In the UAE, credit cards offer many perks and benefits, and one of the most appealing features is the joining bonus. These bonuses aim to attract new customers by offering rewards like cashback, air miles, and shopping vouchers. This guide will explain everything you need to know about the best joining bonus credit card in UAE, helping you make a smart choice.
What is a Joining Bonus?
A joining bonus is a special offer from credit card companies to attract new customers. You typically receive this bonus when you apply for a credit card and meet certain requirements, such as spending a minimum amount within a set time.
Benefits of Joining Bonus Credit Card in UAE
- Immediate Rewards: Get instant benefits like cashback, air miles, or vouchers.
- Enhanced Value: The joining bonus can help cover the annual fee.
- Exclusive Offers: Enjoy special promotions and discounts.
Best Joining Bonus Credit Card in UAE
Here are the top joining bonus credit card in UAE:
| Credit card name | Eligibility criteria | Annual fee | Benefits & features | Click here to apply |
| RAKBANK Emirates Skywards World Elite Credit Card | Monthly income– AED 25,000 Age: 21 years and above | AED 1,499 | – Instant welcome bonus of 20,000 skywards miles- Global access to airport lounges- Get more travel perks-Get travel, shopping and entertainment discounts & more | Apply Now |
| ADCB Talabat Credit Card | Monthly income– AED 5,000 Age: 21 years and above | No annual fee | – Get a welcome bonus of AED 500 on a minimum spend of AED 2,500- Get complimentary life cover- Get complimentary airport lounges- Hotel and airfare discounts & more | Apply Now |
| Emirates NBD Etihad Guest Visa Elevate | Monthly income– AED 30,000 Age: 21 years and above | AED 1,575 | – Get 200,000 Etihad guest miles- Get upgraded to fast track to gold tier-Get discount vouchers-Get complimentary airport lounge access & more | Apply Now |
| ADIB Emirates Skywards Visa Infinite Card | Age: 21 years and above | AED 4,500 | -Get up to 50,000 bonus skyward miles-Get global access to airport lounges- Get fast track upgrade to a gold tier membership-Get other travel perks & more | Apply Now |
| Emirates Flex Credit Card | Monthly income– AED 5,000 Age: 21 years and above | No annual fees | – Get a welcome bonus of 10,000 EI smartmiles- Get a luxury hotel collection-Get cash on call facility- Get balance transfer facility-Get complimentary movie tickets & more | Apply Now |
| CBD Yes Rewards Bonus Credit Card | Monthly income– AED 5,000 Age: 21 years and above | AED 199 | – Get welcome bonus of 40,000-Save 15% on fuel and more-Get 50% off of movie tickets-Get complimentary golf and valet parking & more | Apply Now |
| Ajman Ultracash Mastercard | Monthly income– AED 10,000 Age: 21 years and above | _ | – Get welcome bonus of up to AED 500-Get cashback rewards program-Get free supplementary cards-Get valet parking 3 times in many locations & more | Apply Now |
| Mashreq Bank Noon Credit Card | Monthly income– AED 5,000 Age: 21 years and above | No annual fee | -Get welcome bonus of AED 500-Get 1% cashback on all other spends-Get free delivery on noon express orders & more | Apply Now |
| Mashreq Bank Cashback Credit Card | Monthly income– AED 5,000 Age: 21 years and above | No annual fee | -Get welcome bonus of AED 500-Get 20% cashback at noon, Dubainow, Talabat & more-Get 5% cashback on international spends & more | Apply Now |
| Mashreq Bank Solitiare Credit Card | Monthly income– AED 25,000 Age: 21 years and above | AED 1,500 | – Get welcome bonus of 25,000 AED on spending more than AED 9,000-Get 20% cashback at noon, Dubainow, Talabat & more-Get 6 Mashreq Vantage points -Get unlimited fitness first access & more | Apply Now |
Documents Required to Apply for the Best Joining Bonus Credit Card in UAE:
To apply for a joining bonus credit card in the UAE, you will typically need the following documents:
- Emirates ID: A copy of your Emirates ID (front and back).
- Passport: A copy of your passport, including the visa page for expatriates.
- Salary Certificate: A recent salary certificate or letter from your employer stating your income.
- Bank Statements: Recent bank statements, usually for the last 3-6 months.
- Proof of Address: A utility bill or tenancy contract as proof of your residential address.
- Completed Application Form: The credit card application form provided by the bank.
Note: Additional documents may be needed depending on the specific bank and credit card. Checking with the bank for additional requirements is always a good idea.
How to Choose the Best Joining Bonus Credit Card in UAE ?
When picking the best joining bonus credit card in UAE, follow these steps:
- Identify Your Needs: Decide what type of rewards you like, such as air miles, cashback, or points.
- Compare Bonuses: Check the value of the joining bonus and what you need to do to get it.
- Evaluate Fees: Look at the annual fee and see if the joining bonus makes up for it.
- Read the Fine Print: Understand the conditions and terms, including how much you need to spend and any restrictions.
How to Apply For the Best Joining Bonus Credit Card in UAE?
To apply for the top welcome bonus credit card in UAE, simply follow these steps which are very common when applying:
- Research: Compare different credit cards and their joining bonuses.
- Check Eligibility: Make sure to meet the eligibility criteria, like minimum income requirements.
- Apply Online: Go to the bank’s website and fill out the application form.
- Submit Documents: Provide the necessary documents, such as your Emirates ID, passport copy, and salary certificate.
- Await Approval: The bank will assess your application and let you know if you are approved.
- Activate Your Card: Once approved, activate your card and start spending to get the joining bonus.
Final Takeaway:
So that was all about the best joining bonus credit card in UAE. These credit cards are a great way to get extra rewards right from the start. By looking at different options and thinking about how you spend money, you can pick a card that fits your needs and enjoy many benefits.
For more details, visit the bank’s website or contact their customer service for specific questions about their welcome bonus credit cards in UAE.
UAE also offers some of the best cashback credit cards that you might want to check out here. And if you are looking for credit cards without annual fee, then check out this guide to find out more.
Frequently Asked Questions (FAQs):
Q. What is the typical value of a joining bonus?
The value of a joining bonus can range from AED 500 in cashback to 200,000 air miles or points.
Q. Are there any fees for joining bonus credit cards?
Yes, most credit cards with joining bonuses have an annual fee, but the bonus often covers this cost.
Q. How long do I have to meet the minimum spend requirement?
You usually have between 60 to 90 days from when the card is approved to meet the minimum spend requirement.
Q. Can I apply for multiple joining bonus credit cards?
Yes, you can apply for many cards, but you should manage your spending and credit limits carefully.
