Managing your finances has become more convenient than ever in today’s fast-paced digital era. With the advent of advanced banking technologies, checking your account balance has become hassle-free. This blog aims to guide you through the various methods available to check your Emirates NBD account balance, allowing you to choose the option that best suits your needs.

Emirates NBD, one of the leading banks in the United Arab Emirates, has embraced technology to empower its customers with seamless banking experiences. Whether you prefer the simplicity of SMS, the convenience of chatbots, the accessibility of Internet banking, or the mobility of mobile banking, Emirates NBD offers a range of channels for your NBD balance enquiry.

In this blog, we will explore these methods in detail, providing step-by-step instructions to help you effortlessly check your Emirates NBD account balance. Let’s dive in!

Emirates NBD Balance


SMS NBD Balance Enquiry

To enroll in NBD’s SMS Banking service, kindly visit the closest Emirates NBD branch to you. Registration for Online Banking is also required. Upon successful registration, you will receive SMS notifications regarding your account transactions (push services). Additionally, you have the option to sign up for supplementary services (pull services).

Now, to check your Emirates NBD account balance through SMS banking, follow these straightforward steps:

  • Step 1. From your registered mobile number, compose a new SMS.
  • Step 2. Type “AB”, which means Account Balance, followed by your 11-digit account number or 16-digit fixed deposit account number. (ABXXXXXXXXXXXXX)
  • Step 3. Send the SMS to the number 4455.

Within moments, you will receive a prompt reply providing details of your account balance. Stay informed about your finances effortlessly through the convenient Emirates NBD SMS banking service.

Check Emirates NBD Balance Via Chat/WhatsApp Banking

Emirates NBD Whatsapp QR code

QR code for WhatsApp Banking

  • Step 1. Initiate the process by scanning the QR code above or sending a “Hi” message to +971 600 540000 on WhatsApp.
  • Step 2. Navigate to the “Explore services” option.
  • Step 3. Choose “Account inquiries” and tap “Send.”
  • Step 4. Access “My account details” for account services.
  • Step 5. Opt for “Account Transactions” and tap “Send.”
  • Step 6. From the list, select the specific account you want to inquire about. Then, view the latest 5 transactions displayed on the screen. If necessary, select ‘Last 3 months’ or ‘Last 6 months’ for transactions within those durations. 
  • Step 7. Alternatively, choose ‘Custom dates’ to specify the desired transaction period. For Custom dates, enter the Start and End dates in DD-MM-YYYY format.
  • Step 8. Receive a password-protected PDF statement in the chat. The password consists of the first four letters of your name in CAPS, followed by the last seven digits of your registered mobile number.
  • Password examples: Example 1: A Mustafa (058-1234567) Password is AMUS1234567
    Example 2: Rishi Rakesh (058-1234567) Password is RISH1234567

Check Emirates NBD Balance Via Mobile Banking

Access your accounts easily using NBD’s 24-hour automated Phone Banking service in English, Arabic, and Hindi. You can call them at +971 600 540000 anytime, including Sundays and public days, to stay updated on your finances.

Using the NBD Mobile Banking App

NBD Mobile Banking App


Learn how to check your Emirates easily NBD account balance through the mobile banking app with these simple steps:

  • Step 1. Begin downloading and installing the Emirates NBD mobile banking application on your smartphone.
  • Step 2. Complete the registration process, providing the necessary details to set up your account.
  • Step 3. Launch the Emirates NBD banking app and log in using your accurate credentials.
  • Step 4. Access the menu by tapping on the symbol resembling three horizontal lines at the top left of the screen.
  • Step 5. Click “My Finances Select “Current or Savings Account” option and select “Statement.”
  • Step 6. Instantly view your transaction history for the last 30 days and your latest balance, conveniently displayed in the statement section.

Using the Homepage

  • Step 1. Log in to your Mobile Banking account.
  • Step 2. Navigate to the home screen to seamlessly check your last five transactions.
  • Step 3. If you need a more detailed view, simply tap “View All” to access a comprehensive history encompassing all transactions related to your accounts and cards.

Utilising the Products Section

  • Step 1. Access your Mobile Banking account.
  • Step 2. From the home screen, choose your account.
  • Step 3. Scroll down under the overview tab to find your latest five transactions.
  • Step 4. For a deeper dive, tap “View All” to explore all your past transactions.
  • Step 5. Enjoy the flexibility of reviewing transactions from the last two years, with 50 transactions loaded simultaneously. 

Emirates NBD Internet and Mobile Banking

Emirates NBD Mobile Banking


Checking your Emirates NBD account balance through online banking is a hassle-free process. Here are the steps to guide you through:

  • Step 1. Visit the official Emirates NBD website and log in to your account.
  • Step 2. On the homepage, locate and click the “My Finances” option.
  • Step 3. Choose the “Current or Savings account” option under ‘My Finances.’
  • Step 4. Subsequently, click on “Statement” to access and view your bank balance.


To wrap things up, Emirates NBD has your back regarding your NDB balance enquiry with a touch of modern convenience. Whether you’re a fan of the no-fuss SMS, the chatty and interactive chatbots, the freedom of internet banking, or the on-the-move flexibility of mobile banking, Emirates NBD has all bases covered.

By following the simple steps outlined in this blog, you can effortlessly navigate these different channels and keep tabs on your financial status whenever possible. 

What’s more, each of these methods brings its unique perks to the table. SMS gives you quick and easy access; chatbots offer a personalised and engaging experience. Internet banking grants you comprehensive account management, and mobile banking ensures you’re always connected on the fly. Rest assured, Emirates NBD takes your security seriously and keeps your financial information under lock and key.

About Author

Hanna Rico

About Author

Hanna Mae Rico is a skilled content writer. With a bachelor's degree in English Language Studies, Hanna has spent over three years working in the digital marketing industry. Her versatility shines through her ability to captivate audiences with lifestyle, travel, and other engaging topics. Her love of written words and her innate ability to transport readers to different places make her a true wordsmith.