Imagine flying more comfortably, knowing each trip brings you closer to your next adventure. If you often fly with Air Arabia, the RAKBANK Air Arabia Platinum Credit Card can improve your travels. This guide will explain everything you need about this special credit card, including its benefits and features, how to apply, and answers to common questions.
Overview
The RAKBANK Air Arabia Platinum Credit Card is perfect for regular Air Arabia travellers. It offers great rewards and many special benefits that make travel smoother and more enjoyable. Let’s look at the features and perks that make this card great for Air Arabia flyers.
RAKBANK Air Arabia Platinum Credit Card Benefits
These are the primary benefits that this credit usually offers:
1. 20,000 AirRewards Bonus: Get 20,000 bonus points when you sign up.
2. No Joining Fees: Enjoy the card without any joining fees.
3: Free Annual Return Ticket: Get a complimentary return ticket yearly.
4. Fly Now, Pay Later: Book your flights and pay later.
5. Free Airport Transfers: Enjoy free rides to the airport with Careem.
6. 50% Off VOX Cinema Tickets: Get half off on tickets at VOX Cinemas.
7. Easy Rewards and Redemption: Easily redeem rewards and get free baggage and meal vouchers.
8. Purchase Protection: Shop confidently, knowing your purchases are protected.
9. Travel Accident Insurance: Stay covered with travel accident insurance.
10. Hotel Discounts: Enjoy discounts at select hotels.
11. Car Rental Discounts: Save money with special offers on car rentals.
RAKBANK Air Arabia Platinum Credit Card Requirements
Before applying for the RAKBANK Air Arabia Platinum Credit Card, ensure you know the eligibility criteria and required documents. This will help simplify your application process and ensure you meet the necessary conditions. Here’s a detailed look at the requirements:
Eligibility Criteria:
1. Age Requirement
You must be at least 21 to apply for the RAKBANK Air Arabia Platinum Credit Card.
2. Income Requirement
For Salaried Individuals
- You need a minimum monthly salary of AED 5,000 or more to qualify for the card.
For Self-Employed Individuals:
- You need an average monthly turnover of AED 50,000 in the last three months.
- You also need an average monthly balance of AED 25,000 in the last three months.
3. Employment Status
You must be a salaried employee or self-employed with proof of stable income.
4. Credit Score
A good credit score is important. RAKBANK will check your credit history to ensure you manage your credit well.
Documentation Required:
When applying for the RAKBANK Air Arabia Platinum Credit Card, you usually need these documents:
1. Identification Proof
- Copy of your Emirates ID (both sides).
- Passport with a valid visa page copy
2. Income Proof
- Salary certificate or employment letter for salaried individuals.
- Bank statements for the last 3-6 months.
- Trade license and bank statements for self-employed applicants.
3. Address Proof
- Utility bills (DEWA, Etisalat, Du, etc.).
- Tenancy contract or title deed.
4. Other Documents
- Completed application form.
- Recent passport-sized photographs.
Note: These are the basic requirements that every bank in UAE has; you can check with your bank before applying.
RAKBANK Air Arabia Platinum Credit Card Annual Fee
The RAKBANK Air Arabia Platinum Credit Card has an annual fee of AED 400. This fee is charged to your account each year on the anniversary of the card issuance. Here’s a detailed look at what this fee entails and the benefits you receive.
Understanding the Annual Fee
Annual Fee Breakdown:
- Amount: AED 400
- Frequency: Charged annually on the card anniversary date
RAKBANK Air Arabia Platinum Credit Card Charges
Here are the charges associated with the RAKBANK Air Arabia Platinum Credit Card:
| Description | Fee/Rate |
| Finance Charges per month | 3.65% |
| Cash Advance | 3.15% or AED 100 (whichever is higher)* |
| Overlimit Fees | AED 285 |
| Late Payment Fees | AED 230 |
RAKBANK Air Arabia Platinum Credit Card Apply Online
To apply, simply follow the steps given below:
- Step 1: Visit the official credit card page.
- Step 3: Click “Apply Now”.
- Step 3: Request a callback by submitting your basic details or applying through the RAKBNK app.
- Step 4: So you can select the option that is convenient to you.
- Step 5: On the application page, please enter your name, email, phone number, and monthly salary.
- Step 6: Click “Submit”.
- Step 7: Once your details are submitted and received by the bank, they will reach out to you directly regarding the next steps in the application.
Final Takeaway:
The RAKBANK Air Arabia Platinum Credit Card is great for people who often fly with Air Arabia. It gives you many rewards, travel insurance, and other travel benefits. The card is easy to apply for and has affordable fees, making it a valuable travel companion.
For more details and to apply, visit the RAKBANK Air Arabia Platinum Credit Card page. If you are confused about this card, please visit this page to clarify your doubts easily.
Frequently Asked Questions (FAQs):
Q. Are there any joining perks for the Air Arabia Platinum Credit Card?
Yes, there are!
- Joining Fee: AED 400
- Bonus: 15,000 AirRewards points as a welcome gift
- Annual Fee: AED 420 (including VAT) from the second year onwards
How to Waive the Annual Fee:
- Spend AED 20,000 on retail purchases the previous year to waive the annual fee.
- Note: Government and utility spending do not count towards this amount.
Transactions Not Counted Towards Waiving the Annual Fee:
- Funds sent through RAKBANK’s money transfer service
- Cash advances
- Balance transfers
- Credit card cheques
- Smart Cash transactions
- Bill payments via digital banking
Q. What are the features of the RAKBANK Air Arabia Platinum Credit Card?
- AirRewards Points: Earn points with every purchase.
- Free Airport Pick-Up and Drop-Off: Up to 2 times a year (maximum AED 100 per ride).
- Airport Lounge Access: You can enjoy access to airport lounges.
- 0% Payment Plan: Available for tickets purchased on the Air Arabia website.
- Contactless Payment Technology: Use Tap & Go for easy payments.
- Insurance Benefits: Enjoy various insurance perks.
Q. What is the eligibility to apply for Air Arabia Platinum Credit Card?
Yes, you can apply if you meet these criteria:
For Salaried Individuals:
You need a minimum monthly salary of AED 5,000 or more.
For Self-Employed Individuals:
You need an average monthly turnover of AED 50,000 in the last three months.
You also need an average monthly balance of AED 25,000 in the last three months.
Q. How can I sign up for AirRewards?
Sign up for AirRewards using your email ID, which will be your membership ID. You can check your earned and redeemed AirRewards points when you log in. Ensure you use the email address you provided to RAKBANK when applying for the Air Arabia Credit Card.
Q. How can I check my AirRewards points?
Your AirRewards points from spending with the RAKBANK Air Arabia Platinum Credit Card will show on your monthly credit card statement. You can also check your earned and redeemed points by logging into the AirRewards portal at www.airarabia.com/en/login-air-rewards
Q. When can I start redeeming my AirRewards points?
You can start redeeming your AirRewards points as soon as they are credited to your account. You don’t need to worry about the number of points; if you have enough points for a purchase, you can use them and pay the balance with your card or cash. Note: Air Arabia’s policy requires a minimum of 3,000 AirRewards points for redemption.
