Managing your finances effectively is crucial in today’s fast-paced world, and keeping track of your bank balance is a fundamental part of this process. For Sharjah Islamic Bank (SIB) customers in the UAE, checking your account balance has never been easier. Whether you’re a tech-savvy individual or prefer more traditional methods, SIB offers multiple convenient ways to stay informed about your financial status. In this guide, we’ll explore how you can easily check your balance with Sharjah Islamic Bank, ensuring you’re always up-to-date with your finances.

Online Banking: A Click Away from Your Balance

Online Banking

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Online banking has revolutionized the way we manage our money, offering a blend of convenience and security. Sharjah Islamic Bank’s online banking platform allows you to check your balance from the comfort of your home or while on the move. Here’s how to get started:

  1. Visit the website: Visit the official Sharjah Islamic Bank website.
  2. Log in: Log in to your online banking account using your username and password.
  3. View balance: Once logged in, your account balance will be displayed on the dashboard.

This method is perfect for those who are always connected and prefer managing their finances digitally.

Mobile Banking App: Your Bank in Your Pocket

Mobile Banking App

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For anyone who’s always on the move, the Sharjah Islamic Bank mobile app is like a handy financial buddy that’s there for you anytime, anywhere. If you’re new to it and want to check your balance, just follow these simple steps:

  1. Get the App: First things first, download the Sharjah Islamic Bank app. You can find it on the App Store if you use an iPhone or on Google Play for Android phones.
  2. Log in: Open the app and log in by entering the same online banking details you would use on a computer.
  3. See your balance: Once you’re logged in, your balance will pop up right there on the main screen. Easy, right?

The mobile app not only lets you check your balance but also allows you to perform transactions, pay bills, and much more, all from your smartphone.

ATM: Traditional Yet Reliable


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If you’re someone who prefers a more tactile approach to banking, Sharjah Islamic Bank’s extensive network of ATMs across the UAE has got you covered. To check your balance:

  1. Find an ATM
    1. Locate a nearby ATM: Search for a Sharjah Islamic Bank ATM closest to your location. This can be easily done using the bank’s website or mobile app or by looking for ATM signs in your area.
  2. Insert your card
    1. Prepare your ATM card: Have your Sharjah Islamic Bank ATM card ready.
    2. Enter the ATM Card: Insert your card into the ATM slot. Make sure it’s inserted correctly, usually with the chip or magnetic stripe facing the indicated direction.
    3. Input your PIN: When prompted, carefully enter your Personal Identification Number (PIN). Remember to shield the keypad with your hand for privacy and security.
  3. Select ‘Balance Inquiry’
    1. Navigate the menu: Follow the on-screen instructions to find the ‘Balance Inquiry’ option. The ATM screen will guide you through each step, so read carefully.
    2. View your balance: After selecting ‘Balance Inquiry’, your account balance will be displayed on the screen. Take a moment to review your balance. You can also choose to print a receipt if you want a physical record.
  4. Additional tips
    1. Security first: Always ensure you’re at a secure and well-lit ATM location. Keep your PIN confidential and avoid sharing it with anyone.
    2. Transaction record: Opt for a transaction receipt if you need a record of your balance inquiry. It’s helpful for tracking your finances.
    3. Final checks: Before leaving the ATM, make sure you’ve ended the session and have your card and any receipts in hand.

ATMs offer a quick and easy way to check your balance while you’re out and about.

SMS Banking: Simple and Straightforward

SMS Banking

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  1. Register for the SMS service: Before you can use this service, you must first register your mobile number with it. Follow the instructions provided by the service to complete your registration.
  2. Understanding the service codes: Each type of information request you can make through this service has a unique code. To check your account balance, you will use the following details:
    1. Service request: To check your account balance.
    2. Service Code: AB
    3. Service Code Text: You will need to include your Account Number (A/C Number) in the text.
  3. Sending your request via SMS: In the message, type the service code followed by your account number. It should look like this: “AB (Account number).” Send this message to 6667.
  4. Receiving information: After sending your message, wait for a response. You will receive an SMS with your account balance information.

Additional Tips

  • Make sure you send the SMS from the mobile number you registered with the service.
  • If you encounter any issues or have questions, contact customer support for assistance (+97165999999). 

Customer Service: Personalized Assistance

If you need personalized assistance or have specific questions about your account, Sharjah Islamic Bank’s customer service is there to help. You can call their hotline, and a customer service representative will assist you in checking your balance. This method is particularly useful if you’re facing issues with other balance-checking methods or need additional banking support. Just dial +97165999999.


Sharjah Islamic Bank offers a variety of convenient ways for customers to check their account balances, catering to different preferences and lifestyles. Whether you prefer the digital convenience of online and mobile banking, the traditional approach of ATMs, the simplicity of SMS banking, or the personalized touch of customer service, SIB ensures that you can easily manage your finances. By staying informed about your financial status, you can make better financial decisions and enjoy peace of mind regarding your money management.

Remember, managing your finances effectively is key to achieving your financial goals, and it starts with being informed about your current financial status. Sharjah Islamic Bank provides the tools and services you need to stay on top of your finances, ensuring you’re always in control of your money.

About Author

Rizalie Gumalog

About Author

Rizalie Gumalog is a digital storyteller known for her eclectic writing styles that captivate audiences. With her almost 3 years of experience, she crafts engaging articles that build meaningful connections between brands and their audience. Drawing inspiration from nature and music, Riza is committed to creating enriching experiences and is always ready for new digital explorations.