Imagine a world where using your credit card gives you special perks, luxury experiences, and big savings. Whether travelling the world or enjoying a fancy meal at home, the RAKBANK World Credit Card improves your life. This card combines ease of use with great rewards, offering much more than just a way to pay.
RAKBANK, one of the oldest banks in the UAE, was established in 1976. In 2001, it transformed by focusing on business and personal banking. Today, RAKBANK has over 27 branches across the UAE and offers a wide range of digital banking services.
The bank provides expert solutions with bank accounts, deposit schemes, and investment banking, all aimed at helping individuals grow financially. Besides traditional banking products, RAKBANK offers credit cards and loans for individuals and businesses.
RAKBANK World Credit Card Benefits
RAKBANK World Credit Card Travel Benefits
- The Dragon Pass network gives free access to more than 1,200 airport lounges in more than 450 cities across 135 countries.
- Access to business facilities like email, internet, phones, fax machines, and conference rooms in some lounges.
- Free refreshments and snacks.
- 2 Complimentary airport rides per year with Careem
- Up to 6 complimentary airport transfers
- Get up to 10% cashback on booking hotels on booking.com
- Get up to 10% off car rentals at Rentalcars.com and many more.
RAKBANK World Credit Card Cashback and Rewards:
- Enjoy Free MyUS membership and discounts of up to 30%
- Get 25% off on your first Fiit subscription payment with this credit card.
- Get up to 50% off on movie tickets.
- Get cash back on travel, supermarkets, and other domestic spending.
RAKBANK World Credit Card Lifestyle Benefits:
- Get up to USD 500,000 as personal accident insurance.
- Get up to USD 500,000 as an emergency medical evacuation and repatriation.
- Get up to USD 500,00 as medical emergency expenses.
- Get up to USD 100 per day as daily in-hospital cash.
- Get your spouse covered 100% and your children covered 15% of these benefits.
- Get comprehensive medical insurance for your family and yourself.
- Get baggage and trip inconvenience coverage up to USD 7,500 and many more.
RAKBANK World Credit Card Requirements:
To apply for the RAKBANK World Credit Card, you need to meet the following requirements:
Age
- Minimum Age: 21 years old
Income
- Minimum Monthly Income: AED 20,000
Residency
- Residency Status: Valid UAE residency
Documents Required
- Passport Copy: Expats must present the original and a copy of their valid passport and UAE visa.
- Emirates ID: Show the original and a copy of your Emirates ID, as the card is for UAE residents.
- Proof of Income: Salary certificate or other income proof such as salary slips, bank statements, etc.
- Address Proof: Show proof of your UAE address, such as utility bills with your name, a tenancy agreement, or a title deed.
- Security Deposit: You may need to submit a security deposit cheque slightly higher than the credit limit requested.
- Trade License: Self-employed applicants must show a trade license to prove their business.
Note: These are the basic requirements the bank may ask. It may vary depending on the type of card you are applying for. Always check with the bank beforehand.
RAKBANK World Credit Card Annual Fee:
Mentioned below are the RAKABANK world credit card charges:
| Feature | Description |
| Annual Fee (First Year) | No annual fee for the first year. |
| Annual Fee (Subsequent Years) | AED 750 per year. |
| Annual Fee Waiver | No annual fee ever if you spend at least AED 50,000 per year. |
| Monthly Finance Charges | 3.65% per month. |
RAKBANK World Credit Card Apply
Here’s how you can apply for this credit card by just following a few simple steps:
How to Apply for RAKBANK World Credit Card Online?
- Visit this URL
- Click “Apply Now”.
- You can apply through the app or request a callback by submitting your details.
- Click “call me back”.
- Enter your full name, email, mobile number and monthly salary.
- Click “Submit”.
- The respective authorities will contact you directly after they have recieved your details.
- Once they have approved your credit card application, they will notify you.
- Once you receive your card, activate it by online banking.
How to Apply for RAKBANK World Credit Card Offline?
You can visit the nearest RAKBANK branch in person to apply for this credit card. You can also call customer service to find out more offline application methods.
Final Takeaway:
The RAKBANK World Credit Card provides many benefits to improve your lifestyle, such as travel perks, exclusive dining, and shopping rewards. Learn and use its features wisely to get the most out of this premium card. For more details and to apply, visit the RAKBANK World Credit Card page.
Want to learn more about the AKBANK credit card? Check out our guide to find out what else you need to apply for a credit card without any difficulties.
Frequently Asked Questions (FAQs):
Q. What is the minimum salary for the RAKBANK World Credit Card?
A minimum monthly salary of AED 20,000 is required.
Q. What is the annual fee for the RAKBANK World Credit Card?
The annual fee for the RAKBANK World Credit Card is AED 750, which is waived for the first year.
Q. What should I do if my card is lost or stolen?
Immediately report the loss or theft to RAKBANK’s customer service at 600544049. They will block your card and provide a replacement.
