Imagine earning rewards every time you shop at LuLu stores. One of the ADCB Credit Cards makes this possible, offering great benefits for frequent shoppers. This guide will show you the amazing features, rewards, and perks of the ADCB LuLu Platinum Credit Card and how to get the most out of it.
Overview
Abu Dhabi Commercial Bank offers the ADCB LuLu Platinum Credit Card. This card is not just a payment tool; it enhances your shopping and lifestyle experience. It offers LuLu Points, travel benefits, and exclusive discounts, making it perfect for those who want more value from their spending.
ADCB LuLu Platinum Credit Card Benefits:
Below are the benefits of ADCB LuLu Platinum Credit Card benefits:
- LuLu Points: Earn 8 points per AED 1 spent at LuLu stores and up to 1.25 points per AED 1 spent elsewhere.
- No Annual Fees: The card is free for life with no annual fees.
- Movie Tickets: Get complimentary tickets to Reel Cinemas, with up to 2 free monthly tickets.
- Airport Lounge Access: Complimentary access to over 20+ lounges worldwide for you and supplementary cardholders.
- Zero-interest Payment Plans: On school fees payments.
- WOW Wednesday: On Wednesdays, LuLu stores offer an additional 15% off up to AED 50 and free home delivery on minimum spends of AED 100.
Reward Structure
| Purchase Category | LuLu Points per AED 1 Spent |
| LuLu Stores | 8 |
| Other Purchases | Up to 1.25 |
| Fuel, Education, Government Services, Real Estate, Telecom, Charity, Transport | 0.2 |
| Supermarkets, Auto Dealers, Insurance, Quick Service Restaurants | 0.4 |
| UK & Europe Purchases | 0.4 |
How to Earn and Redeem LuLu Points?
- Earning Points: Use your card at LuLu stores and other eligible spending categories to accumulate points.
- Redeeming Points: Present your ADCB LuLu Platinum Credit Card at any LuLu checkout counter within the UAE to redeem points. Points can be redeemed starting from 5,000 points, equivalent to AED 50.
Travel and Lifestyle Benefits
- Complimentary Lounge Access: Use the Mastercard Travel Pass app to access participating lounges. Supplementary cardholders need to register separately.
- Movie Tickets: Enjoy Buy 1 Get 1 Free tickets at Reel Cinemas and 20% off on food and beverages at the counter.
- Talabat Discounts: Get off on two grocery or food orders per month on Talabat with promo code MASTERCARD.
- Farfetch Discounts: Enjoy off on selected brands at Farfetch with promo code MC10MEAFF.
Other Benefits:
| Feature | Description |
| Mobile and Digital Wallets | Easy and convenient payment options. |
| Credit Shield | Complimentary life cover. |
| Card Control | Full control over card transactions. |
| Instalment Payment Plans | Flexible payment plans with various partners. |
| School Fee Payments | Convert school fees to a 0% Interest Payment Plan. |
| FlexiPay | Monthly balance repayments. |
| Balance Transfer | Transfer balances from other bank credit cards. |
| Credit Card Loan | Zero-interest loan repaid in easy instalments over 12 months. |
ADCB LuLu Platinum Credit Card Eligibility:
To apply for the ADCB LuLu Platinum Credit Card, you are required to meet the following criteria:
- Age: Minimum 21 years old.
- Income: Minimum monthly salary of AED 8,000 or eligibility for a credit limit of at least AED 15,000.
ADCB LuLu Platinum Credit Card Requirements:
Below are the requirements that you need to fulfil:
- Emirates ID: A copy of your valid Emirates ID.
- Passport and Visa: Copies of your passport and UAE residence visa.
- Salary Certificate: A recent salary certificate from your employer.
- Bank Statements: Last three months’ bank statements showing salary credits.
- Application Form: Completed credit card application form.
Note: These are the basic requirements that every bank in the UAE has. It’s better to check with the bank beforehand.
How to Apply For The ADCB LuLu Platinum Credit Card?
To apply for the ADCB LuLu Platinum Credit Card, simply follow these steps:
Step 1: Visit the Website.
Step 2: Click “Apply Now“.
Step 3: Choose your option
- Request a callback or
- Select “Apply Now” and click “Get Started“.
Step 4: Enter your details:
- Talabat reference number
- First and last name
- Email address
- Phone number
Step 5:Go through and agree to the terms and conditions.
Step 6: Click on “Proceed“.
Step 7: Provide the 6-digit code sent to your mobile phone.
Step 8: You can simply follow the on-screen instructions to complete your application.
Other Ways To Apply For This Credit Card:
- Call Them: Reach our 24-hour contact centre at 600 50 8008.
- Apply via SMS: Text ‘LULU’ to 2626 from your registered mobile number.
- Visit a Branch: We are happy to assist you at any branch. Find the nearest branch to you.
Final Takeaway:
The ADCB LuLu Platinum Credit Card is perfect for regular shoppers at LuLu stores. With no annual fees, it offers great value by helping you earn rewards, enjoy travel perks, and get extra discounts.
For more detailed information and to apply, visit the ADCB LuLu Credit Card webpage.
To learn more about ADCB credit cards, check out our comprehensive guide to find out more about the benefits, features and more.
Frequently Asked Questions (FAQs):
Q. What is the minimum salary for LuLu credit card?
To get the LuLu Titanium Credit Card, you must be at least 21 years old and have a minimum salary of AED 5,000. Alternatively, you can apply if you qualify for a credit limit of at least AED 3,000.
Q. How to calculate LuLu card points?
To calculate LuLu card points:
- Fuel, Education, Government Services, Real Estate, Telecommunications, Charity, and Transport: Earn 0.2 points for every AED 1 spent.
- Supermarkets, Auto Dealers, Insurance Companies, and Quick-Service Restaurants Earn 0.4 points for every AED 1 spent.
Q. What is the LuLuPoints Rewards Program?
The LuLuPoints Rewards Program is for ADCB LuLu Platinum Credit Cardholders. You earn 5 LuLuPoints for every AED 1 spent at LuLu outlets and 1.25 LuLuPoints for every AED 1 spent elsewhere in the UAE. You earn the maximum points if you spend at least AED 5,000 monthly. If not, you still get 1.25 LuLuPoints for every AED 1 spent.
Q. Is there a membership fee for the LuLuPoints program?
No, there is no membership fee. All cardholders automatically earn LuLuPoints on their purchases.
Q. How can I check the balance on my ADCB LuLu Platinum Credit Card?
You can check your balance in several ways:
- SMS: Send an SMS to 2626.
- Internet Banking: Log in to your account.
- Mobile Banking: Use the ADCB Mobile App to check your balance and make payments.
- ADCB Mobile Alerts: Sign up for alerts about your balance, payments, and transactions.
