the official credit card page.
- Click “Apply Now”.
- Enter your first and last name, email address and mobile.
- You can select the card you want to apply for.
- Enter your monthly income and the name of your employer.
- Enter the sources you heard from.
- Clear the captcha.
- Click “Submit”.
Roadmiles Card
| Benefits | Ajman Bank Platinum Credit Card | Ajman Bank Premium Credit Card | Ajman Bank Classic Credit Card |
| Get 1 Mile for every AED 1 spent | Yes | Yes | Yes |
| Redemption value approx. 1.25% of spend | Yes | Yes | Yes |
| Up to 100% cash withdrawal | Yes | Yes | Yes |
| Redeem points for cash back | Yes | Yes | Yes |
| Instant online banking access | Yes | Yes | Yes |
| 3D-secured online transactions | Yes | Yes | Yes |
| Up to 4 free supplementary cards | Yes | Yes | Yes |
| Convert purchases to 6-month instalments without fees | Yes | Yes | Yes |
| Free monthly e-statement | Yes | Yes | Yes |
| Credit Limit | AED 75,000 | AED 35,000 | AED 12,000 |
Eligibility:
- Minimum salary: AED 10,000.
Required Documents:
- Passport and Emirates ID.
- VISA (if applicable).
- Original salary certificate (for non-listed companies).
- One-month pay slip (for listed companies).
- Trade license (for self-employed individuals with Ajman Bank account).
How to Apply?
- Visit the official credit card page.
- Click “Apply Now”.
- Enter your first and last name, email address and mobile.
- You can choose the credit card you want to apply for.
- Enter your monthly income and the name of your employer.
- Enter the sources you heard from.
- Clear the captcha.
- Click “Submit”.
Ajman Bank Credit Card Benefits:
Ajman Bank offers several credit cards with unique benefits tailored to meet various customer needs. Here are the primary benefits:
- Cashback: Up to 10% cashback on various spending categories.
- Reward Points: You can earn rewards on every purchase.
- Travel Benefits: You can get free airport lounge access and travel insurance.
- Protection: Purchase protection and extended warranty.
- Convenience: Contactless payments and 24/7 customer support.
- Miles: Earn free miles on every purchase.
- Lounge Access: Access to airport lounges worldwide.
Ajman Bank Credit Card Requirements:
Applicants should meet certain requirements to apply for an Ajman Bank credit card. These typically include:
- Age: Applicants must be at least 21 years old.
- Residency: Must be a UAE resident.
- Income: Minimum salary requirements as specified for each card.
- Documents: Required documents include:
- Emirates ID
- Passport copy
- Residency visa
- Salary certificate
- Bank statements
- Trade license
- Power of Attorney
Note: These are the basic requirements. You can check with the bank beforehand to ensure you meet the criteria.
Ajman Bank Credit Card Minimum Salary:
The minimum salary requirement for Ajman Bank credit cards varies based on the card type. Typically, you would need a minimum monthly salary of 10,000 AED to obtain this credit card.
The Application Process of Ajman Bank Credit Cards:
Applying for an Ajman Bank credit card is straightforward. Here’s a step-by-step guide:
- Choose Your Card: Visit the Ajman Bank Credit Cards page to compare the features of different cards.
- Check Eligibility: Ensure you meet the requirements, like minimum income and residency status.
- Gather Documentation: Get your Emirates ID, passport, visa, salary certificate, bank statements, and any other documents the bank may need.
- Apply Online or Visit a Branch: You can fill out the application form online or submit it at an Ajman Bank branch.
- Await Approval: The banking authorities will review your application and documents. Once approved, you will get your credit card within a few working days.
Final Takeaway:
That brings us to the end of everything about Ajman Bank credit card. Ajman Bank offers a variety of credit cards to suit everyone’s needs, whether you love cashback, travel frequently, or own a business. Their Shariah-compliant, customer-focused cards meet their client’s changing financial needs. Find the right card for you and enjoy its many benefits.
For more details and to apply, visit the Ajman Bank Credit Cards page.
Frequently Asked Questions (FAQs):
Q1: What is the annual fee for Ajman Bank credit cards?
The annual fee varies upon the card type. Some cards offer the first year free.
Q2: Are Ajman Bank credit cards Shariah-compliant?
Yes, all Ajman Bank credit cards are 100% Shariah-compliant.
Q3: How can I apply for an Ajman Bank credit card?
You can apply through the Ajman Bank website by filling out the application form and submitting the required documents.
