Imagine this: you’re all set for your dream vacation, with bags packed and plans made. Then, something unexpected happens—like a medical emergency, a cancelled flight, or lost luggage. This can be very stressful and costly. But what if you had a backup plan? Many credit cards in the UAE come with travel insurance, helping you stay calm and protected. This guide will show you the top 10 credit cards with travel insurance in UAE so you can travel confidently.
Here are the Top 10 Credit Cards WithTravel Insurance in UAE:
1. Emirates NBD Skywards Infinite Credit Card:
Features:
- Welcome Bonus: Up to 100,000 Skywards Miles.
- Rewards: Earn 2 Miles per USD on Emirates and Flydubai spends, 1.5 Miles on international purchases, and 1 Mile on local purchases.
- Travel Benefits: Unlimited access to over 1000 airport lounge access, complimentary airport transfers, travel insurance, Skywards Silver membership and many more.
- Additional Perks: Golf privileges, valet parking, and purchase protection.
Eligibility:
- Minimum monthly salary: AED 30,000.
Required Documents:
- Valid passport, Emirates ID, and proof of income.
How to Apply?
- Go to this URL.
- Click “Apply Now”.
- Select the right options and enter your full name, email address, mobile number, Emirates, and monthly income.
- Click “Submit”.
- The respective banking authorities will directly get in touch with you after they have received your interest.
2. ADCB Etihad Guest Infinite Credit Card
Features:
- Welcome Bonus: 60,000 Etihad Guest Miles.
- Rewards:
- Earn 3 Miles per USD on Etihad Airways.
- Up to 2 Miles per USD on domestic purchases.
- 1 Mile per USD on fuel, education, government services, etc.
- Travel Benefits: Complimentary airport lounge access, Luxury hotel collection privileges, 4-class upgrade vouchers, flight upgrade vouchers, multi-trip travel insurance, and more.
- Additional Perks: Etihad Guest Gold tier membership,
Eligibility:
- Minimum monthly salary: AED 40,000.
- Age: 21 years and above
- Credit limit: AED 50,000
Required Documents:
- Valid passport, Emirates ID, and proof of income.
How to Apply?
- Visit this URL.
- Click “Apply Now”.
- Enter your first and last name, email address and mobile number.
- Agree to the terms and conditions.
- Click on “Proceed”.
- They will send a 6-digit OTP to your registered mobile number. Enter the OTP and follow the instructions on the screen to apply for a credit card.
3. HSBC Premier Credit Card
Features:
- Welcome Offer: Up to AED 800 cashback.
- Rewards: Earn 1 Air Mile for every AED 1 spent.
- Travel Benefits: Complimentary travel insurance, unlimited airport lounge access, and discounts on flights and hotels.
- Additional Perks: Cinema discounts, Careem Plus subscription, shopping offers, and dining privileges.
Eligibility:
- Must have an HSBC Premier Account.
- Age: 21-70.
- UAE residency.
Required Documents:
- Passport, Emirates ID, residence visa (for non-GCC nationals), proof of residence, proof of income (salary certificate, bank statements).
How to Apply?
- Visit this URL
- Scroll down and click “Apply Now”.
- Select the options, such as whether you are an HSBC customer and your residency status.
- Select the nature of your employment, whether you will transfer salary to HSBC, your monthly salary, average monthly balance and company name.
- Select the credit, click “Add credit card, ” and click “Apply”.
- Similarly, follow on-screen instructions to apply for the credit card.
4. HSBC Cash+ Credit Card
Features:
- Welcome Bonus: Up to AED 800 cashback.
- Cashback: 1% daily cashback on all purchases with no minimum spend or earning caps.
- Travel Benefits: Airport lounge access, 24-hour concierge and travel insurance.
- Additional Perks: Complimentary 12-month Careem Plus subscription, balance transfers, etc.
Eligibility:
- Minimum monthly salary: AED 30,000.
- Age: 21-65.
- UAE residency.
Required Documents:
- Passport, Emirates ID, residence visa (for non-GCC nationals), proof of residence, proof of income.
How to Apply?
- Visit this URL
- Scroll down and click “Apply Now”.
- Select the options, such as whether you are an HSBC customer and your residency status.
- Select the nature of your employment, whether you will transfer salary to HSBC, your monthly salary, average monthly balance and company name.
- Select the credit, click “Add credit card, ” and click “Apply”.
- Similarly, follow on-screen instructions to apply for the credit card.
5. Emirates Islamic Skywards Black Credit Card
Features:
- Welcome Bonus: Up to 100,000 Skywards Miles.
- Rewards:
- Earn up to 3.5 Skywards Miles per USD spent, 2 Skywards Miles per USD 1 spent internationally and 1.5 Skywards Miles per USD 1 spent domestically.
Travel Benefits: Unlimited airport lounge access, 4 free airport transfers per year, fast track to Skywards Gold Tier, and multi-trip travel insurance.
- Additional Perks:
- Fast track to Emirates Skywards Gold Tier Membership.
- Complimentary Emirates Skywards Silver Tier Membership.
- Purchase protection, extended warranty, complimentary valet parking, and golf privileges.
Eligibility:
- Minimum monthly salary: AED 35,000.
Required Documents:
- Valid passport, Emirates ID, and proof of income.
How to Apply?
- Visit this URL
- Click “Apply Now”.
- To register your interest, fill in the details like first and last name.
- Enter your email address, mobile number, company name, and monthly income and select your emirates.
- Click “Submit”.
- The respective banking authorities will contact you once they receive your request.
6. ADCB Etihad Guest Signature Credit Card
Features:
- Welcome Bonus: 35,000 Etihad Guest Miles.
- Rewards: Up to 2 Etihad Guest Miles per USD 1 spent.
- Travel Benefits: Complimentary airport lounge access, up to 2 complimentary class upgrade vouchers, multi-trip travel insurance, and Etihad Guest Silver tier fast track.
- Additional Perks: Purchase protection, extended warranty, discounts on car rentals, golf access, and dining discounts.
Eligibility:
- Minimum monthly salary: AED 20,000.
- Age: At least 21 years old.
- Credit limit: AED 30,000
Required Documents:
- Valid passport, Emirates ID, and proof of income.
How to Apply?
- Visit this URL.
- Click “Apply Now”.
- Click “Get Started”.
- Enter your first and last name, email address and mobile number.
- Agree to the terms and conditions.
- Click on “Proceed”.
- They will send a 6-digit OTP to your registered mobile number. Enter the OTP and follow the instructions on the screen to apply for a credit card.
7. Emirates NBD GlobalCash Card
Features:
- Multi-Currency: Load up to 15 currencies on one card.
- Exchange Rates: Lock in exchange rates to avoid fluctuations.
- Accessibility: Use worldwide by millions of merchants and ATMs.
- Convenience: Manage funds through online banking and mobile app.
- Security: Chip and PIN protection.
- Travel Insurance: Includes travel medical insurance.
- Emergency: Provides emergency cash services.
Eligibility:
- Available to UAE residents.
Required Documents:
- Valid passport, Emirates ID, and proof of income.
How to Apply?
- Visit this URL.
- Click on “Know More.”
- Scroll down and select “Apply Now.”
- Visit the nearest Emirates NBD branch before 2 pm with your valid Emirates ID or a copy of your passport.
- Your application will be processed immediately, and you can collect your card from your chosen branch.
8. Mashreq Solitaire Credit Card
Features:
- Welcome Bonus: AED 2,500 for new customers; AED 500 for existing customers (with AED 15,000 spent in the first 2 months).
- Rewards: Earn up to 6 points per AED on international purchases, 4 points on travel spending, and 2 points on local expenditure.
- Travel Benefits: Complimentary access to over 1,000 airport lounges, 6 complimentary airport transfers per year and travel insurance.
- Additional Perks include free valet parking, unlimited Fitness First access, golf privileges, and a 50% discount on movie tickets.
Eligibility:
- Minimum monthly salary: AED 25,000.
Required Documents:
- Valid passport, Emirates ID, and proof of income.
How to Apply:
- Go to this URL.
- Click “Apply Now.”
- Provide your phone number and email, then click “Send.”
- Enter the OTP sent to your mobile phone and follow the on-screen instructions to complete your credit card application.
9. HSBC Advance Credit Card
Features:
- Welcome Bonus: Up to AED 800 cashback.
- Rewards: Earn 1 Air Mile for every AED 1 spent.
- Travel Benefits: Complimentary airport lounge access and discounts on flights and hotels.
- Additional Perks: Cinema discounts, Careem Plus subscription, purchase protection, and shopping offers.
Eligibility:
- Must have an HSBC Advance Account.
- Age: 21-65.
- UAE residency.
Required Documents:
- Passport, Emirates ID, residence visa (for non-GCC nationals), proof of residence, proof of income.
How to Apply?
- Visit this URL
- Scroll down and click “Apply Now”.
- Select the options, such as whether you are an HSBC customer and your residency status.
- Select the nature of your employment, whether you will transfer salary to HSBC, your monthly salary, average monthly balance and company name.
- Select the credit, click “Add credit card, ” and click “Apply”.
- Similarly, follow on-screen instructions to apply for the credit card.
Final Takeaway:
So that was all about the top 10 credit cards with travel insurance in UAE. Having a credit card with travel insurance in UAE can make your trips less stressful. The credit cards above provide good travel insurance and extra perks to improve your travel experience. Always check the terms and conditions of your card’s travel insurance to know exactly what is covered.
And if you are looking for normal credit cards in particular. Don’t forget to check out our guide about the best credit cards in UAE.
