Imagine enjoying luxury, convenience, and exclusive rewards whenever you go out with your family. With the known Emirates NBD U By Emaar Family Credit Card, you can have fun at Dubai’s top shopping malls, dine at great restaurants, and get special access to exciting entertainment venues. This card is made to improve your family’s lifestyle, offering useful benefits and special perks. It offers luxury and practicality, providing many rewards and benefits. This guide will explore the card’s features, from earning points on every spend to exclusive discounts at Emaar’s properties.
U By Emaar Family Credit Card Benefits
Earn Upoints on Spending
- 1% Upoints on all spending
- 5x extra Upoints on spending at Emaar
- 25% Upoints on groceries and supermarket spending
- 10% Upoints on fuel, government services, and telecom payments
- 5% Upoints on spending at Emaar malls and when you dine or stay at Emaar hotels and restaurants
Security & Insurance Benefits
- Credit Shield Pro: Protects your credit
- Auto Salik Top-Up: Automatic toll payments
- DoubleSecure Protection: Extra security for your transactions
- Online Access: Manage your account online
- SMS Alerts: Get notifications about your transactions
- 24-Hour Assistance: Help is available anytime
Financial Details
- Interest rate: 3.25% per month
- Minimum payment: 5% (outstanding balance) or AED 100, whichever is higher
- Instant Cash Withdrawal: Access cash quickly
- Interest-Free Days: Pay no interest for a certain period
- Utility Bills Payment: Pay your bills easily through Emirates NBD
Additional Benefits
- The card is free for life
- Get complimentary movie tickets at Reel Cinemas
- Get up to 30% discount on entertainment at Emaar venues like The Dubai Underwater Zoo, Kidzania, and Dubai Ice Rink.
U By Emaar Family Credit Card Requirements:
To apply for the U By Emaar Family Credit Card from Emirates NBD, you need to meet the following requirements:
1. Minimum Salary Required
- You need to earn at least AED 5,000 per month.
2. Spend Requirement
- There is no minimum spending requirement.
3. Required Documents
- Application Form: Complete the credit card application.
- Emirates ID: Original and a copy, along with your passport.
- Salary Certificate: The latest certificate for salaried individuals.
- Trade License: For business owners.
- Bank Statements: Latest 3-month original bank statements or mini ATM statements.
- Security Cheque: Provide a security cheque.
U By Emaar Family Credit Card Charges:
Here are the key charges associated with the U By Emaar Family Credit Card:
- Interest Rate: Starting at 3.25% per month
- Late Payment Fee: 241.50 per month
- Over Limit Fee: 292.95 per month
- Cash Advance Fee: 3.15% of the amount
- Foreign Transaction Charge: 1.99% of the transaction amount
These charges ensure transparency and help you manage your finances effectively.
To know more about the fees associated with this credit card, please visit the official website or this link.
U By Emaar Family Credit Card Apply Online:
Simply follow the steps given below to apply for this credit card:
- Visit the official website of Emirates U By Emaar Family Credit Card.
- Click “Get Your Card”.
- Select whether you have an Emirates NBD credit card.
- Select whether you are a UAE National.
- Enter your first name, email and contact number.
- Enter your monthly income.
- Click “Submit”.
- Once submitted, the banking authorities will contact you regarding the application’s next steps.
Final Takeaway:
The Emirates NBD U By Emaar Family Credit Card is a great option for families who want to maximise their spending with special rewards and perks. It offers high reward rates, good insurance, and special lifestyle benefits, making it one of the best credit cards in the UAE.
For more details and to apply, visit the official Emirates NBD website.
Do you want to learn more about Emirate NBD credit cards? Check out our comprehensive guide, which provides detailed information from the Emirate NBD UAE.The most important step is activating your credit card, so check out our guide to learn how to activate your Emirates NBD credit card easily.
