How To Remove Name From Etihad Credit Bureau in UAE – A Step-by-Step Guide

Imagine you’re about to make a big financial decision, like buying a house or getting a loan for your business. Everything seems perfect until a credit report error pops up and messes with your plans. Managing your financial health is important; sometimes, it is also important to correct credit report errors in the UAE.

Removing your name from the Etihad Credit Bureau can help ensure that your credit report showcases your actual financial behaviour. Whether you need to fix mistakes or have other reasons, knowing how to do this is important. This article offers easy steps on how to remove name from the Etihad Credit Bureau in UAE.

Why remove name from Etihad Credit Bureau in UAE?

There are several reasons why you might want to remove your name from the Etihad Credit Bureau:

• Errors in credit report: Mistakes in your Etihad Credit Bureau report can hurt your credit score.
• Identity theft: If someone has used your information without permission, you may need to remove your name.
• Outdated information: Old or irrelevant credit details can affect your current financial situation.
• Personal privacy: You might prefer not to have your credit information available for personal reasons.

How to remove name from Etihad Credit Bureau in UAE?

You may follow these steps to remove name from Etihad Credit Bureau in UAE:

Step 1: Obtain your credit report

First, get a copy of your credit report from the Etihad Credit Bureau. This will help you identify any errors or outdated information. You can request your report online at https://etihadbureau.ae/

Step 2: Review your credit report

You can review the credit report carefully for any inaccuracies. Check for:

• Incorrect personal information (name, address, etc.)
• Errors in account details (missed payments, incorrect balances)
• Unauthorised accounts or credit inquiries

Step 3: Gather supporting documents

Collect all necessary documents that support your claim. This may include:

• Identification documents (passport, Emirates ID, trade license)
• Proof of correct information (bank statements, payment receipts)
• Police report (in case of identity theft)

Step 4: File a dispute

Image source

You can’t remove, add or modify your name directly from your credit report. However, if you find an incorrect inquiry or mistake, you can report it. Here are the steps to remove inaccurate information from UAE credit report:

• Step 1: Visit the Al Etihad Credit Bureau (AECB) website: Go to the official AECB website.
  

• Step 2: Data correction: Click on the “File a Data Correction request” tab and click “File a data correction request”.
  
• Step 3: Provide details: 
  • Your name or your company name
  • Emirates ID number (if you are an individual)
  • Trade license number(applicable only for companies or establishments)
  • Your email address
  • Your phone number
  • The date of credit report purchase
  • Your information provider’s name
  • The Etihad credit bureau subject ID
    
• Step 4: Enter data fields to be corrected: 
  • Enter your provider contract ID
  • Choose the credit report section from the dropdown
  • Choose the field name from the dropdown
  • Enter the reference date
  • Enter the current value that has to be corrected
  • Enter the new value
  • Enter a small description to request the correction
    
• Step 5: Upload the required documents:

Upload the necessary documents given below:

• Emirates ID scan
• Trade license scan
• Credit report scan
• Any other supporting documents, as requested
  
• Step 6: Submit the form: Submit the completed form. AECB will work with the lending institution to resolve the issue. According to the Central Bank of the UAE’s guidelines, this request will be forwarded to the information provider, who will respond within 10 business days.

Note: You can raise an inquiry for the latest credit reports only.

Tips to keep your credit report healthy in UAE:

To keep your credit report in good shape, follow these simple tips:

• Limit credit applications: Only apply for loans and credit cards when needed. Applying and getting rejected can hurt your credit score. Do some research and check if you’re eligible before applying.
• Check Your credit report regularly: See your credit report every three months to spot any mistakes or unauthorised checks. If you find any, dispute them.
• Plan before applying: Plan your finances before applying for a loan or credit card. Only apply for a few at a time, which can lower your credit score.

Final takeaway

So that was all about how to remove name from Etihad credit bureau in UAE. Managing your credit information is important for your financial well-being. You can follow the given steps in this guide to ensure your credit report is correct and error-free. Always keep a check on your credit report and fix any errors quickly to keep your credit healthy.

For more details, visit the Etihad Credit Bureau website.

Check out our comprehensive guide to learn more about a good credit score and how it works.

Frequently Asked Questions (FAQs):

Q. How to Clear Bad Credit History in the UAE?

1. Go to the official website of the Al Etihad Credit Bureau (AECB).
2. Click on the “Data Correction” tab.
3. Fill out the form accurately with your full name, Emirates ID, date of credit report purchase, bank details, AECB subject ID, and other required information.

Q. How to Clear Your Name from the Credit Bureau in Dubai

1. Visit the official website of the Al Etihad Credit Bureau (AECB).
2. Click on the “Data Correction” tab.
3. Fill out the form accurately with your full name, Emirates ID, date of credit report purchase, bank details, AECB subject ID, and other required information.