Get the best health insurance in Dubai and the UAE with Alfred
Know the saying 'health is wealth'? It's true that like money, we never appreciate its value until it's gone, and whilst it's also true that good health can't be bought, a good health insurance can! H read more...
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Highest rated insurance platform
Simple and fast claims process
150,000+ policyholders
years of UAE Insurance experience
40 Insurance companies
access on the myAlfred platform
Why choose health insurance with InsuranceMarket.ae?
At InsuranceMarket.ae we firmly believe we provide an unmatched customer experience and trust our members recognize that as well! Here are just 5 reasons why:
Top rated insurance platform
Over 23,000 Google reviews and 4.8 rating: customer satisfaction is our number one priority and we’ve got the feedback to prove we deliver!
Dedicated insurance advisors
To help answer your questions and help you with your health insurance purchase and guide you in the process
Reliable
Responsive, reliable and dedicated claims manager to offer advice, reassurance and assistance when you need it most
Best pricing
Competitive prices and comprehensive products providing the cover you need at a price you can afford from the insurers you can trust
Rewards
Great value-added services such as discount vouchers that are sent with your policy: you just keep on saving with Alfred!
Benefits of health insurance in Dubai and the UAE?
Financial protection:Health insurance provides financial coverage for medical expenses, protecting you from high healthcare costs.
Comprehensive coverage:It offers coverage for a wide range of medical services, including consultations, diagnostics, hospitalization, surgeries, and prescription medications.
Access to quality healthcare:With health insurance, you gain access to a network of healthcare providers and hospitals, ensuring timely and quality medical care.
Emergency medical assistance:Health insurance provides coverage for emergency medical situations, offering peace of mind during unforeseen health crises.
Preventive care:Many health insurance plans include coverage for preventive care, such as vaccinations, screenings, and wellness check-ups, helping you maintain good health and prevent illnesses.
Specialist consultations:Health insurance allows you to consult with specialists, ensuring specialized care and expertise for your specific healthcare needs.
Prescription medications:Health insurance often covers the cost of prescribed medications, making them more affordable and accessible.
Maternity benefits:Health insurance offers coverage for prenatal and postnatal care, delivery expenses, and newborn healthcare.
Mental health support:Many health insurance plans include coverage for mental health services, providing support and treatment options for mental well-being.
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When to get health insurance
If you are moving to Dubai or the UAE as an expatriate, it is essential to obtain health insurance as it is mandatory for residents. This ensures that you have access to healthcare services and can meet the legal requirements of the country.
Before starting a family:If you are planning to start a family, it is advisable to get health insurance beforehand. This will provide coverage for prenatal and postnatal care, delivery expenses, and newborn healthcare, offering financial security during this important phase of life.
Changing jobs or relocating:It is wise to get health insurance at an early age to benefit from comprehensive coverage and lower premium costs. By starting early, you can establish a health insurance history and enjoy lifelong protection for potential health issues that may arise.
Early in life:It is wise to get health insurance at an early age to benefit from comprehensive coverage and lower premium costs. By starting early, you can establish a health insurance history and enjoy lifelong protection for potential health issues that may arise.
As a safety net:Health insurance acts as a safety net, providing peace of mind and financial protection in case of unexpected illnesses or accidents. Having health insurance in place ensures that you can receive timely and necessary medical care without worrying about the financial burden.
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Get health insurance quotes from the top medical insurers in UAE
Established in 1995, InsuranceMarket.ae stands as a beacon of trust and excellence in Dubai and the UAE insurance sector. Our deep-rooted relationships with premier insurers like AXA (now GIG Gulf), RSA, Oman (now Sukoon), QIC, and Tokio Marine, among others, are a testament to our unwavering dedication. With our esteemed partnerships and stellar reputation, we proudly present you with superior coverage options and exclusive benefits, guaranteeing optimal value in the market.
What does health insurance in Dubai and the UAE cover?
Cover varies according to the policy type, but typically health insurance in Dubai and the UAE will cover risks such as medical emergencies and procedures, medical tests, outpatient and inpatient treatments. Depending on the additional benefits you choose to include, cover may also be extended to include vision insurance or dental cover. You can always customize your health insurance policy to include particular covers that meet your individual needs. Furthermore, health insurance coverage in Dubai and the UAE often encompasses prescription medications, specialist consultations, and preventive care services. Maternity and childbirth expenses may also be included, along with coverage for chronic conditions and pre-existing medical conditions. It's important to carefully review your policy to understand the specific coverage details and any limitations or exclusions that may apply. By securing comprehensive health insurance, you can have peace of mind knowing that your medical needs will be taken care of in this vibrant and progressive region.
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What type of health insurance do I need?
Enhanced benefits plan (EBP)
Elevate your health insurance experience in Dubai & UAE with the Enhanced Benefits Plan. By investing a small additional amount compared to the Essential Benefits Plan, you can enjoy comprehensive coverage that goes beyond the basic requirements. The Enhanced Benefits Plan offers wider access to clinics and hospitals, higher annual claim limits, and more extensive treatment options, ensuring peace of mind and improved healthcare for you and your loved ones. Choose the Enhanced Benefits Plan to secure your well-being without breaking the bank.
Comprehensive cover
A more premium option, comprehensive policies cover everything provided by EBP plans but with higher benefits limits, a wider network of care providers, and depending on additions/extensions, can also include dental, vision or home country coverage.
Third party liability
Individual health insurance in Dubai and the UAE is a personal insurance plan that provides coverage for medical expenses. It offers financial protection against unexpected healthcare costs, including doctor visits, hospitalization, medication, and diagnostic tests. It is beneficial for individuals who are not covered by an employer's health insurance or those who want more control over their healthcare options. Buying individual health insurance is recommended to ensure timely access to quality healthcare and to safeguard against unforeseen medical emergencies.
Family health insurance
Family health insurance in Dubai and the UAE is a comprehensive insurance plan designed to cover medical expenses for the entire family. It provides financial protection for routine check-ups, hospitalization, prescriptions, and other healthcare needs. Family health insurance offers peace of mind, ensuring that your loved ones receive timely medical care when needed. It is recommended to buy family health insurance to safeguard your family's well-being and prepare for unexpected medical expenses. Protect your family's health and secure their future with a family health insurance plan.
All of the above are widely available in the Dubai and the UAE, and all top health insurance companies have reputable, reliable products. At InsuranceMarket.ae, we have access to a wide range of health and medical insurance providers, and can therefore help you select the product that is right for you and your needs.
What is not covered under your health insurance plan?
An insurance policy is designed to cover “relevant risks” and health insurance policies are no exception. Whilst health insurance policies seek to protect you as much as possible, some scenarios may lead the insurance company to deny paying your claim. Typical examples include:
Plastic or cosmetic surgery:While some of us wouldn’t mind going “under the knife” if we had the money for plastic surgery, an insurance company won’t be willing to pick up that bill.
Injury/Illness arising from specifically excluded scenarios:Most insurance policies will include a list of scenarios or specified events in which they won’t cover the member, and these can include injury arising from suicide attempts, illegal behaviour, or hazardous activities.
What additional cover options and upgrades are available under health insurance in Dubai and the UAE?
While typical comprehensive health insurance policies cover you against most common risks, insurers do offer additional layers of protection to address your unique needs when it comes to your own insurance policy. These include add-ons such as:
Maternity cover:
Your expected bundle of joy might be little but they sure are expensive so this cover is invaluable to assist with the costs of any pre-delivery visits and tests: in addition to the cost of delivery to welcome your baby to the world! The policy usually also covers your baby for a short while after delivery.
Dental cover:
Take care of that beaming smile and add this cover to protect your teeth against any necessary treatments.
Vision cover:
Maybe you’re a spectacle wearer or maybe advancing years or heavy device use is affecting your vision. This cover is essential and covers you for an eye test and any prescribed lenses and frames up to specified policy limits.
How to compare health insurance quotes?
Let Alfred help you compare health insurance in the UAE with lightning fast service
Health insurance doesn’t need to be complicated but sticking to one option just isn’t enough, and whilst two can be twice as nice, we believe in the power of three: that’s why we send you at least that many quotes to compare. Once you’ve got your selection, here are our top 3 tips for what to do next.
Check the cover provided under each quote and compare against each other. You can’t judge a square versus a circle so make sure your assessment is a fair one.
If you have purchased health insurance in Dubai and the UAE before, check the cover provided against your previous policy. Are you getting like-for-like, less or more? Also consider the “added value” items like optional extras, additional services as standard, discount vouchers etc.
Check the price last so you can see the benefits of the cover rather than being influenced by the premium first. You can then assess the value for money. And don’t forget those “extras” too: you may or may not be able to put a price on them, but they do count!
What do I need to get a quote for health insurance in the UAE?
Getting a quote for health insurance in the UAE is a smooth and simple process. Just provide us with some essential contact details (name, phone number, and email), a few pieces of personal information and let us find the right health insurance policy for you. Typical details required include:
People to be covered: only you or your family as well.
Marital status and gender.
Emirate where your visa is issued.
Any preferred hospital or clinics.
Type of insurance you like and any add-ons.
Get your health insurance in 3 easy steps!
1
Start your journey
Begin by swiftly filling out our user-friendly form.
2
Check and compare options
Browse through a selection of handpicked options for the best fit, tailored to your needs
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Get expert help
Reach out to your dedicated insurance advisor for assistance or queries.
3
Quick purchase
Secure your policy by purchasing and uploading the necessary documents.
How can I get low cost health insurance in the UAE?
There’s no magic formula for getting value for money health insurance in the UAE but there are some steps you can follow, and things you can do, to get the best deal for your dirhams! We asked Alfred and here’s what he suggests:
Never buy health insurance online at the last minute. Give yourself plenty of time to consider the coverage you need against what’s available in the market. If time is running out then the budget can too if you blow it by taking the first deal that’s on offer……even worse, you might just end up paying a lot more money for a whole lot less cover!
Don’t be tempted to “go it alone” in your search for the best medical insurance policy at the best price. Let the experts help! At InsuranceMarket.ae our Insurance Advisors are just waiting to do the hard work for you. It’s a simple but winning formula. No extra cost + no waste of your time = no brainer!
Don’t get too hung up on price alone. Being mindful of money is no bad thing but being bound by a budget can prove “false economy” if you don’t have the correct cover and lose out when it comes to a claim. At InsuranceMarket.ae we search the market and work with you to find the best cover for your budget.
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Compare health insurance plans in Dubai with Alfred
Your insurance advisor will compare health insurance quotes from the leading insurance providers in Dubai and the UAE
We will email your custom comparison table to save you time & money
Payment options for health insurance in the UAE
Credit Card
Bank Transfer
Cash
Cheque
Find the best deals on your health insurance in Dubai and the UAE with Alfred
Finding the right medical insurance in Dubai that's best for you and your budget has never been easier. This is made possible through our friendly, knowledgeable team of advisors who act as personal shoppers: taking you through the covers available and explaining the cost involved, so you can select a policy that both gives you peace of mind and suits your circumstances. The moment you begin your journey with us you’ll start reaping the benefits. At InsuranceMarket.ae, we have great relationships with all the leading health insurance companies in Dubai and the UAE and our reputation and experience mean we get great products at great prices. Not only that, our partnerships with a range of fantastic local businesses mean that when you buy your policy with Alfred, you’ll get great money-saving discount vouchers sent to you too. From auto accessories to accident repairs, car valeting to personal grooming and auto-tuning to vocal tuning with music lessons and much more. You’ll enjoy benefits that can’t be bettered!
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Our health insurance claims process
Quick help
Alfred will be sure to be here when you need him most. Accordingly, if you’re in a need of help, get in touch with us so we we can help you through your claims process.
Strong relationship
Our strong relationships with our providers means we can often get things done faster than market practice, and we have lots of experience making sure claims are paid quickly.
Easy processing
Quite simply, we need valid evidence for all your claims, so do send all possibly relevant documents our way. Of course, if you’re not sure what’s needed, we can guide you through the process.
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What does myAlfred offer?
As an InsuranceMarket.ae policyholder, you enjoy complimentary myAlfred premium membership. This unlocks deals from over 100+ well-known brands in the UAE. Dive into benefits and deals available from car care to personal grooming, from music lessons to shopping online or in store, from planning trips to experiencing adventures and excursions. myAlfred has got you covered every step of the way!
Health insurance guides
Health insurance: Frequently asked questions
1. What is health insurance?
2. How do I choose a health insurance plan?
3. How much does health insurance cost?
4. What is the difference between private and public health insurance?
5. How can I get UAE insurance card?
6. Is health insurance mandatory in Dubai?
7. What is DHA health card?
8. What does basic health insurance cover in UAE?
9. Can I get health insurance with a tourist visa in UAE?
10. How to check health insurance status online?
11. What are the documents required for health insurance in UAE?
Get health insurance quotes in Dubai & the UAE
Healthcare is expensive in the UAE and if you don’t have the right insurance coverage for yourself, your family or your employees, you could be looking at massive liabilities.