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FAB Credit Cards in UAE 2025

Banking

FAB Credit Cards in UAE 2025

Banking

Published on 29 Feb 2024

Last updated 14 Feb 2025

20 min read

Smart money management opens doors to endless opportunities in the vibrant UAE with its stunning skyline and diverse community. FAB Bank Credit Cards will shine brightly in 2025, offering a perfect blend of ease, benefits, and financial freedom. Whether you love shopping, exploring new places, or enjoying life’s luxuries, there’s a FAB card just for you. 

With their tailored solutions for every lifestyle, let’s explore how FAB Bank Credit Cards can make your life in the UAE even better. It’s not just about spending; it’s about making every dirham work for you, rewarding your passions and choices. Join us as we uncover how FAB cards can elevate your experiences in this dynamic region.

Lifestyle

Blue FAB Platinum Credit Card from Al-Futtaim

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CategoryBenefit/FeatureDetails
Exclusive BenefitsCashback RewardsEarn 6% cashback in Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim brands (5% in Al-Futtaim FAB Rewards + 1% via the Blue App).
Additional CashbackEarn 2% cashback in Al-Futtaim FAB Rewards for every AED 1 spent on Al-Futtaim schools (Deira International School & Universal American School), car brands (Volvo, BYD, Dodge, Honda, Jeep, Lexus, etc.), and more.
Cashback on Other PurchasesEarn 1% cashback in Al-Futtaim FAB Rewards for every AED 1 spent elsewhere.
0% Balance Transfer0% Balance Transfer for up to 12 months when applied within 90 days of card issuance.
0% Easy Payment Plans (EPP)Buy now, pay later with 0% interest on payment plans across Al-Futtaim stores.
Earning RatesAl-Futtaim BrandsEarn 10 Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim brands.
Other Al-Futtaim PurchasesEarn 2 Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim schools, car brands, and other partner stores.
Other PurchasesEarn up to 1 Al-Futtaim FAB Reward for every AED 1 spent elsewhere (Selected categories earn 0.15% cashback in Al-Futtaim FAB Rewards per AED 1 spent).
Lifestyle BenefitsMovie TicketsUp to 4 movie tickets per month at AED 20 at Reel Cinemas, Cine Royal, and Star Cinemas.
Digital WalletsAdd to Apple Pay, Google Pay, and Samsung Pay.
Airport Transfers2 airport transfers per annum at AED 40 per trip (Intra-city service).
Visa Luxury Hotel Collection (VLHC)Exclusive discounts and privileges at 900+ luxury hotels worldwide.
Golf DiscountsSpecial rates at top-tier golf courses in the UAE and abroad.
Additional OffersCredit Shield ProtectionCovers outstanding balances in unforeseen situations.
Easy Payment PlansSet up EPP at great rates through the FAB Mobile App.
The BLUE AdvantageExtra Cashback via Blue AppGet 1% additional cashback in BLUE Points from all participating brands.
Bonus Cashback on Blue WalletEarn 2% additional cashback when you top up your Blue Wallet.
Exclusive DealsAccess over 1,200 2-for-1 offers across dining, entertainment, and lifestyle.
Utility Bill PaymentsEasily pay utility bills using BLUE Points on the Blue App.

Eligibility: Minimum Monthly Salary of AED 8,000

Blue FAB Signature Credit Card from Al-Futtaim

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CategoryBenefits/ Features
Exclusive Benefits. 7% cashback in Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim brands (6% in Al-Futtaim FAB Rewards + 1% via the Blue App).
. 3% cashback in Al-Futtaim FAB Rewards for every AED 1 spent on Al-Futtaim schools (Deira International School & Universal American School), car brands (Volvo, BYD, Dodge, Honda, Jeep, Lexus, etc.), and more.
. 1% cashback for every AED 1 spent elsewhere.
. 0% Easy Payment Plans on purchases at Al-Futtaim showrooms and stores.
. Complimentary 0% Balance Transfer for up to 12 months when applied within 90 days of card issuance.
. Cashback Cap: Cashback earnings capped at AED 3,000 per month, after which it is paused for the rest of that month.
Earning Rates. 10 Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim brands.
. Up to 2 Al-Futtaim FAB Rewards for every AED 1 spent elsewhere. (Selected categories earn 0.15% cashback in Al-Futtaim FAB Rewards per AED 1 spent.)
Lifestyle Benefits. Up to four movie tickets per month at AED 20 at Reel Cinemas, Cine Royal, and Star Cinemas.
. 2 airport transfers per annum at AED 40 per trip (Intra-city service).
. FREE global airport lounge access to over 1,000 airport lounges worldwide.
. Up to $150 off when spending $1,000 at FARFETCH.
Additional Offers. Credit Shield Protection to cover outstanding balances in unforeseen situations.
. Up to 4 supplementary cards for family members at no extra cost.
. Easy Payment Plans available at competitive rates via the FAB Mobile App.
. Manage payments, transactions & card settings via the FAB Mobile App.

Eligibility: Minimum Monthly Salary of AED 15,000

Blue FAB Infinite Credit Card from Al-Futtaim

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CategoryBenefits/Features
Cashback Rewards. 9% cashback in Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim brands (8% in Al-Futtaim FAB Rewards + 1% via the Blue App)
. 4% cashback in Al-Futtaim FAB Rewards for every AED 1 spent on Al-Futtaim schools (Deira International School & Universal American School), car brands (Volvo, BYD, Dodge, Honda, Jeep, Lexus, etc.), and more.
. 1% cashback for every AED 1 spent elsewhere.
Everyday SpendingEarn 1% cashback in Al-Futtaim FAB Rewards for all non-Al-Futtaim spending. (Selected categories earn 0.15% cashback per AED 1 spent.)
Easy Payment Plans0% interest Buy Now, Pay Later plans on purchases at Al-Futtaim showrooms and brands.
Balance Transfer0% interest on Balance Transfers for up to 12 months when applied within 90 days of card issuance.
Exclusive OffersAccess to exclusive offers from Al-Futtaim brands.
Earning Rates. 10 Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim brands.
. Up to 2 Al-Futtaim FAB Rewards for every AED 1 spent elsewhere.
Cinema OffersUp to six movie tickets per month at AED 20 at Reel Cinemas, Cine Royal, and Star Cinemas.
Airport TransfersSix airport transfers per annum at AED 40 (intra-city) or AED 100 (intercity).
Lounge AccessFREE global airport lounge access to over 1,000 airport lounges worldwide, including a guest.
Travel & Lifestyle BenefitsExclusive 2-for-1 offers and 5,000+ discounted travel deals via the ‘Xperience with the ENTERTAINER’ mobile app.
Mobile AppInstant access to your Blue FAB Infinite Credit Card through the FAB Mobile App.

Eligibility: Minimum Monthly Salary of AED 40,000

FAB SHARE Standard Credit Card

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CategoryBenefits/Features
Annual FeesNo Annual Fees
Exclusive Benefits. Earn unlimited SHARE points on your spending, including international purchases.
. Use SHARE points for shopping, groceries, experiences, and entertainment at Mall of the Emirates & City Centres.
. 2-for-1 standard tickets across all VOX Cinema locations in the UAE (valid for online & app bookings).
Value Back on Spending. Up to 7% cashback in SHARE points at Carrefour.
. Up to 5.25% cashback at VOX Cinemas, Ski Dubai, Magic Planet, Dreamscape, iFLY Dubai, and Little Explorers.
. Up to 3.25% cashback when shopping at Mall of the Emirates & City Centres.
. Up to 1.75% cashback on international, retail, and online shopping.
Instant Virtual CardAvailable through the FAB Mobile App for instant access.
SHARE Points Earning Rates. Carrefour: Up to 6.5% + 0.25% with salary transfer.
. Mall of the Emirates & City Centres: 2% + 0.25% with salary transfer.
. Entertainment (VOX, Ski Dubai, etc.): 2% + 0.25% with salary transfer.
. Other Retail, Online, International: 1.5% + 0.25% with salary transfer.
. Selected Merchants (Fuel, Utilities, Supermarkets): 0.5% (no additional earnings with salary transfer).
Other Benefits. Free supplementary cards (up to 4) for added flexibility.
. Competitive Balance Transfer rates to move your existing credit card balance.

Eligibility: Minimum Monthly Salary of AED 5,000

FAB SHARE Platinum Credit Card

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CategoryBenefit/FeatureDetails
Welcome OfferComplimentary SHARE points10,000 SHARE points (worth AED 1,000) upon activation.
Annual FeeFirst-year waiverAED 1,000 annual fee (First year waived, save AED 1,000).
Cashback OfferUp to AED 2,000 cashbackIncludes AED 1,000 cashback in SHARE points.
Earning SHARE PointsAccelerated earnings at mallsUp to 4.25% value back in SHARE points at Mall of the Emirates and City Centres.
Carrefour purchasesUp to 7% value back in SHARE points
International, retail, and online spendingUp to 2.25% value back in SHARE points
Entertainment spendingUp to 6.25% value back in SHARE points at VOX Cinemas, Ski Dubai, etc.
Cinema Offer2 for 1 ticketsUnlimited 2-for-1 standard tickets across all VOX Cinemas (Valid for online and app bookings only).
SHARE Points Earning RatesCarrefour6.5% value back, additional 0.25% with salary transfer
Mall of the Emirates and City Centres3% value back, additional 0.25% with salary transfer
VOX Cinemas and entertainment venues3% value back, additional 0.25% with salary transfer
Other retail, online, and international spending2% value back, additional 0.25% with salary transfer
Selected merchants0.5% value back on spending at selected merchants
Additional BenefitsInstant Virtual CardAvailable through the FAB Mobile app
Biometric VerificationFirst-of-its-kind for safer transactions
SHARE App BenefitsAccess discounts, contests, and member benefits

Eligibility: Minimum Monthly Salary of AED 10,000

FAB SHARE Signature Credit Card

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FeatureBenefits/Features
Welcome Offer15,000 complimentary SHARE points (worth AED 1,500) upon card activation.
Annual feesAED 1500
Cinema OffersUnlimited 2-for-1 tickets at VOX Cinemas (Valid for online & app bookings only).
Biometric VerificationFirst-of-its-kind biometric verification for safer transactions.
Instant Virtual CardIssued instantly for use in Apple Pay, Google Pay, and Samsung Pay via the FAB Mobile App.
Carrefour (In-store or Online)Earn up to 7% value back in SHARE points for each AED 1 spent
International, Other Retail, and Online ShoppingEarn up to 2.75% value back in SHARE points
Entertainment SpendingEarn up to 8.25% value back in SHARE points at VOX Cinemas, Ski Dubai, Magic Planet, Dreamscape, iFLY Dubai, and Little Explorers
Mall of the Emirates and City Centres SpendingEarn up to 5% value back in SHARE points, plus an additional 0.25% with salary transfer
Chance to Win Back Monthly SpendWin up to AED 1,000 each month on Mall of the Emirates & City Centres purchases (one winner per month)
SHARE Points UtilisationUse SHARE points for purchases at Mall of the Emirates & City Centres across the UAE
Access to SHARE Discounts and BenefitsExclusive contests, member benefits, and discounts through the SHARE app
Other Benefits0% interest Buy Now, Pay Later plansManage transactions anytime via the FAB Mobile App

Eligibility: Minimum Monthly Salary of AED 30,000

Fab GEMS World Credit Card

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CategoryBenefit/Feature
School Fee Discounts– Up to 4.25% discount on GEMS fees for advance payment
– 0% Easy Payment Plan for up to 12 months for GEMS fees
Educational Benefits– Education Protection cover of up to AED 500,000 per child
Lifestyle Benefits– Movie tickets from AED 20 at Reel Cinemas, Star Cinemas,  and Cine Royal
– Free airport lounge access
– Exclusive 20% discount at Emaar attractions 
Additional Features– Instant card issuance via FAB Mobile app
– Use FAB Rewards to pay bills and enjoy various benefits
Application and Support– Apply through FAB Mobile app or contact FAB for assistance. Customer support available for UAE and international customers

Eligibility: Minimum Monthly Salary of AED 8,000

Manchester City Titanium Credit Card

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FeatureDetails
Exclusive Manchester City Experiences. Win a trip to the Etihad Stadium to watch Manchester City in action.
. Participate in raffle draws for exclusive Manchester City prizes, including stadium tours, match tickets, meet & greets, signed jerseys, and UK trips
Discounts and Offers. 10% off at the Etihad stadium retail store (upon reopening).
. 10% discount on a one-term programme at City Football Schools UAE.
. 20% discount on a full-season programme at City Football Schools UAE.
. 15% discount on non-sale items at Puma when you provide your Manchester City Titanium Credit Card during shopping.
. 25% discount on a 2-hour experience at the Manchester City Challenge Abu Dhabi
Travel benefits Free airport lounge access to over 10 airport lounges in the UAE, KSA, Jordan, Kuwait and Egypt- 10% cashback on booking.com
CITYZENS ProgrammeEnrolment in Manchester City’s basic “CITYZENS” programme with associated benefits
FAB Rewards. Earn 10x FAB Rewards- Up to 10 FAB Rewards per AED 1.
. Instant redemption on Rewards- Spend BIG and earn BIG with FAB Rewards
No Annual FeesThe card comes with no annual fees

Eligibility: Minimum Monthly Salary of AED 5,000

Fab Bank Travel Credit Cards

Fab Bank Etihad Guest Infinite Credit Card

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CategoryBenefit/Feature
Joining BenefitsWelcome Bonus: 55,000 miles (primary), 5,000 miles (supplementary)
7.5 Etihad Guest Miles for every AED 10 you spend
Exclusive Benefits75% Miles discount voucher on spending AED 200,000 annually
Fast track to Etihad Guest Gold membership after one return flight
4 free inflight wifi vouchers
Miles EarningDomestic: 3.5 miles per AED 10
International: 6.0 miles per AED 10 (non-AED)
Etihad/partners: 7.0 miles per AED 10
Travel BenefitsAccess to 1000+ airport lounges worldwide + 1 guest, up to 12 visits per annum

Eligibility: Minimum Monthly Salary of AED 30,000

Etihad Guest Signature Credit Card

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CategoryBenefits/Features
Joining Benefits. Welcome Bonus: 35,000 Etihad Guest Miles for primary card, 5,000 for supplementary card.
. 50% Miles Discount Voucher annually on spending AED 150,000.
. Fast Track to Silver Membership with two return flights within six months.
. Complimentary inflight Wi-Fi: Two vouchers for up to 24 hours
Earn Miles. Domestic Transactions: 2.75 Miles per AED 10.
. International Transactions: 4.5 Miles per AED 10.
. Etihad or Partner Airlines: 5.5 Miles per AED 10.
. All Purchases: 2.5 Tier Miles per AED 10.
. Miles Accelerator Program: 6.5 Miles per AED 10 (optional, AED 250/month)
Airport Lounge AccessAccess to over 1000 airport lounges worldwide, 8 times per annum
Lifestyle Benefits. Four discounted cinema tickets per month at AED 20 (Reel Cinemas, Cine Royal, Star Cinemas).
. Exclusive discounts at premium golf courses.
. 24/7 Travel Concierge Service- Exclusive Visa lifestyle benefits
Protection Benefits– International Medical & Travel Assistance- Travel Accident Insurance (Up to USD 500,000)- Purchase Protection & Extended Warranty- Fraudulent Transaction Protection- Credit Shield (Outstanding balance coverage in case of emergency)

Eligibility: Minimum Monthly Salary of AED 15,000

Etihad Guest Platinum Credit Card

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CategoryBenefits/Features
Joining Benefits. Welcome Bonus: 10,000 Etihad Guest Miles for primary cardholder, 5,000 for supplementary cardholders.  
. Up to 4 Etihad Guest Miles for every AED 10 you spend
Exclusive Benefits25% Miles Discount Voucher: Earn annually on spending AED 100,000 or more, applicable on reward flights to any destination and class.
Earn Miles. Domestic (AED): 2.0 miles per AED 10 spent. 
. International (Non-AED): 3.5 miles per AED 10 spent. 
. Etihad or Partners: 4.0 miles per AED 10 spent. 
. Miles Accelerator Program: 5.5 miles per AED 10 spent.
Travel Benefits2 free airport transfers per year.
Lifestyle BenefitsOffers and discounts at various dining, shopping, and entertainment venues.
Protection Benefits. Benefit from Purchase Protection and a 12-month Extended Warranty beyond standard warranties. 
. Travel worry-free with free international medical and assistance. 
. Credit Shield offers security by covering your credit card balance in emergencies.

Eligibility: Minimum Monthly Salary of AED 8,000

FAB Infinite Travel Card

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CategoryBenefit/Feature
Welcome BenefitTravel Voucher: Guaranteed AED 1,500 travel voucher upon card activation.
Travel and BookingEndless Choices: Redeem across 800+ airlines, 500,000+ hotels, and car rentals.
No Foreign Transaction Fees: No fees on purchases abroad (excluding currency conversion).
Free Hotel Nights: One complimentary night for every three paid nights via FAB Travel Portal.
Free Airport Lounge Access: Unlimited access for cardholder + guest to 1,000+ lounges globally.
Transfer Miles: 1:1 or more exchange rate with partners like Emirates Skywards, IHG® Rewards, etc.
Transportation BenefitsFree UAE Airport Transfers: Up to eight free transfers per year within the UAE.
International Airport Transfers with UBER: Up to US $150 credit annually for non-UAE transfers.
Earning MilesRetail Purchases: Earn 1.5 FAB Miles per USD 1 spent.
Travel Purchases: Earn 2 FAB Miles per USD 1 spent.
FAB Travel PortalRedemption and Booking: Book travel, transfer miles, buy gift cards, or convert miles to credit.
Exclusive Benefits: Airline discounts and accommodation offers with global partners.
Annual Fee Payment: Pay annual credit card fee with FAB Miles.

Eligibility: Minimum Monthly Salary of AED 30,000

Spend & Save

FAB Low-Rate Credit Card

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CategoryBenefit/Feature
Exclusive Benefits. Interest rates as low as 1.5% per month for UAE Nationals and 1.99% for expatriates.
. 0% interest on Balance Transfers for up to 18 months for UAE Nationals and 12 months for expatriates (fees apply).
. 3% minimum payment of the statement balance per month.
. Zero foreign transaction bank fees.
. Easy Payment Plans from 0.99% for up to 48 months (fees apply).
.Quick Cash options
Lifestyle Benefits. Shopping and dining discounts.
. Easy card and payment management through the FAB Mobile app.
. SMS alerts on credit card transactions.
. Up to four free supplementary cards.
. Standing instructions for payments
FAB RewardsNot applicable for the Low Rate Card

Eligibility: Minimum Monthly Salary of AED 10,000

FAB Cashback Credit Card

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Category
Benefit/Feature

Cashback on Purchases

. 5% on supermarket spending (including online), capped at AED 200/month.
. 5% on fashion shopping, capped at AED 200/month.
. 5% on dining, capped at AED 200/month.
. 3% on all non-AED (international) spending, capped at AED 200/month.
. 1% on all other spending, no cap.
. 0.15% on select categories.
Cashback RedemptionCashback is provided in equivalent FAB Rewards, redeemable instantly through the FAB Mobile App.

Travel Benefits
. Up to 40% off MakeMyTrip bookings (flights and hotels).
. Free worldwide airport lounge access (unlimited for cardholder, six complimentary visits for one guest).
. 2 free airport transfers per year & 20% off Careem rides (up to 3 rides/month).
. Global Blue VIP services for tax-free shopping and fast-track services at airport VIP lanes.

Lifestyle Benefits 
. AED 40 off Carrefour online orders (min. spend AED 250, once per month).
. 50% off Talabat orders (max AED 40 per order, 4x per month, min. spend AED 100).
. 2 free Costa coffees at Dubai Airport, plus 2 additional selected items.
. 2 discounted cinema tickets per month for AED 20 at Reel Cinemas, Cine Royal, and Star Cinemas.
. 10% off fashion shopping at Farfetch (min. spend USD 300).
. 15% off Bicester Village Shopping Collection experiences.

Eligibility: Minimum Monthly Salary of AED 5,000

Du Titanium Credit Card

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FeatureBenefit/Feature
Cashback Offers10% cashback on all du bills (postpaid, home services, prepaid recharges, smartphone Privilege Plan monthly data charges) after a minimum spend of AED 1,250 in the previous month.
Exclusive du Privileges10% discount on du Easy Payment Plan & du Smartphone Privilege Plan with 0% interest on monthly installments of 3, 6, 9, or 12 months.
Lifestyle BenefitsIncludes various discounts and offers on dining, entertainment, and more.
Travel BenefitsFree airport lounge access.
MasterCard ContactlessEnables quick and secure payments.
No Annual FeesThe card does not charge any annual fees.
FAB RewardsRewards are instantly redeemable for du bill payments, among other benefits.
Easy Payment PlanOption to convert purchases into 0% interest monthly installments over 3, 6, 9, or 12 months.
Promotional OffersAccess to discounts at selected dining, retail, and lifestyle outlets.

Eligibility: Minimum Monthly Salary of AED 5,000

Documents Required for FAB Bank Credit Card Application

Applying for a FAB bank credit card is a straightforward and hassle-free process designed for your convenience. To get started, you can handle gathering a lot of paperwork. The only document you require is your Emirates ID. That’s right, just one document!

Here’s how it works: With your Emirates ID, you can instantly open an FAB account and receive your credit card. This process eliminates additional paperwork, making it incredibly simple and fast. Whether you’re a seasoned banking customer or new to the world of credit, our streamlined application process ensures you can access your FAB account and credit card without delay. Start enjoying the benefits of your FAB credit card today with just your Emirates ID.

How to Apply for a FAB Bank Credit Card?

  1. Explore credit card options: Visit the FAB Bank Credit Cards page to explore available credit card options. FAB offers a variety of credit cards with different benefits and rewards to suit various needs and preferences.
  2. Review benefits and requirements: For each credit card, review the specific benefits, rewards, fees, and eligibility requirements. This information will help you choose the credit card that best fits your needs.
  3. Instant application via FAB mobile app: FAB Bank mentions the possibility of getting your credit card instantly through the FAB Mobile app. This implies you can apply for a credit card directly within the app, which involves minimal paperwork.
  4. Prepare necessary documents: Typically, applying for a credit card requires certain documents like Emirates ID.
  5. Submit your application: If applying through the FAB Mobile app, follow the in-app instructions to submit your credit card application. This will likely involve filling out an application form and uploading the necessary documents. If you’re applying online, please fill out the essential information needed by clicking the “Learn more” and find the “Apply Now” section of the web page from your chosen credit card.
  6. Wait for approval: After submitting your application, there will be a processing period during which the bank reviews your application and performs a credit check.
  7. Activate your credit card: Once approved, you will receive your FAB credit card. Follow the bank’s instructions to activate it, which may involve calling customer service or using the FAB Mobile app.

Conclusion

In conclusion, FAB Bank Credit Cards offer a blend of flexibility, rewards, and exclusive benefits that cater to every lifestyle. As we navigate through 2025, having a FAB card in your wallet means you’re ready for anything, whether it’s an impromptu shopping spree, a last-minute vacation, or simply enjoying the little pleasures of life in the UAE. Choose wisely, spend responsibly, and let your FAB Credit Card open the door to a world of possibilities.

author

ABOUT AUTHOR

With two years of experience as a content writer, Ishita is a wordsmith crafting engaging narratives. When she's not weaving words, she's dancing, singing, or penning poetry, each art form reflecting her creative spirit. Ishita's empathy and professionalism shine through her work, forging deep connections with her readers. An avid learner, she embraces new knowledge daily, infusing her content with fresh perspectives and insightful wisdom. This blend of creativity and dedication makes Ishita's writing resonate with and captivate her audience.

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