Travelling is exciting, and the right credit card can make it even more enjoyable. For people living in the UAE, many credit cards offer great travel benefits like reward points, access to airport lounges, and travel insurance. In this article, we’ll look at the best travel credit cards in UAE, explaining their features, benefits, and how you can use them to your advantage.
What is a Good Travel Credit Card?
Best travel credit cards in UAE offer benefits which make travelling easier and cheaper. These benefits include:
- Rewards Points: Earn points on every purchase and use them for flights, hotel stays, and more.
- Lounge Access: Relax in airport lounges around the world.
- Travel Insurance: Get coverage for trip cancellations, lost luggage, and medical emergencies.
- Global Acceptance: Use your card anywhere in the world without worrying about extra fees for currency conversion.
Here are the Best Travel Credit Cards in UAE:
We have listed down some of the top travel credit cards in UAE that you might want to check out:
Emirates Islamic Flex Travel Credit Card
Key Features:
- Welcome Bonus: 10,000 EI SmartMiles.
- Rewards:
- Up to 2.25 EI SmartMiles per AED 1 spent internationally.
- Up to 1.25 EI SmartMiles per AED, 1 spent domestically.
- Redemption Options: Flights, hotels, instant purchases, and more.
- Hotel Discounts: Exclusive discounts and offers on hotel bookings.
- Travel Benefits: Airport lounge access, travel insurance, and hotel discounts.
- Additional Perks: Withdrawal of cash, extended warranty, balance transfer, luxury hotel collection, etc.
Eligibility:
- Minimum monthly salary: AED 5,000.
Required Documents:
- Valid passport, Emirates ID, and proof of income.
Note: These are the basic and general requirements every bank asks for. They may ask you for more documents; this may vary depending on the bank.
How to apply?
- Visit the official website.
- Click on “Apply Now”.
- To register your interest, enter your first and last name, mobile number, and email address and select your Emirates, company name, and monthly income.
- Accept the terms and conditions and click “Submit”.
Visit the official website to learn more about the Emirates Islamic Flexi Credit Card.
Emirates Islamic Skywards Black Travel Credit Card
Key Features:
- Welcome Bonus: Up to 100,000 Skywards Miles.
- Rewards:
- 3.5 Skywards Miles per USD 1 on Emirates spends.
- 2 Skywards Miles per USD 1 on international spending.
- 1.5 Skywards Miles per USD 1 on domestic spends
- Travel Benefits: Unlimited airport lounge access, 4 complimentary airport transfers per year, fast track to Skywards Gold Tier, multi-trip travel insurance.
- Additional Perks: Purchase protection, extended warranty, VOX movie tickets, golf benefits, airport transfers, valet parking and many more.
Eligibility:
- Minimum salary: AED 35,000 per month.
Required Documents:
- Passport, Emirates ID, proof of income.
Note: These are the basic and general requirements every bank asks for. They may ask you for more documents; this may vary depending on the bank.
How to apply?
- Visit the official website.
- Click on “Apply Now”.
- To register your interest, you can enter your first and last name, mobile number, and email address and select your Emirates, company name, and monthly income.
- Accept the terms and conditions and click “Submit”.
Visit the official website to learn more about the Emirates Islamic Skywards Black Credit Card.
Emirates Islamic Etihad Guest Platinum Travel Credit Card
Key Features:
- Rewards:
- 2 Etihad Guest Miles per USD 1 spent on Etihad Airways.
- 1.5 Miles per USD 1 spent internationally.
- 1 Mile per USD 1 spent domestically.
- 5% cashback on Etihad Airways spending.
- 10% miles back spending on your Etihad Guest Credit Card.
- Travel Benefits:
- Complimentary airport lounge access.
- Free airport transfers (up to 4 per year).
- Travel insurance.
- Additional Perks: Purchase protection, extended warranty, access to luxury hotels, global assistance, and more.
Eligibility:
- Minimum salary: AED 5,000 per month.
Required Documents:
- Valid passport, Emirates ID, and proof of income.
Note: These are the basic and general requirements every bank asks for. They may ask you for more documents; this may vary depending on the bank.
How to apply?
- Visit the official website.
- Click on “Apply Now”.
- To register your interest, you can enter your first and last name, mobile number, and email address and select your Emirates, company name, and monthly income.
- Accept the terms and conditions and click “Submit”.
Visit the official website to learn more about the Emirates Islamic Etihad Guest Platinum Credit Card.
ADCB Signature Travel Credit Card
Key Features:
- Welcome Bonus: Up to 25,000 Reward points (equivalent to €500 in hotel stays at Accor hotels).
- Rewards: Up to 2 Reward points per USD 1 spent at Accor hotels and other purchases.
- Discounts:
- 50% on beach and pool access.
- 25% on dining and spa treatments.
- Travel Benefits: Unlimited complimentary airport lounge access, access to luxury premium hotels and multi-trip travel insurance.
Eligibility:
- Minimum monthly salary: AED 20,000.
- Age: At least 21 years old.
Required Documents:
- Valid passport, Emirates ID, and proof of income.
Note: These are the basic and general requirements every bank asks for. They may ask you for more documents; this may vary depending on the bank.
How to apply?
- Visit the official website.
- To register your interest, you can enter your first and last name, mobile number, and email address, select your country, and click “Next.”
- Enter your DOB, Emirate of residence, and employment type and click “Submit”.
- Accept the terms and conditions and click “Submit”.
Visit the official website to learn more about the ADCB Signature Credit Card.
ADCB Traveller Credit Card
Key Features:
- Welcome Offer: AED 1,000 voucher for a 2-night stay at Hotels.com.
- Rewards: Up to 2 TouchPoints per AED 1 spent locally; varying rates for specific categories.
- Travel Benefits:
- 2 nights hotel stay welcome offer
- Complimentary Airport Transfers with Careem
- Up to 6 nights’ hotel stay anniversary offer
- 20% off on flight bookings
- 20% off on hotel bookings
- 15% off on Staycations
- Up to 10% cashback on Booking.com
Eligibility:
- Minimum monthly salary: AED 20,000.
- Age: At least 21 years old.
Required Documents:
- Valid passport, Emirates ID, and proof of income.
Note: These are the basic and general requirements every bank asks for. They may ask you for more documents; this may vary depending on the bank.
How to apply?
- Visit the official website.
- Click on “Apply Now”. Then, click “Get started”.
- Enter your first and last name, contact details, email address and mobile number.
- Agree to the terms and conditions and click “proceed.
- To apply for this card, enter the 6-digit code sent to your mobile and follow the steps and instructions on the screen.
Visit the official website to learn more about the ADCB Traveller Credit Card.
HSBC Advance Travel Credit Card
Key Features:
- Rewards: Earn 1 Air Mile for every AED 1 spent.
- Travel Benefits: Get 8% off on roundtrips, hotels and flights. Complimentary travel insurance, Careem Plus subscription, and airport lounge access.
- Additional Perks: Purchase protection and extended warranty.
Eligibility:
- Must have an HSBC Advance Account.
- Minimum monthly salary: AED 15,000.
- Age: 21-65.
- UAE residency.
Required Documents:
- Passport, Emirates ID, residence visa (for non-GCC nationals), proof of residence, salary certificate, tenancy agreement or Ejari, the homeowner’s title deed, utility bill, and the last two bank statements in which salary has been paid.
Note: These are the basic and general requirements every bank asks for. They may ask you for more documents; this may vary depending on the bank.
How to apply?
- Visit the official website.
- Click “Get started”. Then click “Apply Now”.
- Select whether you are an HSBC customer or not, your UAE residency status,.
- Select the nature of your employment and salary transfer options, and enter your monthly income, average monthly balance and company name. Click “Find Credit Card”.
- You can see the travel credit you are eligible for and follow the steps on the screen to apply for the card.
Visit the official website to learn more about the HSBC Advance Credit Card.
Emirates NBD GlobalCash Travel Credit Card
Key Features:
- Multi-Currency: Load up to 15 currencies on one card.
- Exchange Rates: Lock in exchange rates to avoid fluctuations.
- Accessibility: Accepted worldwide at millions of merchants and ATMs.
- Convenience: Manage funds through online banking and mobile app.
- Security: Chip and PIN protection.
- Travel Insurance: Offers travel medical insurance.
- Emergency: Offers emergency cash services.
Eligibility:
- Available to UAE residents.
Required Documents:
- Valid passport, Emirates ID, and proof of income.
Note: These are the basic and general requirements every bank asks for. They may ask you for more documents; this may vary depending on the bank.
How to apply?
- Visit the official website.
- Click “Know more.”
- Scroll down and click “Apply now”.
- Visit the nearest Emirates NBD branch before 2 pm with your valid Emirates ID or passport copy. We will be happy to help you. Your request will be processed instantly, and you can pick up your card from your chosen branch.
RAKBANK Emirates Skywards World Elite Travel Credit Card
Key Features:
- Rewards: Earn up to 40,000 Skywards Miles on all spending.
- Membership: Automatic Silver tier membership and fast track to Gold tier membership.
- Discounts: 10% off any international roundtrip airfare, 10% cashback on bookings with booking.com etc.
- Travel Benefits: Access to over 1,200 airport lounges, complimentary airport rides, airport transfers, Comprehensive travel cover, and concierge services.
Eligibility:
- Minimum monthly salary: AED 25,000.
- Age: 21 years and above
- Citizen or resident of the UAE
Required Documents:
- Valid passport, Emirates ID, and proof of income.
Note: These are the basic and general requirements every bank asks for. They may ask you for more documents; this may vary depending on the bank.
How to apply?
- Visit the official website.
- Click “Apply now.”
- You can apply through the RAK bank app or Click “Request Call back”.
- Enter your name, email address, mobile number and salary, and click “submit”.
Mashreq Solitaire Travel Credit Card
Key Features:
- Welcome Bonus: AED 2,500 for new customers, AED 500 for existing customers upon spending AED 15,000 in the first 2 months.
- Rewards: Earn up to 6 Mashreq Vantage points per AED on international spending, 4 points on travel, and 2 points on local spending.
- Travel Benefits: Complimentary airport lounge access, 6 complimentary airport transfers per year, and travel insurance.
- Additional Perks: Complimentary valet parking, unlimited Fitness First access, golf benefits, and a 50% discount on movie tickets.
Eligibility:
- Minimum monthly salary: AED 25,000.
Required Documents:
- Valid passport, Emirates ID, and proof of income.
Note: These are the basic and general requirements every bank asks for. They may ask you for more documents; this may vary depending on the bank.
How to apply?
- Visit the official website.
- Click on “Apply now”.
- Enter your mobile phone number and email address and click “Send”.
- Enter the OTP sent to your mobile phone number and follow the instructions on the screen to apply for this credit card.
Emirates Citibank Ultima Travel Credit Card
Key Features:
- Rewards: Earn 2.5 Skywards Miles per USD 1 spent on Emirates.com, 1.5 Miles per USD 1 spent internationally, and 1 Mile per USD 1 spent domestically.
- Membership: Get a Skywards Silver membership and a 12 kg extra baggage allowance.
- Travel Benefits: Complimentary access to airport lounges, meet-and-greet services, and complimentary chauffeur services.
- Additional Perks: Golf privileges, dining offers, etc.
Eligibility:
- Minimum monthly salary: AED 36,750.
- Age: 21 years and above
Required Documents:
- Valid passport, Emirates ID, and proof of income.
Note: These are the basic and general requirements every bank asks for. They may ask you for more documents; this may vary depending on the bank.
How to apply?
- Visit the official website.
- Click on “Get Emirates Ultima”.
- Enter your full name, email address, phone number, and monthly income.
- Agree to all the terms and conditions and click “Next”.
- And similarly follow the instructions given on the screen to apply for this card.
Why Should You Apply For the Best Travel Credit Cards in UAE?
Here’s Why You Should Apply for the Best Travel Credit Cards in UAE
Here are the reasons to get a travel credit card in the UAE:
- Worldwide Acceptance: Travel credit cards are accepted everywhere, making it easy to pay for flights, hotels, and transportation.
- Rewards and Benefits: Many cards offer rewards like Miles, airport lounge access, and travel insurance, encouraging you to use your card more often.
- Security: Travel credit cards are safe to use. They protect against fraud, and if your card gets stolen, you can block it and get a new one without losing any money.
How To Apply For The Best Travel Credit Cards in UAE?
Here are the rules you should follow to apply for the best travel credit cards in UAE:
1. Step 1: Check If You Qualify
Ensure you meet the salary requirement and have an Emirates ID, passport copy, and salary certificate.
2. Step 2: Pick the Right Card
Choose the best credit card for travel with rewards and benefits for you.
3. Step 3: Gather Your Papers
Get your Emirates ID, passport copy, and salary certificate ready.
4. Step 4: Apply Online or In Person
Apply on the bank’s website or go to a branch to apply.
5. Step 5: Wait for Approval
Wait for the bank to approve your application. Once approved, you’ll get your card.
Final Takeaway:
So, that was all about the best travel credit cards in UAE that you should know about. Choosing the top travel credit cards in UAE can improve your trips by giving you rewards, convenience, and security. By knowing what each card offers, you can pick the one that suits your travel needs best. Be sure to compare cards based on your needs and use their benefits to enjoy your trips more and save money.
Are you new to the UAE and wondering which credit card to apply for to meet your needs? Look no further—we’ve got you covered. Check out our guide to find the best credit card that suits your lifestyle and cards without an annual fee.
