A reliable credit card is a must in our busy lives. The National Bank of Fujairah offers credit cards that provide convenience and financial flexibility. This simple guide will explain everything about the NBF Classic Credit Card, including its features, benefits, eligibility, how to apply, and common questions. By the end, you’ll understand how this card can improve your financial life. It provides many features and benefits for daily use and special occasions. Whether you want cashback, travel perks, or a flexible card, it offers many things.
NBF Classic Credit Card Benefits:
The NBF Classic Credit Card offers many benefits, making it a valuable financial tool. Here are the major benefits you can enjoy with this card:
0% Instalment Plan
- Turn your purchases into easy monthly payments with 0% interest.
Balance Transfer Facility
- Move your credit card balance to NBF and get special interest rates with 3 to 24-month repayment periods.
EZ Draft Facility
- Access extra funds for unexpected expenses, with up to 70% of your credit limit available and flexible repayment options starting from 3 months.
Global Acceptability
- Withdraw cash instantly at over 840,000 ATMs worldwide.
- Get cash over the counter at any NBF branch.
- Use your card at over 20 million places around the world.
Cash Advance Facility
- You can withdraw up to 40% cash (credit limit) at any ATM that accepts Visa or over the counter at other banks worldwide.
Supplementary Card
- You can share the card benefits with your family by issuing up to four supplementary cards for members over 18.
Foreign Transactions
- When you use your card abroad, the amount is converted to US dollars and AED, based on the international exchange rate on that day.
Direct Debit Facility
- Make minimum or full payments directly from your NBF account, as shown on your monthly statements.
Mobile Banking/SMS Alert Services
- Get free SMS alerts for all your card transactions, payment reminders, payments made, and issued statements of your card.
Cashback on Movie Tickets
- Up to 60% cashback on movie tickets at VOX, Roxy, and Reel cinemas, up to AED 150 per statement cycle, is available.
Other Exclusive Promotions
- Check out the Offers & Promotions page for special Visa dining, travel, and entertainment deals worldwide.
Chip & PIN and Visa payWave
- For your safety, NBF cards come with a chip & PIN and Visa payWave for secure, tap-to-pay transactions up to AED 300.
NBF Classic Credit Card Requirements:
You can apply for the NBF Classic Credit Card if you are more than 21 years old, have a job, and live in any emirate in the UAE.
You also need an NBF Current Account with your salary transferred or an NBF Fixed Deposit (terms and conditions apply).
To apply, provide these documents:
- Valid passport copy
- Valid residency visa (for expatriates) copy
- Emirates ID copy
- A signed credit card application form (including AECB, etc.)
- A repayment cheque for 120% of the approved credit limit
- A copy of your current salary certificate, dated within the last 30 days
NBF Classic Credit Card Rates:
| Rates and Charges | Details |
| Interest rate p.m | 2.99% |
| Cash advance cost | 4% of the advanced money or AED 50 (whichever is higher) |
| Foreign currency transaction fee | 2.5% |
| Cash withdrawal limit | 40% of card limit |
How To Apply For The NBF Classic Card Online?
Applying for the NBF Classic Credit Card online is straightforward. Follow these steps:
Step 1: Go to the website of the National Bank of Fujairah.
Step 2: Click “Apply Now”.
Step 3: Select whether you are an existing customer or new.
Step 4: Enter your complete name, email address, phone number, and monthly income.
Step 5: Select your Emirate and your nationality.
Step 6: Clear the captcha.
Step 7: Click “Send Enquiry”.
Final Takeaway:
The NBF Classic Credit Card is a dependable financial tool with many everyday and special needs benefits. It offers great value with cashback rewards, travel perks, flexible payment options, and strong security features. Knowing its features, benefits, and how to apply it, you can decide if it’s right for you and enjoy its many advantages.
For more details, visit the official NBF Classic Credit Card page.
Frequently Asked Questions (FAQs):
Q. Can I apply for an NBF Classic Credit Card if I am self-employed?
Self-employed individuals can apply, provided they meet the income and document requirements.
Q. How can I earn cashback with this card?
A: Cashback is earned on all eligible purchases. The percentage varies depending on the category of spending.
Q. What should I do if my card is lost or stolen?
Contact NBF’s customer support at 8008NBF(623) immediately to report the loss and block the card.
