Imagine flying to your dream vacation for free, relaxing in a fancy airport lounge, or getting a free seat upgrade on your next trip. These travel perks are for more than just frequent flyers or the wealthy. In a country with a strong financial industry like the UAE, there’s no easy answer to finding the top air miles credit card in the UAE.
The UAE has hundreds of different credit cards, and what works best for your family or friends might not be the best for you. With the right air miles credit card, these benefits can be a regular part of your travels.
Whether you travel a lot or want to make the most of every trip, finding the best air miles credit card in the UAE can greatly improve your travel experiences.
This guide will explore the best air miles credit cards in the UAE, highlighting their features, benefits, and how to make the most of them.
Here are the Best Airmiles Credit Card in the UAE
Mentioned below is the list of the best air miles credit cards in UAE that you should consider applying for if you want to travel without breaking the bank:
Emirates NBD Skywards Infinite Credit Card
The Emirates NBD Skywards Infinite Credit Card stands at the top of the list of the best air miles credit cards in the UAE. It offers extensive travel benefits and rewards, including a welcome bonus of up to 100,000 Skywards Miles, unlimited airport lounge access, and complimentary airport transfers.
Key Features:
- Welcome offer: Up to 100,000 Skywards Miles.
- Rewards: Earn 2 Skywards miles per USD 1 spent on Emirates and flydubai, 1.5 Miles on international, and 1 Mile on local purchases.
- Travel Benefits: Unlimited access to 1,000+ airport lounges, complimentary airport transfers, health and travel assistance, and many more.
- Additional Perks: Complimentary golf privileges, valet parking, dining discounts and many more.
Eligibility:
- Minimum monthly salary: AED 30,000.
Required Documents:
- Original Emirates ID and a copy
- Passport copy
- Latest salary certificate
- Trade license
- Latest 3-month original bank statements (or mini ATM statements)
- Security Cheque
How to Apply?
- Visit this URL.
- Click on “Apply Now”.
- Please enter your details, such as your full name, email address, mobile number, Emirates, and monthly income.
- Click “Submit”.
- The respective authorities will contact you once they receive your application.
HSBC Advance Credit Card
The HSBC Advance Credit Card is among the best air miles credit cards in the UAE. It offers no annual fee, rewards, travel benefits, and additional perks tailored for HSBC Advance account holders.
Key Features:
- Annual Fee: AED 0.
- Rewards: Earn 1 Air Mile for every AED 1 spent.
- Travel Benefits: Complimentary 12-month Careem Plus subscription, discounts on car rentals and airport lounge access.
- Additional Perks: Purchase protection and extended warranty.
Eligibility:
- Must have an HSBC Advance Account.
- Minimum monthly salary: AED 15,000.
- Age: 21-65.
- UAE residency.
Required Documents:
- Passport
- Emirates ID
- Residence Visa (if you’re not a GCC national)
Proof of UAE Residency (show at least one):
- Tenancy agreement or EJARI
- Title deeds (if you own a home)
- Utility bill (no more than 2 months old)
Proof of Income:
- Last 2 bank statements from the account where your salary is deposited, or 2 salary credits into your HSBC account
- Salary certificate from your employer (issued within the last month)
How to Apply?
New to HSBC
- Check your eligibility online and get an Approval in Principle in just 5 minutes.
- Once your application is approved, your card could be delivered within 24 hours.
- Click “Apply Now” to begin the process.
Already an HSBC Customer
- Apply in minutes through the HSBC UAE app.
- Open the app, scroll to ‘Products & Services‘, then select ‘Apply for Credit Card‘.
- Click “Apply in App” to start your application.
Other Ways to Apply:
- Apply via Callback
- Request a callback, and an HSBC representative will assist with your application.
- Callback requests are handled from Monday to Friday, 09:00 to 16:30.
- If you contact outside these hours, HSBC will respond on the next working day.
- Calls may be recorded to enhance customer service.
For more information, visit HSBC UAE or use the HSBC UAE app.
HSBC Max Rewards Credit Card
The HSBC Max Rewards Credit Card offers significant travel benefits, rewards, and no annual fee for the first year, making it ideal for frequent travellers. It is also known as one of the best air miles credit cards in the UAE.
Key Features:
- Annual Fee: AED 0 for the first year, AED 630 including VAT afterwards.
- Rewards: Earn Air Miles on all spends, double miles on increased monthly spending.
- Travel Benefits: Complimentary 12-month Careem Plus subscription, airport lounge access, and up to 8% off Booking.com stays.
- Additional Perks: 24-hour concierge, purchase protections, balance transfers, etc.
Eligibility:
- Minimum monthly salary: AED 10,000.
- Age: 21-65.
- UAE residency.
Required Documents:
- Passport
- Emirates ID
- Residence Visa (if you’re not a GCC national)
Proof of UAE Residency (show at least one):
- Tenancy agreement or EJARI
- Title deeds (if you own a home)
- Utility bill (no more than 2 months old)
Proof of Income:
- Last 2 bank statements from the account where your salary is deposited, or 2 salary credits into your HSBC account
- Salary certificate from your employer (issued within the last month)
How to Apply?
New to HSBC
- Check your eligibility online and get an Approval in Principle in just 5 minutes.
- Once your application is approved, your card could be delivered within 24 hours.
- Click “Apply Now” to begin the process.
Already an HSBC Customer
- Apply in minutes through the HSBC UAE app.
- Open the app, scroll to ‘Products & Services‘, then select ‘Apply for Credit Card‘.
- Click “Apply in App” to start your application.
Other Ways to Apply:
- Apply via Callback
- Request a callback, and an HSBC representative will assist with your application.
- Callback requests are handled from Monday to Friday, 09:00 to 16:30.
- If you contact outside these hours, HSBC will respond on the next working day.
- Calls may be recorded to enhance customer service.
For more information, visit HSBC UAE or use the HSBC UAE app.
Emirates Islamic Skywards Infinite Credit Card
The Emirates Islamic Skywards Infinite Credit Card is also one of the best air miles credit cards in the UAE. It offers extensive travel rewards and complimentary airport lounge access.
Key Features:
Key Features:
- Rewards:
- Earn 2 Miles per USD spent on Emirates and flydubai.
- 1.5 Miles per USD spent internationally.
- 1 Mile per USD spent domestically.
- Travel Benefits: Complimentary access to over 1,000 airport lounges, travel insurance, unlimited golf, valet parking, and Skywards Silver membership.
- Additional Perks: Purchase protection, extended warranty, movie ticket offers, and discounts on Emaar entertainment attractions.
Eligibility:
- Minimum monthly salary: AED 20,000.
Required Documents:
- Valid passport, Emirates ID, and proof of income.
How to Apply?
- Visit this URL.
- Click on “Apply Now”.
- To register your interest, you can enter your details, such as your full name, email address, mobile number, Emirates, company name and monthly income.
- Agree to the terms and conditions.
- Click “Submit”.
- The respective authorities will contact you once they receive your application.
ADIB Etihad Guest Gold Card
The ADIB Etihad Guest Gold Card offers a generous welcome bonus of 35,000 Etihad Guest Miles, along with significant travel benefits, including complimentary airport lounge access and the ability to earn up to 1.5 miles per AED 4 spent, making it one of the best air miles credit cards in the UAE.
Key Features:
- Welcome Bonus: 35,000 Etihad Guest Miles.
- Rewards:
- Earn up to 1.5 Etihad Guest Miles per AED 4 spent.
- Receive a complimentary companion ticket when spending AED 150,000 annually.
- Fast track to Etihad Guest Silver Tier.
- Travel Benefits: Complimentary airport lounge access and free roadside assistance.
- Annual Fee: AED 1,000.
Eligibility:
- Minimum monthly salary: AED 5,000.
Required Documents:
- Valid passport and Emirates ID.
- Salary certificate (less than 30 days old) and bank statements. (last 3 months)
How to Apply?
- Visit this URL.
- Scroll down and click “Get your card now”.
- To register your interest, please enter your details, including your full name, email address, and mobile number.
- Agree to the terms and conditions and clear the captcha.
- Click “Submit request”.
- The respective authorities will contact you once they receive your application.
Citibank Ultima Credit Card
The new Citi Ultima Credit Card is becoming one of the best credit cards for air miles in the UAE. It offers extensive travel rewards, luxury lifestyle benefits, and premier rewards for international and local spending.
Key Features:
- Annual membership fee: AED 3,000
- Welcome offer includes AED 1,250 cashback after spending AED 25,000 within 90 days
- Get 50% off flights up to AED 2,000 once a year
- Enjoy a free third night on hotel stays worldwide with no limits
- Receive four free home check-ins and four airport transfers each year
- Unlimited global airport lounge access with a guest
- Earn up to five Citi Miles per USD spent and 30,000 bonus miles annually
- Redeem Citi Miles for flights with any airline or transfer to 11 partner airlines
Eligibility:
- Minimum monthly income: AED 36,750.
How to Apply?
- Visit this URL.
- Click “Get City Ultima” or “Apply Now”.
- Scroll down to fill out the credit card application. Provide your full name, email address, mobile number and monthly income.
- Agree to the terms and conditions and clear the captcha.
- Click “Next” and follow the instructions on the screen to complete your application.
- The respective authorities will contact you once they receive your application.
UAE Air Miles Credit Card Benefits:
Here are the general benefits you will receive from the best air miles credit card in UAE:
Travel Rewards
- Airline Miles: Earn miles for flights and upgrades.
- Hotel Discounts: Special hotel deals.
- Lounge Access: Premium airport lounges.
Shopping and Dining
- Cashback: Money back on purchases.
- Discounts: Save on shopping and dining.
- Reward Points: Collect and redeem points.
Travel Insurance
- Accident Insurance: Coverage for travel accidents.
- Luggage Insurance: Compensation for lost luggage.
- Trip Cancellation: Reimbursement for cancelled trips.
Lifestyle Perks
- Concierge: Personal assistant services.
- Golf Access: Entry to top golf courses.
- Exclusive Events: Invitations to special events.
Financial Benefits
- Low Interest: Competitive rates.
- Flexible Payments: Easy instalment options.
- No Annual Fee: Some cards offer no fee.
Security
- Fraud Protection: Safeguard against unauthorised use.
- Purchase Protection: Coverage for damaged or stolen items.
- Extended Warranty: An additional warranty option for purchases.
Apply for the Best Airmiles Credit in UAE:
You can click on “apply now” to apply to the best air miles credit in the UAE that you prefer:
| Credit Card Name | Click Here to Apply |
| Emirates NBD Skywards Infinite Credit Card | Apply Now |
| HSBC Advance Credit Card | Apply Now |
| HSBC Max Rewards Credit Card | Apply Now |
| Emirates Islamic Skywards Infinite Credit Card | Apply Now |
| ADIB Etihad Guest Gold Card | Apply Now |
| Citibank Ultima Credit Card | Apply Now |
Final Takeaway:
So that was all about the best air miles credit card in the UAE. Choosing the best air miles credit card in the UAE depends on your travel habits, the airline you prefer, and your spending habits. The cards listed above are great for earning and using miles, making your trips more enjoyable. Consider your needs and compare the benefits to determine the best card for you.
Are you always travelling across the globe? Well, we’ve got the perfect guide for you about the best travel credit cards in the UAE. Check out our guide to find out more about how you can save on every trip.
Final Thoughts
With so many excellent air miles credit card options in the UAE, choosing the right one can help you unlock exclusive travel perks, from free flights to VIP lounge access and luxury hotel stays. Whether you’re a frequent flyer or an occasional traveller, there’s a card that fits your needs.
But while you plan your next big adventure, don’t forget one of the most essential aspects of financial and personal security — Insurance.
Why Is Insurance Essential Today?
Whether you’re travelling, driving daily, running a business, or planning for your family’s future, insurance protects you from unexpected risks. Today’s fast-paced world demands smart planning — and insurance is a key part of that.
Here’s why insurance matters:
- 🛡️ Peace of Mind – Protect yourself and your loved ones against life’s uncertainties.
- 🚗 Travel and Vehicle Protection – From flight disruptions to car accidents, insurance keeps you covered.
- 🏥 Health Coverage – Get the care you need without financial stress.
- ❤️ Life & Family Security – Plan and secure your family’s future.
- 🏢 Business Safety – Minimise risks and stay financially secure.
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Frequently Asked Questions (FAQs):
Q. How do I earn airmiles with a credit card?
You earn airmiles by using your credit card for everyday purchases. The more you spend, the more miles you accumulate.
Q. Do airmiles expire?
It depends on the card and the airline’s policy. Always check the terms and conditions to avoid losing your miles.
Q. Is it worth paying a high annual fee for an air miles credit card?
The high annual fee can be worthwhile if you travel frequently and make the most of the benefits. Calculate the value of perks versus the cost.
