Credit cards are one of the most useful financial tools that simplify life by offering convenience, rewards, and benefits. Standard Chartered Bank, a well-known global bank, provides many credit cards in the UAE to suit different needs and lifestyles. There are many Standard Chartered credit cards in UAE, whether you want rewards, cashback, travel perks, or lifestyle benefits. In this guide, you will learn about their credit card options, their features, and how to pick the best card for your needs.
Types of Standard Chartered Credit Cards in UAE
1. Journey Credit Card
Features:
- Earn up to 5% cashback on spending over AED 5,000.
- Get up to AED 2,000 cashback as a welcome bonus.
- Complimentary airport transfers (4 rides/year) and access to over 1000 global airport lounges.
- 360° Rewards Points on every spend, convertible to cashback or miles.
- Complimentary round of golf each month and Fitness First membership.
- Travel insurance and various discounts on hotels, dining, and entertainment.
Eligibility:
- Age 21-60 years
- Minimum monthly income of AED 30,000
Required documents:
- Emirates ID/Passport
- Salary Transfer Letter/Bank Statement
Fees:
- Annual fee: AED 1,575 (waived for the first year with AED 10,000 spent in 60 days)
- Finance charges: 3.69% per month on retail transaction
How to Apply?
- Visit the credit card page.
- Click “Apply now”.
- Enter your complete name and your mobile number.
- Select your employment status.
- Click “Ok, Submit”.
- Once the application is submitted, the banking authorities will get in touch with you directly for the next steps.
2. Smart Saaqdiq Credit Card
Features:
- Get free movie tickets when you buy at VOX and Reel Cinemas after spending AED 3,000.
- Earn up to 5% cashback when spending AED 5,000 or more, up to AED 500 monthly.
- Free BookingBash Pro membership for discounts on various activities.
- Convert points to airline miles or use them for purchases.
- 8 free visits per year to 1,000+ lounges with one international purchase.
- No fee for ATM withdrawals.
- 24/7 assistance with Visa Concierge.
- Up to 20% off at 200+ airport restaurants with DragonPass.
- No fee if you exceed your credit limit.
Eligibility:
- Age 21-60 years
- Minimum monthly income of AED 8,000
Required documents:
- Emirates ID/Passport
- Salary Transfer Letter/Bank Statement
Fees:
- Annual fee: AED 315 (waived first year)
- Finance charges: 3.45% per month on retail transactions
How to Apply?
- Visit the credit card page.
- Click “Apply now”.
- Enter your complete name and your mobile number.
- Select your employment status.
- Click “Ok, Submit”.
- Once the application is submitted, the banking authorities will get in touch with you directly for the next steps.
3. Simply Cash Credit Card
Features:
- Buy 1, Get 1 Free at VOX and Reel Cinemas after spending AED 3,000.
- Free BookingBash Pro membership for discounts on activities.
- Earn up to 4% extra cashback on select spending categories.
- Up to 12% off Agoda, 8% on Booking.com, and discounts at Jumeirah Hotels.
- Medical and travel coverage.
- No Cash Advance Fees.
Eligibility:
- Age 21-60 years
- Minimum monthly income of AED 8,000
Required documents:
- Emirates ID/Passport
- Salary Transfer Letter/Bank Statement
Fees:
- Annual fee: AED 525 (waived first year, subsequent years waived with AED 9,000 yearly spent)
- Finance charges: 3.69% per month on retail transactions
How to Apply?
- Visit the credit card page.
- Click “Apply now”.
- Enter your complete name and your mobile number.
- Select your employment status.
- Click “Ok, Submit”.
- Once the application is submitted, the banking authorities will get in touch with you directly for the next steps.
Standard Chartered Bank Credit Cards UAE Benefits
Here are some of the common benefits that these credit cards offer:
- Cashback: Get up to 5% cashback on select categories.
- Airport Lounge Access: Complimentary visits to over 1,000 lounges.
- Travel Insurance: Multi-trip coverage for up to 90 days.
- Entertainment Discounts: Offers on movies, dining, and activities.
- Mobile Payments: Supported by Apple Pay, Samsung Pay, Google Pay, and Fitbit Pay.
- Rewards Points: Earn points on every spend that can be converted to miles or used for purchases.
- Concierge Services: 24/7 Visa Concierge assistance for reservations and planning.
- No Cash Advance Fees: Use your card at ATMs without extra charges.
- Buyers Protection: Extra protection on eligible purchases.
- Dining Offers: 2-for-1 deals and exclusive discounts on food and beverages.
Standard Chartered Bank Credit Cards UAE Requirements
- Age: 21-60 years.
- Minimum Income: AED 8,000 to AED 30,000 per month (varies by card).
- Documents: Emirates ID, Passport, Visa, Salary Transfer Letter/Bank Statement.
Standard Chartered Bank Credit Card Offers UAE
Here are some of the common offers that these credit cards offer:
- Introductory Offers: Up to AED 750 cashback as a welcome reward.
- Special Discounts: Hotel stays, dining, and entertainment discounts.
- Buy 1 Get 1 Free: Get exclusive offers at cinemas and coffee shops.
- Travel Benefits: Up to 20% off airport dining with DragonPass and discounts on Booking.com and Agoda.
- Hotel Stays: Up to 20% discount on rooms and 25% off on dining at Jumeirah Hotels.
- Rewards Points: Convert points to miles, hotels, or instant purchases.
Standard Chartered Banks Credit Card UAE Apply Online
Applying for a Standard Chartered credit card is easy. Here’s how:
1. Step 1: Visit the Standard Chartered UAE Website
Go to the official Standard Chartered UAE credit cards page.
2. Step 2: Choose Your Preferred Card
Look through the available credit cards and pick the best fit for your needs.
3. Step 3: Check Eligibility
Make sure you meet the requirements for the card, like minimum income and residency status.
4. Step 4: Complete the Application Form
Fill out the online form with your personal and financial details.
6. Step 5: Submit Required Documents
You can upload or submit necessary documents, such as proof of identity, income, and residence.
7. Step 6: Await Approval
After you have submitted your application and documents, the bank will review them. Once your application is approved, you will get your credit card by mail.
To apply for these cards, you can simply click on the “Apply Now” icon:
| Card Type | Click to Apply |
| JOURNEY CREDIT CARD | Apply Now |
| SMART SAADIQ CREDIT CARD | Apply Now |
| SIMPLY CASH CREDIT CARD | Apply Now |
Final Takeaway:
So that was all about Standard Chartered Bank credit cards in the UAE. Standard Chartered Bank has many credit cards in the UAE, each designed for different financial needs and lifestyles. By learning about the benefits and features of each card, you can find the one that fits you best. Standard Chartered has a card for you whether you want travel perks, dining discounts, or cashback rewards.
Visit the Standard Chartered UAE Credit Cards page to explore your options and apply online.
Q. What is the minimum salary for a Standard Chartered credit card in the UAE?
- Monthly salary of at least AED 8,000
- Must be at least 21 years old
- Must be a resident of the United Arab Emirates
Q. What is the minimum salary for a Standard Chartered credit card in the UAE?
- You need a monthly salary of at least AED 8,000.
- You must be at least 21 years old.
- You must be a resident of the United Arab Emirates.
