Do you have a car in Dubai, UAE? Car insurance is essential, but did you know you can make it even better? Adding more coverage means extra benefits and protection for you and your car. 

In this blog, we’ll talk about why adding more coverage to your car insurance in Dubai is a good idea. We’ll keep it simple, so you can understand it quickly and make intelligent choices about your car insurance. Let’s get started!

Comprehensive Coverage

Adding comprehensive coverage to your car insurance is like giving your car extra protection. It goes beyond the basics and shields you from various unfortunate events. Imagine if your car gets stolen or damaged in an accident. With comprehensive coverage, your insurance company will help cover the costs of repairs or compensate you for the value of your car. It’s like having a safety net that keeps you from worrying about unexpected expenses—comprehensive coverage, whether theft, accidents or even natural disasters, has your back. So, you can drive with confidence, knowing that your car is safeguarded against a wide range of risks.

Personal Accident Coverage: Taking care of you and your passengers

Accidents can happen, and it’s essential to make sure you and your passengers are taken care of if something goes wrong. When you add personal accident coverage to your car insurance, you add an extra safety net. This coverage helps pay for medical expenses if you or your passengers get injured in a car accident. It can cover things like hospital bills and even provide money if you become permanently disabled or, heaven forbid if you die due to the accident. It’s about protecting you and your loved ones when the unexpected happens.

Agency Repair Coverage: Making car repairs easier

Nobody likes dealing with car repairs, but they’re a part of life when you own a car. Adding agency repair coverage to your car insurance can make things easier. If your car needs fixing, your insurance company will send it to a trusted repair shop that uses genuine, high-quality car parts. It saves you the trouble of finding a good repair shop and gives you peace of mind knowing that your car is in good hands. Plus, it can help keep the value of your car intact, which is always a good thing.

Roadside Assistance: Getting help when you need it

Imagine you’re driving along, and suddenly you get a flat tire, or your car won’t start. It can be a real headache! But if you have roadside assistance coverage, you can get help when you need it the most. Roadside assistance is like having a superhero on call. If you’re stuck on the side of the road, they can come and help you out. They can tow your car to a repair shop, bring you some fuel if you run out, jump-start your car if the battery dies, and even help you get back into your vehicle if you lock yourself out. It’s all about giving you peace of mind and getting back on the road as quickly as possible.

Rental Car Coverage: Keeping you on the move

If your car needs repairs and will be in the shop for a while, you might be without a car. But if you have rental car coverage, you don’t have to worry about being stranded. This coverage helps pay for a rental car while your car is being fixed. That way, you can still get around and do the things you need to do. Whether going to work, running errands, or simply staying mobile, rental car coverage ensures you can get transportation.


Adding more coverage to your car insurance in Dubai, UAE, can bring you many benefits and peace of mind. Comprehensive coverage protects your car, personal accident coverage takes care of you and your passengers in case of injuries, and agency repair coverage makes car repairs easier. 

Roadside assistance ensures you get help when needed, and rental car coverage keeps you moving even when your car is in the shop. So, consider adding extra coverage to your car insurance policy and enjoy its added protection and convenience. Drive safely and worry-free!

About Author

Rahul Matiwadekar

About Author

Rahul brings more than 10 years of experience in the international banking, insurance, and finance industry, having worked in various roles from advisory to managerial positions. With his extensive knowledge and understanding of insurance, he is here to share his expertise and help you gain a better understanding of insurance products, processes, and more through his easy-to-understand blog posts.