ALFRED'S MANAGEMENT TEAM
Teamwork makes the dream work! AFIA Insurance Brokerage Services LLC and InsuranceMarket.ae employ a team of over 400 insurance professionals to help you with all your retail and business insurance requirements. Our growth and success since 1995 would not be possible without our Management Team that have been able to successfully execute our customer obsession strategy. We are obsessed with conveniently and cost effectively making your life secure.

Avinash Babur
Chief Executive Officer
- BSc (Hons), ACII
- With AFIA since 2010
- Founder of InsuranceMarket.ae

Fayaz Kariyambath
General Manager
- Bcom
- 12 years in the UAE
- Insurance Industry With AFIA since 2008

Ameet Lakhiani
Chief Financial Officer
- B.Com
- 22 years of Professional experience including 11 years as an Entrepreneur & in Leadership roles.

Hitesh Motwani
Deputy Chief Executive Officer
- MBA, DIP CII
- 7 years in the UAE Insurance Industry
- 2 years in Accounting and Finance With AFIA since 2013

Yash Gandhi
Chief Corporate Development Officer
- MBA, CFA, FRM
- 13+ years of leadership experience in Fintech, Banking, Insurance,
- and Public sector across strategy, M&A, Corporate Development, Investments and Public policy

Hussain Fakhruddin
Chief Technology Officer
- BS Computer Engineering, AWS Certified Solutions Architect, Professional Scrum Master
- 15 years of professional experience in Asset Management, Customs, E-Commerce, Insurance
- 13 years in the UAE

Veeral Joshi
Chief Motor Officer
- Bcom (Major in FM) More than
- 13 years of experience in BPO (Business process Outsourcing) – Specialized in Training & Development (Sales)
- With AFIA since May 2017

Tarique Mahar
Director – Corporate Insurance Advisory
- MBA
- 2 years in Marketing
- With AFIA since 2015

Swarna Lata
Head of Trade Credit Insurance
- MBA Finance, PGDIM
- 22 years experience in Trade Credit Insurance in UAE
- Worked in both private and public sector

Paula Melendres
Chief Project Officer
- BSFM
- 4 years in the UAE Insurance Industry
- 2 years in the Financial Industry
- With AFIA since 2016

Zainab Noor
Director – Advisory
- BBA
- 6 years in the UAE Insurance Industry
- 2 years in Customer Service and Sales
- With AFIA since 2014

Agatha Alicdan
Unit Head - Retail Medical
- BMC 6 years in the UAE Insurance Industry
- With AFIA since 2016

Santhosh Ganesan
Head - Life Insurance & Financial Planning
- Cert. CII Level III Qualified
- 8 years in UAE Life Insurance
- With AFIA since November 2020

Jake Romasanta
Unit Head - Corporate Motor
- BS in Education
- 8+ years in UAE
- With AFIA since 2015

Rahul Matiwadekar
Chief Product Officer
- B.Com, CII (Award)
- 2+ years in the UAE
- With AFIA since 2020

Akash Ravindranath
Head - Internal Audit
- FCA, Bcom, PGDPA
- 5 Years In UAE Insurance Industry
- With AFIA since 2021

Ram Dizon
Financial Controller
- BCS
- 7 years in Branch Banking Operations
- With AFIA since 2014

Shaima Al Mehairi
Money Laundering Reporting Officer
- Diploma in Computer Studies
- Diploma in Human Resources
- Certificate in Communication Skills
- 1 year and a half as an Insurance Advisor
- 2 years as MLRO (Money Laundry Reporting Officer)
- With AFIA for over 3 years

Ashmy Arackal
Operations Manager
- B-Tech
- 3+ years in the UAE
- With AFIA since 2019

Amjad Umar
Claims Executive
- M.COM
- Accounting & Finance 8 years of Professional experience
- With AFIA since 2018

Lloyd Villarias
IT Manager
- BS. Information Technology
- Diploma in Computer and Electronics
- 10 Years working in UAE as IT Support
- With AFIA since 2017

Rachit Jhamb
Unit Manager - AMT
- PGDM
- 8+ years in the UAE Insurance Industry
- With AFIA since 2020

Divya Mandke
Unit Head - General Insurance
- MBA
- Cert CII
- 6 years in the UAE Insurance Industry
- 4 years in Investment Banking Industry as Private Banker Executive
- With AFIA since 2017

Arsalan Khan
Unit Manager - Retail Development
- MBA
- Marketing & Sales
- 10+ years experience in the UAE Insurance Industry

Basavdatta Haldar
Head of Product & CX
- B.Tech
- 23+ years leading digital product innovation and transformation with the last decade in insurance

Amit Walia
Head of Product & CX
- Engineer
- Harvard Business School Online (Management)
- AWS Certified Cloud Practitioner
- SAFe 4 Practitioner
- PSPO
- POPM
- Digital strategist with Product, Marketing and Delivery mindset
- 20+ years across Tech, Business & Management in Banking, Telecom, Media, and Energy

Monish Chandiramani
Head of Product & CX
- MBA (Innovation & Entrepreneurship)
- 9+ years leading digital products in Insurance, FinTech & E-commerce across Middle East
- Focus on CX, growth, and digital platforms

Ibrahim Colak
Chief Data & Analytics Officer
- Electrical Engineering and a Master's in Management Information Systems
- Built scalable data capabilities, empowered leaders with actionable insights, and turned data into measurable business value for the last 25 years in the Middle East

Kunal Burman
Chief Performance Officer
- MBA, B.E.
- 20+ years of Strategic Marketing, and Digital Business Leadership across Global Banking and Financial Institutions, driving brand value and profitable business growth

Mohammad Alam
Head of Product & CX
- B.Com, PMP & Lean Six Sigma Trained
- Certified Instructional Designer
- FINRA S7 & 24 (NYSE/NASD Broker & Principal Certification)
- Expertise in Strategy, Governance, Project Management, Transformation, Customer Experience, and Acquisition Integration
- 22 years in Insurance, Banking & Retail across global markets
- 11 years in Gulf Insurance

Fadi Nunu
Head of Product & CX
- B.S. Computer Science, MBA and PMP certified
- 15+ years of experience in the fields of insurance, FinTech, lending and technology from the UAE, Middle-East and Australia.


