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ALFRED'S MANAGEMENT TEAM

Teamwork makes the dream work! AFIA Insurance Brokerage Services LLC and InsuranceMarket.ae employ a team of over 400 insurance professionals to help you with all your retail and business insurance requirements. Our growth and success since 1995 would not be possible without our Management Team that have been able to successfully execute our customer obsession strategy. We are obsessed with conveniently and cost effectively making your life secure.

Leadership
Avinash Babur

Avinash Babur

Chief Executive Officer

  • BSc (Hons), ACII
  • With AFIA since 2010
  • Founder of InsuranceMarket.ae
Fayaz Kariyambath

Fayaz Kariyambath

General Manager

  • Bcom
  • 12 years in the UAE
  • Insurance Industry With AFIA since 2008
Ameet Lakhiani

Ameet Lakhiani

Chief Financial Officer

  • B.Com
  • 22 years of Professional experience including 11 years as an Entrepreneur & in Leadership roles.
Hitesh Motwani

Hitesh Motwani

Deputy Chief Executive Officer

  • MBA, DIP CII
  • 7 years in the UAE Insurance Industry
  • 2 years in Accounting and Finance With AFIA since 2013
Yash Gandhi

Yash Gandhi

Chief Corporate Development Officer

  • MBA, CFA, FRM
  • 13+ years of leadership experience in Fintech, Banking, Insurance,
  • and Public sector across strategy, M&A, Corporate Development, Investments and Public policy
Hussain Fakhruddin

Hussain Fakhruddin

Chief Technology Officer

  • BS Computer Engineering, AWS Certified Solutions Architect, Professional Scrum Master
  • 15 years of professional experience in Asset Management, Customs, E-Commerce, Insurance
  • 13 years in the UAE
Veeral Joshi

Veeral Joshi

Chief Motor Officer

  • Bcom (Major in FM) More than
  • 13 years of experience in BPO (Business process Outsourcing) – Specialized in Training & Development (Sales)
  • With AFIA since May 2017
Tarique Mahar

Tarique Mahar

Director – Corporate Insurance Advisory

  • MBA
  • 2 years in Marketing
  • With AFIA since 2015
Swarna Lata

Swarna Lata

Head of Trade Credit Insurance

  • MBA Finance, PGDIM
  • 22 years experience in Trade Credit Insurance in UAE
  • Worked in both private and public sector
Paula Melendres

Paula Melendres

Chief Project Officer

  • BSFM
  • 4 years in the UAE Insurance Industry
  • 2 years in the Financial Industry
  • With AFIA since 2016
Zainab Noor

Zainab Noor

Director – Advisory

  • BBA
  • 6 years in the UAE Insurance Industry
  • 2 years in Customer Service and Sales
  • With AFIA since 2014
Agatha Alicdan

Agatha Alicdan

Unit Head - Retail Medical

  • BMC 6 years in the UAE Insurance Industry
  • With AFIA since 2016
Santhosh Ganesan

Santhosh Ganesan

Head - Life Insurance & Financial Planning

  • Cert. CII Level III Qualified
  • 8 years in UAE Life Insurance
  • With AFIA since November 2020
Jake Romasanta

Jake Romasanta

Unit Head - Corporate Motor

  • BS in Education
  • 8+ years in UAE
  • With AFIA since 2015
Rahul Matiwadekar

Rahul Matiwadekar

Chief Product Officer

  • B.Com, CII (Award)
  • 2+ years in the UAE
  • With AFIA since 2020
Akash Ravindranath

Akash Ravindranath

Head - Internal Audit

  • FCA, Bcom, PGDPA
  • 5 Years In UAE Insurance Industry
  • With AFIA since 2021
Ram Dizon

Ram Dizon

Financial Controller

  • BCS
  • 7 years in Branch Banking Operations
  • With AFIA since 2014
Shaima Al Mehairi

Shaima Al Mehairi

Money Laundering Reporting Officer

  • Diploma in Computer Studies
  • Diploma in Human Resources
  • Certificate in Communication Skills
  • 1 year and a half as an Insurance Advisor
  • 2 years as MLRO (Money Laundry Reporting Officer)
  • With AFIA for over 3 years
Ashmy Arackal

Ashmy Arackal

Operations Manager

  • B-Tech
  • 3+ years in the UAE
  • With AFIA since 2019
Amjad Umar

Amjad Umar

Claims Executive

  • M.COM
  • Accounting & Finance 8 years of Professional experience
  • With AFIA since 2018
Lloyd Villarias

Lloyd Villarias

IT Manager

  • BS. Information Technology
  • Diploma in Computer and Electronics
  • 10 Years working in UAE as IT Support
  • With AFIA since 2017
Rachit Jhamb

Rachit Jhamb

Unit Manager - AMT

  • PGDM
  • 8+ years in the UAE Insurance Industry
  • With AFIA since 2020
Divya Mandke

Divya Mandke

Unit Head - General Insurance

  • MBA
  • Cert CII
  • 6 years in the UAE Insurance Industry
  • 4 years in Investment Banking Industry as Private Banker Executive
  • With AFIA since 2017
Arsalan Khan

Arsalan Khan

Unit Manager - Retail Development

  • MBA
  • Marketing & Sales
  • 10+ years experience in the UAE Insurance Industry
Basavdatta Haldar

Basavdatta Haldar

Head of Product & CX

  • B.Tech
  • 23+ years leading digital product innovation and transformation with the last decade in insurance
Amit Walia

Amit Walia

Head of Product & CX

  • Engineer
  • Harvard Business School Online (Management)
  • AWS Certified Cloud Practitioner
  • SAFe 4 Practitioner
  • PSPO
  • POPM
  • Digital strategist with Product, Marketing and Delivery mindset
  • 20+ years across Tech, Business & Management in Banking, Telecom, Media, and Energy
Monish Chandiramani

Monish Chandiramani

Head of Product & CX

  • MBA (Innovation & Entrepreneurship)
  • 9+ years leading digital products in Insurance, FinTech & E-commerce across Middle East
  • Focus on CX, growth, and digital platforms
Ibrahim Colak

Ibrahim Colak

Chief Data & Analytics Officer

  • Electrical Engineering and a Master's in Management Information Systems
  • Built scalable data capabilities, empowered leaders with actionable insights, and turned data into measurable business value for the last 25 years in the Middle East
Kunal Burman

Kunal Burman

Chief Performance Officer

  • MBA, B.E.
  • 20+ years of Strategic Marketing, and Digital Business Leadership across Global Banking and Financial Institutions, driving brand value and profitable business growth
Mohammad Alam

Mohammad Alam

Head of Product & CX

  • B.Com, PMP & Lean Six Sigma Trained
  • Certified Instructional Designer
  • FINRA S7 & 24 (NYSE/NASD Broker & Principal Certification)
  • Expertise in Strategy, Governance, Project Management, Transformation, Customer Experience, and Acquisition Integration
  • 22 years in Insurance, Banking & Retail across global markets
  • 11 years in Gulf Insurance
Fadi Nunu

Fadi Nunu

Head of Product & CX

  • B.S. Computer Science, MBA and PMP certified
  • 15+ years of experience in the fields of insurance, FinTech, lending and technology from the UAE, Middle-East and Australia.
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