Tired of missing out on exclusive rewards and experiences?
Look no further than the American Express Credit Card in the UAE. With its unparalleled benefits and exceptional customer service, this credit card is the key to unlocking a world of privileges and convenience.
American Express, or Amex, has been serving customers since its inception, constantly striving to enrich their lives in big and small ways. From its humble beginnings in freight forwarding to its present-day prominence in the payments services industry, Amex has maintained a steadfast commitment to earning the loyalty of its customers.
American Express Credit Cards in the UAE
Elevate Every Transaction: American Express Platinum Credit Card
The American Express Platinum Credit Card redefines what a credit card can offer. It’s not just a means of payment but a portal to a world of luxury.
Credit for Annual Fee
With FeeBack, when you spend at least AED 10,000 within the first 3 months using your Amex Platinum Credit Card, the annual fee will be credited back to your Credit Card account. To continue enjoying the benefits of your complimentary Card membership year after year, simply spend AED 40,000 per annum on your American Express® Platinum Credit Card.
Earn Points
The Membership Rewards® program is our way of showing appreciation for your usage of the Platinum Credit Card. Earn 2 points for every AED 4 spent on eligible purchases.
Redeem Points on Purchases
Utilise your points to indulge yourself with rewards from leading brands in travel, fashion, electronics, and more.
Global Airport Lounge Access
With the American Express® Platinum Credit Card, you and one guest can enhance your travel experience through Priority Pass™:
- Enjoy complimentary enrollment in the Priority Pass™ program as a Cardmember.
- Access Priority Pass™ lounges with 12* complimentary annual visits for you and your guest.
- Conveniently access lounges using the Priority Pass™ Mobile App.
Additional fees of US$ 35 per person will apply if the number of visits or accompanying guests exceeds the complimentary limit. Please note that incremental fees may vary over time.
24/7 Global Assist®
Global Assist is available 24/7 to provide assistance whenever you are traveling outside the UAE.
Peace of Mind for You and Your Family
Your Card offers you peace of mind by providing comprehensive worldwide insurance policies and an Online fraud protection guarantee for you and your Supplementary Cardmembers.
- Travel Accident Insurance coverage of up to AED 1,800,000
- Travel Inconvenience Insurance coverage of up to AED 5,400
- Retail Protection Insurance coverage of up to AED 5,400
- Furthermore, you can conveniently submit and track the status of your insurance claims online. Check with the service provider and remember the policy number is ‘AMEX13’.
Fraud Protection Guarantee
Fraud Protection Guarantee ensures that you will not be held responsible for any fraudulent charges, provided you have taken reasonable care to protect your Account details, PIN, and any device where your Account information is stored.
Boost Your Perks
Spread the goodness of your Amex Platinum Credit Card to your crew by signing them up for a Supplementary Card. Score the perk of snagging up to 2 free Supplementary Cards, giving your family members over 12 a taste of the same Card perks. Plus, you can grab extra Supplementary Cards (up to 7) for 210 AED (200 AED inclusive of VAT each).
Eligibility
Before expressing your interest, please ensure that you meet the following criteria:
- You must be 21 years of age or older.
- You must be a resident of the UAE.
- If employed, you must have an annual income of at least AED 255,000.
- If self-employed, you must have an annual income of at least AED 275,000.
What to Remember
- Monthly Income- Minimum AED 21,250
- Annual Membership Fee- AED 700 (AED 735 inclusive of VAT)
- Annual Interest Rate- Annual interest rate: 39%
Everyday Rewards: American Express Gold Credit Card
For those seeking rewards in their day-to-day transactions, the American Express Gold Credit Card is designed to cater to these needs.
Earn Points
The Membership Rewards® program is designed to show appreciation to customers who use the Gold Credit Card. Every time customers make eligible purchases using their Credit Card, they earn 1 point for every AED 4 spent.
Redeem Points on Purchases
Points earned can be redeemed for a variety of rewards from top brands in travel, fashion, electronics, and more.
Global Airport Lounge Access
Cardholders of the Amex Gold Credit Card, along with one Supplementary Cardmember*, can enjoy an enhanced travel experience through the Priority Pass™ program:
- They receive 5 complimentary visits per year to Priority Pass™ lounges.
- Easy access to lounges is available through the Priority Pass™ Mobile App.
If the number of visits or accompanying guests exceeds the complimentary limit, an incremental fee of US$ 35 per person will be charged. Please note that incremental fees may vary over time.
Peace of Mind for Customers and Their Families
With the Gold Credit Card, customers and their Supplementary Cardmembers get solid worldwide insurance coverage and an online fraud protection assurance, giving them peace of mind.
Coverage includes:
- Travel Accident Insurance up to AED 350,000
- Travel Inconvenience Insurance up to AED 4,000
- Retail Protection Insurance up to AED 3,000
Handling claims is a breeze—customers can do it all online. Remember, the policy number is ‘AMEX14’.
Fraud Protection Guarantee
In case of fraud, customers won’t be on the hook for shady charges. As long as they’ve taken reasonable care to safeguard their Account details, PIN, and any device with Account info, they’re covered.
Maximize Benefits
Customers can share the privileges of their Amex Gold Credit Card with their loved ones by adding them as Supplementary Cardmembers. You can grab up to 9 free Supplementary Cards for immediate fam members aged 12 and up, so they can revel in the same Credit Card perks. And if you need more, extra Supplementary Cards are available for a fee.
Eligibility
To be eligible, customers should meet the following criteria:
- They must be 21 years of age or older.
- They must be residents of the UAE.
- If employed, they must have an annual income of at least AED 255,000.
- If self-employed, they must have an annual income of at least AED 275,000.
What to Remember
- Monthly Income- AED 15,000
- Annual Membership Fee- AED 395 (AED 414.75 inclusive of VAT)
- Membership Rewards® Annual Fees- AED 95 (AED 99 inclusive of VAT)
- Annual Interest Rate-Annual interest Rate: 39%
Tailored for Dubai: Dubai Duty Free American Express® Card
Dubai, a city that embodies luxury and indulgence, deserves a credit card that complements its essence. The Dubai Duty Free American Express® Card is tailored precisely for this vibrant city.
Millennium Millionaire
For every AED 1,000 spent using the American Express® Dubai Duty Free Card, customers earn one entry into the draw for a chance to win a raffle ticket in the “Millennium Millionaire” raffle.
Finest Surprise Tickets
With every AED 500 spent, customers receive one entry into a draw for a chance to win “Finest Surprise tickets,” offering the opportunity to win a luxury car.
Peace of Mind for You and Your Family
The American Express® Dubai Duty Free Card provides customers and their Supplementary Cardmembers with comprehensive worldwide insurance policies and online fraud protection guarantee, ensuring peace of mind.
- Retail Protection Insurance provides coverage of up to AED 1,500 per occurrence of theft and accidental damage.
- Travel-related emergency assistance is available.
- Medical emergency assistance is provided.
- Customers can conveniently submit and track their insurance claims online. The policy number is ‘AMEX18’.
Fraud Protection Guarantee
The Fraud Protection Guarantee promises that customers won’t be accountable for any unauthorized charges on their Amex Card, provided they’ve taken sensible steps to safeguard their Account details, PIN, and any device housing their Account info.
Always There to Help
Managing their account is made easy with the user-friendly Amex MENA mobile app and Online Services Account, accessible anytime and anywhere. Assistance is readily available whenever needed.
Eligibility
Before expressing interest, customers should meet the following criteria:
- They must be 21 years of age or older.
- They must be residents of the UAE.
- If employed, they must have an annual income of at least AED 180,000.
- If self-employed, they must have an annual income of at least AED 275,000.
What to Remember
- Monthly Income- Minimum AED 15,000
- Annual Membership Fee- AED 175 (AED 183.75 inclusive of VAT)
- Annual Interest Rate- Annual interest Rate: 39%
- “No Pre-set Spending Limit” feature does not imply unlimited spending. Purchases are approved based on factors such as spending patterns, credit history, and other financial resources known to American Express.
The American Express Edge
Membership Rewards® Points: Your Ticket to Boundless Rewards
Membership Rewards® points redefine the concept of rewards. With no limit on earning potential and no expiry date for these points, American Express empowers cardholders to turn their daily purchases into experiences they cherish. The flexibility of using these points for various offerings adds an element of excitement to every transaction.
Dive into Exclusive Offers
American Express ensures that its cardholders receive more than just financial benefits. The range of exclusive deals spans different facets of life, from dining to travel, entertainment to accommodations, and beyond. These offers, sourced from globally renowned names, elevate the cardholder’s experiences, making every indulgence more fulfilling.
Unmatched Protection and Peace of Mind
Security is non-negotiable when it comes to financial transactions. American Express extends a safety net through Travel Insurance, Purchase Protection, Fraud Protection, SafeKey, and more. This safety assurance allows cardholders to savour exceptional experiences without any worries, knowing that they’re protected against unforeseen circumstances.
Airport Lounges: Where Luxury Awaits
The privilege of accessing over 1,300 airport lounges globally with Priority PassTM transforms the travel experience. Whether it’s relaxing before a flight or preparing for an upcoming meeting, the comfort and exclusivity of these lounges redefine the pre-flight ritual, setting a new benchmark for travel convenience.
Round-the-Clock Support
The 24/7 customer service by American Express is a reassurance for cardholders. No matter where they are in the world, assistance is just a phone call away. From handling lost luggage to providing emergency support, American Express ensures that cardholders feel supported and attended to, making their experiences seamless and stress-free.
Your Card, Your World
American Express cards aren’t just tools for financial transactions; they’re companions that adapt to the cardholder’s lifestyle. Whether it’s grocery shopping, dining out, or shopping for a new outfit, the wide acceptance of these cards across various destinations ensures that cardholders can use them effortlessly, anywhere and everywhere.
Conclusion
American Express Credit Cards in the UAE offer more than just monetary benefits. They’re gateways to a world where transactions are transformed into experiences. By choosing American Express, cardholders unlock a realm of exclusivity, unparalleled rewards, and a lifestyle beyond compare.
With its unmatched benefits, rewards, and services, American Express doesn’t just promise; it delivers.
