Imagine being able to travel the world easily, eat at the best restaurants, and enjoy special experiences, all while your finances are well managed. This isn’t just a dream; it’s possible with the HSBC Premier Credit Card in the UAE. This guide will explain everything about this top credit card, from its great benefits to how to apply for it, helping you decide if it’s right.
HSBC Premier Credit Card Overview
The HSBC Premier Credit Card is a high-end financial product designed for wealthy individuals who appreciate luxury, convenience, and top-quality financial services. It offers exclusive benefits, including travel perks and lifestyle rewards, making it a highly desired card for affluent people in the UAE.
HSBC Premier Credit Card Benefits:
The HSBC premier credit card offers many benefits; here are some of the top benefits that it offers:
Features:
- Zero Annual Fees
- 44.28% APR (fixed) on cash withdrawals and purchases.
Travel Benefits:
- Get free access to over 1,200 airport lounges worldwide with LoungeKey.
- Avail 10% off on roundtrips, flights or hotels with Cleartip.
- Up to 10% off hotels with best-rate guarantees with Agoda.
- 15% off at over 5,500 hotels worldwide with IHG hotels.
- Earn 10% money back on your stays with Booking.com.
- Earn Air Miles with every purchase(1 air mile for every AED 1) and use them for flights, upgrades, and other travel expenses.
- Get 2 free airport Careem rides annually, saving up to AED 110 each time.
- Get complimentary travel insurance for any trips when you purchase air tickets via this credit card.
Lifestyle Benefits:
- Avail 1 get 1 free movie tickets every month and 20% off food and drinks at cinemas.
- Enjoy a 12-month complimentary Careem Plus subscription by adding and using your HSBC credit card on the Careem app.
- Get up to 20% off as Talabat discounts on grocery or food orders twice monthly using the code ‘MASTERCARD’.
- You can avail up to 20% off grocery or food orders twice monthly using the code ‘MASTERCARD’.
- Save 20% on 3 Careem rides monthly with the code ‘MASTERCARD.’
- Get a free 2-year MyUS membership and up to 30% off international shipping.
- Enjoy 15% off shopping and more at Bicester Villages worldwide.
HSBC Premier Credit Card Eligibility:
You need to meet certain requirements to get the HSBC Premier Credit Card in the UAE. Here’s an easy list of what you need:
- HSBC Premier Account:
- You must have an HSBC Premier Account.
- Monthly Salary:
- You must have a salary of AED 40,000 or AED 30,000 and a total 350,000 in deposits and investments with HSBC.
- Residency:
- You must live in the UAE.
- Age Requirement:
- You must be at least 21 and 70 years old.
You can apply for this card by meeting these criteria and having the necessary documents.
HSBC Premier Credit Card Requirements:
To apply for this card, you need to meet the following requirements:
Proof of ID:
- Passport
- Emirates ID
- Residence visa (if you’re a non-GCC national)
Proof of UAE Residency (choose one):
- Tenancy agreement or EJARI
- Title deeds (if you own a home)
- Utility bill (not older than 2 months)
Proof of Income:
- Last 2 bank statements showing salary deposits, or
- Two salary credits into your HSBC account
- A salary certificate from your employer issued in the last month
HSBC Premier Credit Card Travel Insurance:
When you have an HSBC Premier Credit Card, you get free travel insurance with it. Here’s a simple breakdown of what you need to know:
Free Travel Insurance:
- The insurance is free for HSBC Premier Credit Card holders.
What It Covers:
Medical Emergencies:
Get coverage if things go wrong during your trip, such as:
- Coverage for accidents that cause injury or death.
- Transportation costs if you need to be moved to a medical facility or returned home due to a medical emergency.
- Pays for emergency medical treatment costs.
- A daily cash allowance if you are by any chance hospitalised.
Travel Inconvenience Insurance
Get compensated if things go wrong during your trip, such as:
- If your luggage is delayed or lost.
- If your flights are delayed or cancelled.
How to Get It:
- Buy Tickets with Your Card: Use your HSBC Premier Credit Card to buy your return airline tickets, and you’ll automatically get travel insurance.
How to Apply For HSBC Premier Credit Card Online?
To apply for this credit card online, simply follow these steps:
- Visit this URL.
- Scroll down and click “Apply Now”.
- Select the options on the screen, such as whether you are a new customer and your UAE residency status, from the drop-down menu. After selecting, click “Next.”
- Select the nature of your employment, whether you will transfer your salary to HSBC, your monthly income, average monthly balance and company name.
- After selecting everything, click “Find Credit Card”.
- Select the card and click “Add credit card” below the card.
- Then click “Apply now.” Similarly, follow the steps on the screen to apply for the card.
- After its approval, the bank authorities will contact you regarding the further process.
Note: You can also apply for this card via the HSBC App similarly in a few easy steps.
Final Takeaway:
The HSBC Premier Credit Card provides many benefits for wealthy individuals in the UAE. It includes exclusive travel perks, lifestyle privileges, and strong security features. Understanding its benefits and following the easy application process can improve your financial experience with this card.
Wantto explore ,more hSBC credit cards? Well, we’ve got you covered. Check out the list of best HSBC credits cards by clicking here.
Frequently Asked Questions (FAQs):
Q. Is the HSBC Premier card worth it?
The HSBC Premier Mastercard offers various financial and insurance benefits through the HSBC Premier bank account and credit card. The HSBC website provides detailed information on all the perks available.
Q. How can I pay for my HSBC credit card?
You can pay at an HSBC branch or ATM in these ways:
- By cheque
- Online with HSBC or another bank
- Using mobile or phone banking if you have an account with us
Q. What is the minimum salary for an HSBC credit card in the UAE?
You need to earn at least AED 10,000 a month, but you need at least AED 30,000 for the HSBC premier credit card.
