With the Fifa World Cup 2022 in Qatar just around the corner, thousands of football fans are planning to converge on Qatar for the eagerly-awaited event. You might be one of them! And if you are, doubtless you’ve had a lot to think about, what with deciding which match you’d like to go to, planning how to get there, and booking flights and accommodation. Now for the exciting part – packing!

One thing you definitely should plan and pack is good travel insurance. This type of insurance is often overlooked or disregarded but to do so could be an expensive mistake. For just a few hundred dirhams, you can protect yourself against unforeseen events that could cost you thousands, and let’s face it, peace of mind is priceless in itself. After all, the only shocks you want on your World Cup 2022 trip are results right?!

Incidents that could be very expensive to cover yourself. Medical emergencies are a great example of this. Get taken ill overseas and the implications can result in running up a very large bill: especially if you have to extend your stay whilst you’re getting treatment or getting well enough to travel home.

So, What Type Of Travel Insurance Should I Buy?

If you are travelling to the World Cup 2022 in Qatar for a specific time and will make only one entry and exit to the country, then you could consider a single trip policy. This will cover you for the duration of your visit, and should start on the date you depart for Qatar and finish on the day you arrive back home. The type of policy and the cover you’ll need it to provide will vary depending on the type of trip you’re going on. For some this will be their annual fortnight soaking up the sun, for others, a week hurtling down the ski slopes somewhere colder. Students on a gap year touring around may need more extensive cover, whilst retirees travelling around a region, or even a round-the-world trip, will have very specific needs. You’ll need, therefore, to consider all your travel plans and what activities you’ll be undertaking and where, to then pick a policy with the right level of cover for your needs. For example, that ski trip will need a winter sports section and if you’re a retiree of a certain age, you might need to check the medical coverage carefully. Insurance for travellers therefore varies from person to person, and trip to trip.

How Much Will I Have To Pay?

So, once you’ve made your World Cup 2022 in Qatar plans, you can get some quotes and depending on what your plans are the price will vary. Travel insurance, like any other type of insurance, is based on the chances of making a claim: with the higher the risk the higher the price. As a non-hazardous activity trip (the Fifa World Cup 2022 is a spectator sport and therefore tourism only), the main risks covered will be based around the trip itself (travel delays or cancellation), loss of baggage, personal effects and money, and medical (accident, injury or illness whilst in Qatar on during the trip to and from home). Prices will vary from insurer to insurer but don’t worry, there’s a wide range of insurers to choose from so you’ll be sure to find something affordable.

How Can I Get Qatar Travel Insurance?

Qatar is part of the GCC (Gulf Cooperation Council) which is a group of Arab nations in the Gulf Region. Coverage for this area, and Qatar specifically, is widely available under a Worldwide travel insurance policy type. There’s a whole host of insurers to choose from and many of them sell online (via dedicated portals accessed through their websites), through digital mobile apps (available on AppStore or GoogleStore depending on whether you’re an iPhone or Android user), via Call or Contact Centres, and through their in-person branches (availability dependent on where you are located). It’s therefore easy to get cover 24-7/365 from the comfort of your couch!

When’s The Best Time To Buy My World Cup 2022 in Qatar Travel Insurance?

There’s no need to delay your purchase: you can buy your policy as soon as you‘ve booked your trip. The cover can start either from the time of sale or a specified date, so choose what suits you best. Most single trip cover dates start from the date and time of departure from home and finish on your return. Timing is important as some covers become operative as soon as you’ve purchased, cancellation being one of them. This really is invaluable if your trip is cancelled by the tour operator for whatever reason, as it means your policy could assist with recouping your losses, such as cost of the holiday or any deposit paid.

We’ve Planned This A Group Trip With Family – Do We Each Need A Policy?

The great thing with Travel Insurance is flexibility: you can choose to buy individual plans or a family policy depending on what suits you best. If one person in your travelling group has a specific medical condition, or is travelling for a different period of time to the rest, then it’s probably best to purchase a sole policy for them. For the rest, a family travel insurance plan offers convenient and cost-effective coverage for multiple members of your family. A word of caution though: typically, each Insurer has their own definition of “family” so always check the plan details carefully to check the number and type of family members that can be covered.

About Author

Rachel Al Mughairi

About Author

With over 34 years in the international insurance industry in a variety of senior management roles, and as holder of the Diploma in Insurance from the Chartered Insurance Institute, Rachel surely knows her insurance! With experience in London, continental Europe and the Middle East, Rachel is here to share her knowledge and help you understand more about insurance products in this easy-to-understand series of videos and blogs.