Looking for the right credit card can be a quite challenging task, especially with so many options. Each card has its special perks, making it tough to choose the best one for you. Deem Finance stands out in the finance world by offering various credit cards. Whether you love to travel or you’re looking for educational benefits, they’ve got something for everyone. This easy-to-follow guide will walk you through Deem Finance credit cards, helping you find the one that fits your lifestyle and financial dreams like a glove.
Deem Titanium Mastercard Credit Card
Benefits and Features
| Feature/Benefit | Details |
| Weekly Lucky Draw | Spend AED 500 for an entry to win AED 100,000 every week. Each additional AED 500 spent increases your chances of winning. |
| First Year Free | No annual membership fee for the first year, saving AED 200. Continue saving this fee in subsequent years by spending AED 12,000 or more annually. |
| Supplementary Credit Cards | Extend Deem benefits to loved ones with multiple supplementary cards at no additional cost. |
| Car Rental Discounts | 10% off car rentals worldwide. Up to 20% off on Avis car rentals globally. |
| Hotel Bookings | Up to 10% back on hotel bookings at 120,000 destinations around the world through booking.com. |
| Udemy Courses | Up to 30% off on top trending courses and up to 50% off on the course of the month. |
| Airport Lounge Access | Special access to over 10 lounges in the Middle East and the Levant. |
| Priceless Specials | Buy 1 Get 1 offers on dining, fitness, beauty, hotels, and attractions with eligible MasterCard. |
| Deem Double Secure | Protects your credit card outstanding in the event of death or critical illness, and covers up to 10% of your credit card outstanding for nine months in the event of involuntary job loss. |
Eligibility
To be eligible for the Deem Titanium Mastercard, you need a monthly salary of AED 5,000 or more. A minimum spend of AED 500 is required to earn an entry into the weekly draw of AED 100,000.
Deem Platinum Mastercard Credit Card
Features and Benefits
| Feature/ Benefit | Details |
| Weekly Lucky Draw | Spend AED 500 on your Deem Credit Card to enter a weekly draw of AED 100,000. Each additional AED 500 spent increases your chance to win. |
| Free for Life | No annual membership fee, saving AED 300 annually. |
| Complimentary Valet Parking | 4 complimentary valet parking services every month at malls and hotspots with Valtrans. |
| Supplementary Credit Cards | Avail multiple supplementary cards at no additional cost for your loved ones. |
| Car Rental Discounts | 10% off on car rentals; up to 20% off on Avis car rentals worldwide. |
| Hotel Bookings | Up to 10% back on hotel bookings at 120,000 destinations around the world through booking.com. |
| Learning with Udemy | Up to 30% off on top trending courses on Udemy and up to 50% off on the course of the month. |
| Travel Discounts | Up to 30% discount with Cleartrip on roundtrips, international airfare, and hotel reservations. |
| Airport Lounge Access | Access to over 25 airport lounges in the Middle East and the Levant. |
| Shopping Offers | Priceless Specials with Buy 1 Get 1 offers; 10% off on luxury fashion with Farfetch. |
| Visa Appointments | Simplified and quick visa application process for global travelers at US$ 15, exclusively for Mastercard holders. |
| MyUS Premium Membership | Free 2-year premium membership for online shopping from U.S. retailers. |
| Deem Double Secure | Protection for your credit card outstanding in case of death, critical illness, or involuntary job loss. |
| Purchase Protection | Protection against theft or accidental damage of your purchases up to 180 days from the date of purchase. |
Eligibility
A minimum monthly salary of AED 10,000 is required to qualify for the Deem Platinum Mastercard. A minimum spend of AED 500 is required to earn an entry into the weekly draw of AED 100,000.
Deem World Mastercard Credit Card
Features and Benefits
| Feature/Benefit | Details |
| Spend and Win | – Spend AED 500 for an entry into the weekly AED 100,000 draw. Additional AED 500 spent gives another entry, increasing chances with more spending. |
| Free for Life | – No annual membership fee, saving AED 500. |
| Complimentary Valtrans Valet Parking Service | – 6 complimentary services each month at airports, malls, and hotspots. |
| Supplementary Credit Cards | – Avail multiple supplementary cards at no cost. |
| Discounts on Cleartrip | – Discounts on roundtrips, international airfare, and hotel reservations. |
| Airport Lounge Access | – Access to over 1000 lounges worldwide. |
| Visa Appointments through Fulfill Solutions | – Simplified visa application process for US$ 15 for Mastercard holders. |
| Hertz Gold Plus Membership | – Free upgrades and priority rental lines at airports. |
| Up to 35% off on Avis Car Rentals | – Significant discount on car rentals worldwide. |
| Travel Inconvenience Insurance | – Coverage for you and your family members. |
| Discounts at Luxury Serviced Apartments | – Up to 10% off on stays at luxury serviced apartments. |
| Free 2-year Premium MyUS Membership | – Access to 1000,000+ U.S. retailers with affordable shipping rates. |
| 10% off Car Rental | – Best rental prices on various car types with free amendments worldwide. |
| Priceless Specials Buy 1 Get 1 Offer | – Offers on dining, fitness, beauty, hotels, and attractions. |
| Up to 10% Back on Hotel Bookings | – Savings on hotels worldwide through booking.com. |
| Travel Medical Insurance | – For you and your family members. |
| Travel Insurance Letter | – Easily generate for visa application needs. |
Eligibility
A minimum monthly salary of AED 25,000 in your bank account is required to apply for the Deem World Mastercard. A minimum spend of AED 500 is required to earn an entry into the weekly draw of AED 100,000.
Deem Finance Platinum Miles Up Credit Card
Benefits and Features
| Category | Benefit/Feature |
| Rewards | – Earn 3x Miles Up on flights, hotels, and shopping globally. |
| – Redeem Miles Up for flights, hotels, gadgets, etc. | |
| Financial Benefits | – Free for life, saving AED 300 on annual fees. |
| – Earn 1x Miles Up on all retail spends worldwide, up to 100,000 Miles Up monthly. | |
| Travel Perks | – Complimentary valet parking with 4 services monthly. |
| – Access to 25+ airport lounges in the Middle East and the Levant. | |
| Shopping and Offers | – Discounts on car rentals (15% off on Avis), hotel bookings (10% back back using booking.com), Udemy courses (30% off on top trending courses while 50% off on courses on the month), Cleartrip (30% off), Farfetch (10% off), Priceless Specials (buy 1 get 1), |
| – Free 2-year premium MyUS membership for online shopping from U.S. retailers. | |
| Security and Protection | – Deem Double Secure for credit card outstanding protection in case of death, critical illness, or job loss. |
| – Purchase Protection against theft or accidental damage up to 180 days from purchase. | |
| Supplementary Benefits | – Multiple supplementary cards at no cost. |
Eligibility
A minimum monthly salary of AED 10,000 in your bank account is required to apply for the Platinum Miles Up card. You’ll start accumulating Miles Up with your initial transaction.
Deem Finance World Miles Up Card Credit Card
Benefits and Features
| Category | Benefit/Feature |
| Earning Miles Up | – 5x on flight tickets – 5x on hotel reservations- 5x on international spend- 1.5x on local spends |
| Travel and Leisure | – Complimentary Valtrans valet parking (6 per month)- Airport lounge access (1000+ lounges worldwide) |
| Supplementary Benefits | – Supplementary credit cards at no cost |
| Discounts and Savings | – Discounts on Cleartrip- Up to 25% off on Avis car rentals- 10% off car rental- Up to 10% back on hotel bookings at booking.com |
| Membership and Insurance | – Hertz Gold Plus membership (free one-car-class upgrades and many more)-Medical and Inconvenience insurance for travel, covering you and your family members.- Travel insurance letter covering you and your family members. |
| Shopping and Services | – Free 2-year premium MyUS membership- Priceless Specials Buy 1 Get 1 offer |
Eligibility
The monthly salary requirement should be AED 25,000. Earn Miles Up from the first transaction. Redeem Miles Up for various rewards.
Required Documents to Apply for a Deem Finance Credit Card
- KYC documents: Passport, Visa, and Emirates ID.
- Income documents: Salary Certificate or Payslips.
- Bank Statement.
- For self-employed applicants: Trade License and Memorandum of Association (MOA).
How to Apply for a Deem Finance Credit Card?
- Visit the Deem Finance website: Open your web browser and go to the Deem Finance homepage.
- Navigate to the Credit Card section: Once on the Deem Finance homepage, look for the “Credit Cards” section or a similar menu option. This section will provide information about Deem Finance’s different types of credit cards.
- Choose your card: Take your time to review the different credit cards available. Consider what’s important to you, such as cashback rewards, travel benefits, or low interest rates.
- Start the application process: The direct link to start the application process is https://digital-apply.deem.io/application/user-verification/welcome?type=card. This page is likely the beginning of the application process, where you’ll be asked to verify your identity and eligibility.
- Fill out the application form: You’ll need to enter various pieces of information, such as:
- Personal details (name, address, date of birth)
- Contact information (email, phone number)
Make sure to fill out all required fields accurately to avoid delays in your application process.
- Review and submit your application: Before submitting your application, review all the information you’ve entered for accuracy. Once you’re sure everything is correct, submit your application. You’ll likely receive a confirmation message or email indicating that your application has been received.
- Wait for approval: After submitting your application, there will be a processing period where Deem Finance reviews your application and performs any necessary credit checks. The time it takes to receive a decision can vary.
- Follow-up: If you are still waiting to hear back within the expected timeframe, please contact Deem Finance’s customer service for an update on your application status.
Conclusion
Deem Finance has a range of credit cards designed to match everyone’s needs, whether you love shopping, travelling, or enjoying luxury perks. They’ve thought about what different people might like – from exciting weekly draws to useful travel benefits and exclusive luxury offers. It’s all about finding the right card that fits how you live and spend. By looking at how you use money and what you enjoy, you can pick a card that doesn’t just fit in with your life but makes it better. Every time you use your card, it could help you get closer to your financial dreams.
