Abu Dhabi, the capital of the United Arab Emirates (UAE), is a major financial centre in the Middle East. The city has many banks that serve both people and businesses. From traditional banking to new digital solutions, these top 14 banks in Abu Dhabi are known for their reliability and focus on customer service. This guide will look at the best banks in Abu Dhabi, giving you detailed information about their services, trustworthiness, and special features.
Here are the top banks in Abu Dhabi:
1. Abu Dhabi Commercial Bank (ADCB)
Overview: Abu Dhabi Commercial Bank (ADCB) is one of the leading banks in the UAE, providing a wide range of banking services to individuals and businesses. Established in 1985, ADCB has become one of the top banks in Abu Dhabi and a strong player in the banking sector, focusing on innovation, customer satisfaction, and comprehensive financial solutions.
Products & Services:
| Category | Products and Services |
| Accounts | Current & Savings Accounts, Etihad Guest Accounts, Fixed Deposit Accounts, Offshore Accounts, Business Accounts, Safe Deposit Locker, Money Transfer |
| Cards | Debit Cards, Credit Cards, Card Offers, Card Features |
| Loans | Car Loans, Home Loans, Personal Loans |
| Wealth Management | Investments, Insurance, Asset Management, Brokerage Services, Capital Markets |
| TouchPoints | ADCB TouchPoints Loyalty Program |
| Digital Banking | Mobile Banking, Internet Banking, WhatsApp Banking, Phone Banking, SMS Banking, Online Chat, ADCB MoneyBuddy |
| Private Banking | Wealth Management, Asset Management, Securities Brokerage, International Execution Services, Loans and Financing, Cash Management, Concierge Services |
Benefits:
- Excellent customer service.
- Comprehensive digital banking solutions.
- Wide network of branches and ATMs.
2. Dubai Islamic Bank (DIB)
Overview: Dubai Islamic Bank (DIB) is the world’s first full-fledged Islamic bank, providing Sharia-compliant banking services. Established in 1975, DIB has been at the forefront of combining traditional Islamic values with the technology and innovation characterising modern banking.
Products & Services:
| Category | Products and Services |
| Accounts | Current Account, Savings Account, Investment Deposit Accounts, Child Savings Accounts, Special Accounts for Women, Account Packages |
| Cards | Debit Cards, Credit Cards, Prepaid Cards, SHAMS Credit Card |
| Deposits | Fixed Deposits, Term Deposits |
| Financing | Auto Finance, Home Finance, Personal Finance, Business Finance |
| Investments | Investment Products, Sukuk, Real Estate Investments |
| Wealth Management | Wajaha Private Banking, Aayan Exclusive Banking, Mumayyaz Privilege Banking |
| Digital Banking | Online Banking, Mobile Banking, SMS Banking |
| Other Services | Branch Banking, International Banking, Foreign Exchange, Money Markets, Treasury Services |
| Tools | Product Finder, IBAN Validator, Product Comparator, Finance Calculator, Exchange Rates, Profit Rates |
Benefits:
- Commitment to ethical banking practices.
- Many Islamic financial products.
- Strong focus on customer satisfaction.
3. First Abu Dhabi Bank (FAB)
Overview: First Abu Dhabi Bank (FAB) is the largest bank in the UAE. It was formed in 2017 by the merger of First Gulf Bank and the National Bank of Abu Dhabi. FAB offers extensive financial solutions and services, making it a key player in local and international banking markets.
Products & Services:
| Category | Products and Services |
| Accounts | Current Accounts, Savings Accounts, Accelerator Accounts |
| Cards | Credit Cards, Prepaid Cards, Card Offers |
| Loans | Personal Loans, Car Loans, Loan Calculator |
| Mortgages | Home Loans, Mortgage Calculator, Offers for First-time Homeowners and Existing Homeowners |
| Investments | Global Investment Funds, Structured Products, Securities Brokerage, Security Prices Information |
| Money Transfer | Aani Instant Payments, Digital Remittances, Foreign Exchange |
| Insurance | Various Insurance Products |
| Rewards | FAB Rewards Program, Al-Futtaim FAB Rewards, FAB Etihad Guest Miles |
| Wealth Management | Elite Banking (Elite Client, Elite World Client), Elite Islamic Banking (Accounts, Finances) |
| Digital Banking | Mobile Banking, Online Banking, Branches & ATMs |
| Islamic Banking | Shariah-compliant Accounts, Cards, Finances, Rewards, National Housing Loan |
| Private Banking | Wealth Solutions |
| Tools | IBAN Validator, Exchange Rates, Profit Rates, Product Comparator, Finance Calculator |
Benefits:
- Extensive global presence.
- Innovative digital banking solutions.
- Strong financial stability.
4. Mashreq Bank
Overview: Mashreq Bank is one of the oldest banks in the UAE, known for its innovative financial solutions. Established in 1967, Mashreq has consistently pioneered advancements in the banking sector, providing customers with a wide range of modern banking services.
Products & Services:
| Category | Products and Services |
| Accounts | Current Account, Kids Account (NEO NXT), Savings Account, Community Deposit, Non-Resident Account |
| Cards | Credit Cards (Solitaire, Platinum Elite, Cashback, Noon), Debit Cards, Loan on Card |
| Loans | Personal Loans, Home Loans, Auto Loans |
| Transfers | International Transfer, Local Transfer, Foreign Exchange |
| Investments | UAE Equities, International Equities, Thematic Investments, Gold & Silver Edge Account |
| Insurance | Life & Accident Insurance, Savings Plans, Health Insurance, Motor, Home & Pet Insurance |
| Digital Banking | Mobile Banking, Online Banking, WhatsApp Banking |
| Offers | Credit Card Offers, Debit Card Offers, Salary Transfer Offers, Early Bird Cashback, Insurance Offers |
| Rewards | Salaam Rewards Program |
| Tools | IBAN Validator, Finance Calculator, Loan Calculator |
Benefits:
- Pioneering digital banking services.
- Wide range of financial products.
- Strong customer support.
5. Abu Dhabi Islamic Bank (ADIB)
Overview: Abu Dhabi Islamic Bank (ADIB) offers Sharia-compliant banking services, focusing on ethical financial solutions. Established in 1997, ADIB aims to provide world-class, innovative Islamic financial services catering to its customers’ diverse needs.
Products & Services:
| Category | Products and Services |
| Accounts | Current Account, Savings Account, Ghina Savings Account, Ghina Salary Account, Banoon Children’s Savings Account, Electron Account, Short Term Investment Account, Investment Deposit Account, ADIB Egypt Wasel Account, ADIB Student Account, ADIB Salary Bonus Programme, Amwali, Smart account |
| Cards | Emirates Skywards Cards, Smiles Covered Cards, Etihad Guest Cards, Exceed Covered Cards, Cashback Cards, Booking.com Cards, ADIB ISIC Pre-Paid Card |
| Finance | Personal Finance, Home Finance, Debt Settlement, Car Finance, Electric Vehicle Finance, Education Finance, Travel Finance, Boat Finance, Goods Murabaha, ADIB Yusr – Salary Advance Finance |
| Takaful | Motor Takaful, Covered Card Takaful, Personal Finance Takaful, Takaful Protection Plan for School Fees, Male Care Takaful Plan, Female Care Takaful Plan, Personal Accident Takaful Plan |
| Wealth Management | How to Invest, Investment Solutions, Tools & Planners, Market Updates |
| Priority Banking | ADIB Gold, ADIB Diamond |
| Dana | Dana Accounts, ADIB Dana Master Card, Dana Financing Solutions |
| Transfers and Remittances | Various international and local transfer options |
| Digital Banking | Mobile Banking, Internet Banking, SMS Banking, Chat Banking |
| Business Banking | Business Accounts, Business Finance, Savings and Investments, Merchant Services, Business Covered Cards, Business Takaful, Treasury Products |
| Private Banking | Private Banking Services, Relationship Management, Investment Offering, ADIB Securities, Lifestyle Benefits |
| Corporate Banking | Community Banking, Global Transaction Services, ADIB Direct, Commercial Banking, Financial Institution Services, Transaction Banking, Government Public Sector Services, Corporate Covered Cards |
Benefits:
- A comprehensive range of Islamic products.
- Ethical banking practices.
- Strong digital presence.
6. Emirates NBD
Overview: Emirates NBD is one of the largest banking groups in the Middle East, offering various banking services. Established in 2007 from the merger of Emirates Bank International and the National Bank of Dubai, it has since become the region’s leading financial services provider.
Products & Services:
| Category | Products and Services |
| Accounts | Current Accounts, Savings Accounts, Call Accounts, Fixed Deposits, Accounts for Minors, Special Accounts for Women, Business Accounts |
| Cards | Credit Cards (e.g., Lulu 247 Platinum, Lulu 24/7 Titanium, Etihad Guest Visa Elevate, Duo, Marriott Bonvoy® World Mastercard®), Debit Cards |
| Loans | Personal Loans, Home Loans, Auto Loans |
| Mortgages | Mortgage Loan Buyouts, Commercial Loans for Retail Spaces & Office Units, Home Loans for Non-Residents |
| Wealth Management | Wealth Solutions, Investment Products, Asset Management |
| Digital Banking | Online Banking, Mobile Banking, SMS Banking |
| Rewards | Rewards Programs (e.g., Emirates NBD Rewards, Etihad Guest Miles, Marriott Bonvoy Points) |
| Insurance | Various Insurance Products |
| Business Banking | Business Accounts, Business Loans, Business Credit Cards, Merchant Services |
| Private Banking | Private Banking Services, Investment Solutions, Concierge Services |
| Transfers | Local and International Transfers, Foreign Exchange |
Benefits:
- Wide range of banking products.
- Extensive branch and ATM network.
- Advanced digital banking services.
7. Standard Chartered
Overview: Standard Chartered is an international bank with a strong presence in the UAE, offering a wide range of banking services. It is one of the best banks in Abu Dhabi, UAE. Established in 1958 in the UAE, the bank is known for its customer-focused approach, comprehensive product offerings, and commitment to economic development in the region.
Products & Services:
| Category | Products and Services |
| Accounts | Current Accounts, Saadiq Current Accounts, Savings Accounts, Saadiq Savings Accounts, Fixed Deposits, Term Accounts |
| Cards | Credit Cards (Journey, Smart Saadiq, Simply Cash, Manhattan Rewards+, X Credit Card), Debit Cards |
| Loans | Personal Loans, Home Loans, Saadiq Home Finance, Loan on Card, Easy Payment Plan, Debt Restructuring Plan |
| Investments | Mutual Funds, Wrap Products, fixed-income securities, Wealth Lending, Treasury Solutions, Digital Wealth Solutions |
| Insurance | Motor Insurance, Home Insurance, Travel Insurance, Wealth Accumulation Plan, International Term Assurance |
| Digital Banking | Online Banking, Mobile Banking, Digital Insurance Solutions |
| Wealth Management | Wealth Solutions, SC DigiAdvisory, Wealth Insights, Interactive Funds Library |
| Private Banking | Private Banking Services, Priority Private Banking |
Benefits:
- Strong global network.
- Comprehensive range of products.
- High-quality customer service.
8. Emirates Islamic
Overview: Emirates Islamic offers Sharia-compliant banking services, focusing on retail and corporate clients. Established in 2004, the bank is committed to providing innovative Islamic banking products and services that meet the highest standards of Sharia compliance.
Products & Services:
| Category | Products and Services |
| Accounts | Current Accounts, Savings Accounts, Deposits Accounts, Kunooz Savings Account, Booster Wakala Deposit |
| Cards | Credit Cards, Debit Cards, Prepaid Cards, Corporate Credit Cards, Card Offers, Credit Card Benefits |
| Finance | Personal Finance, Auto Finance, Home Finance (Bina’a, Manzili), Commercial Property Finance |
| Digital Banking | EI+ Online Banking, EI+ Mobile Banking app, WhatsApp Banking, Interactive Teller Machines, Phone Banking, SMS Banking |
| Transfers and Remittances | Money Transfer, QuickRemit to India, Pakistan, UK |
| Wealth Solutions | Wealth Solutions |
| Takaful | Various Takaful Products |
| Special Packages | Salary Transfer Packages, Students Bundle Packages, Job Starter Packages, Emarati Package |
| Advantage Banking | Advantage Banking Services |
| Foreign Currency | Foreign Currency Exchange, Money Exchange |
Benefits:
- Wide range of Islamic financial products.
- Commitment to ethical banking.
- Strong digital banking services.
9. Union National Bank (UNB)
Overview: Union National Bank (UNB) provides many banking services in Abu Dhabi. Established in 1982, UNB offers various personal and business banking solutions and is known for its customer-centric approach and strong financial stability.
Products & Services:
| Category | Products and Services |
| Accounts | Regular Checking Account, Now Account, Senior Citizen Checking Account, Statement Savings Account, UNB Club Account, Money Market Account, Liberty ATM Alliance |
| Loans | Installment Loans, Real Estate Loans, Commercial Loans, Student Loans |
| Business Banking | Business Checking Account, Commercial Loans |
| Digital Banking | Online Banking, Mobile Banking, Remote Deposit Capture |
| Resources | Deposit Rates, Mortgage Rates, Auto Rates, Payment Calculator, Links & Info, Debit Card Alerts, Switch Banks Easy Checklist |
Benefits:
- Robust financial products.
- Customer-centric services.
- Wide network of branches and ATMs.
10. National Bank of Fujairah (NBF)
Overview: The National Bank of Fujairah (NBF) is a leading UAE bank known for its personalised banking services. It has made its way to the list of the top banks in Abu Dhabi. Established in 1982, NBF focuses on building strong client relationships and offers a comprehensive range of financial products and services.
Products & Services:
| Category | Products and Services |
| Accounts | Current Accounts, Savings Accounts, Call Accounts, Fixed Deposits, Investment Accounts |
| Cards | Credit Cards, Debit Cards |
| Loans | Personal Loans, Home Loans, Car Loans, SME Loans |
| Wealth Management | Investment Solutions, Wealth Advisory, NBF Priority, NBF Private Banking |
| Digital Banking | Online Banking, Mobile Banking, NBF Direct for corporate customers |
| Business Banking | Business Accounts, Business Loans, Trade Finance, Cash Management, Treasury Services |
| Islamic Banking | Shariah-compliant Accounts, Financing Solutions, Investment Products, NBF Islamic |
| Other Services | Money Transfers, Foreign Exchange, Safe Deposit Boxes, NBF Markets for margin trading, NBF Al Samy, NBF Connect |
Benefits:
- Personalised customer service.
- Strong SME support.
- A comprehensive range of financial products.
11. Al Hilal Bank
Overview: Al Hilal Bank offers progressive Islamic banking solutions in Abu Dhabi. Established in 2008, it is dedicated to providing innovative, Sharia-compliant financial services that cater to its customers’ diverse needs.
Products & Services:
| Category | Products and Services |
| Accounts | Current & Savings Accounts, Seghaar Savings Account, Deposits Accounts, Joint Accounts |
| Cards | Credit Cards (Emirati World Elite Exclusive MasterCard, Emirati World MasterCard), Debit Cards, Prepaid Cards, Digital Payment Solutions, Joud Rewards |
| Finance | Personal Finance, Auto Finance, Home Finance, National Loan Scheme (NLS) |
| Wealth Management | Investment Management, Treasury |
| Digital Banking | Mobile Banking, Internet Banking, SMS Banking, Phone Banking |
| Services | Branches & ATMs, Money Transfers, Safe Deposit Boxes |
Benefits:
- Innovative banking solutions.
- Customer convenience.
- Ethical banking practices.
12. Arab Bank
Overview: Arab Bank provides a wide range of banking services in the UAE, focusing on retail and corporate clients. Established in 1930, Arab Bank is known for its strong regional presence and commitment to providing comprehensive financial solutions.
Products & Services:
| Category | Products and Services |
| Accounts | Current Accounts, Savings Accounts, Term Deposits, Call Deposits, Special Savings Accounts, Youth Accounts |
| Cards | Credit Cards (Visa, MasterCard), Debit Cards, Prepaid Cards, Card Offers |
| Loans | Personal Loans, Auto Loans, Home Loans, Corporate Loans, SME Loans |
| Digital Banking | Online Banking, Mobile Banking (Arabi Mobile), ATM Services, ITM Services, Arabi Online |
| Wealth Management | Wealth Management Services, Investment Solutions |
| Corporate Banking | Corporate Finance, International Transaction Banking, Corporate Solutions and Channels |
| Remittance Services | International Money Transfers, Local Transfers |
| Other Services | Foreign Exchange, Treasury Services, Arabi Points Program, e-Tawfeer Savings Plan |
Benefits:
- Strong regional presence.
- Comprehensive range of products.
- High-quality customer service.
13. RAKBANK (National Bank of Ras Al Khaimah):
Overview: RAKBANK offers a wide range of personal and business banking services and is known for its customer-centric approach. It is committed to providing innovative financial solutions and excellent customer service.
Products & Services:
| Category | Products and Services |
| Accounts | Current Accounts, Savings Accounts, Fixed Deposits, Call Deposits |
| Cards | Credit Cards (e.g., Emirates Skywards World Elite, HighFlyer Platinum), Debit Cards |
| Loans | Personal Loans, Home Loans, Auto Loans, Business Loans |
| Digital Banking | Mobile Banking, Online Banking, Contactless Payments |
| Wealth Management | Investment Solutions, Wealth Advisory, RAKGold Banking |
| Insurance | Life Insurance, Travel Insurance, Motor Insurance, Health Insurance |
| Business Banking | Business Accounts, SME Loans, Business Credit Cards, Merchant Services |
| Islamic Banking | Shariah-compliant Accounts, Financing Solutions, Investment Products |
| Other Services | Money Transfers, Foreign Exchange, Safe Deposit Boxes |
Benefits:
- Strong focus on SME banking.
- Comprehensive digital banking solutions.
- Excellent customer service.
14. Bank of Sharjah
Overview: The Bank of Sharjah provides a full range of banking services, focusing on both individual and corporate clients. Established in 1973, the bank is known for its commitment to customer service and comprehensive product offerings.
Products & Services:
| Category | Products and Services |
| Accounts | Current Account, Savings Account, Notice Account, Fixed Deposit |
| Cards | Credit Cards, Debit Cards |
| Loans | Personal Loans, Car Loans |
| Corporate Banking | Current Account, Loans, Overdraft, Letters of Credit, Letters of Guarantee, Project Finance, Wages Protection System, Escrow Management Services |
| Private Banking | Wealth Management Solutions, Investment Products |
| Digital Banking | Online Banking, Mobile Banking, ATM Services |
Benefits:
- Strong focus on customer service.
- Wide range of financial products.
- Robust digital banking services.
Final Takeaway
That’s all about the best banks in Abu Dhabi. Abu Dhabi offers diverse banking options, each with unique products and services to meet various financial needs. Whether you are looking for personal banking, business solutions, or investment opportunities, these top 14 banks in Abu Dhabi provide reliable and customer-centric services leaving you with no hassle and worries in banking.
For more detailed information, visit the banks’ official websites or consult their customer service representatives.
