HOW CAN MY PERSONAL SHOPPER HELP ME?
and make sure you’ve got the right cover
Your dedicated personal shopper’s job is to help you shop for your insurance. Their job is to buy from the insurance companies. They don’t have to sell anything! We understand that (unfortunately) the insurance industry is driven by way too many sales agents and this is what we hate about insurance too! We know that what you really want is someone who is impartial, independent and truly knows what they’re talking about.
Of course we want your business, but our experience in providing insurance services since 1995 has taught us that this is not going to be achieved by being pushy, annoying and sales-commission-driven. This is why we don’t pay out a commission for every deal that your personal shopper closes (contrary to usual business practice here in the UAE). Rather, we understand that have to be helpful and that we have to be there for you whenever you need. We just need to promptly get you a good deal for the right product for you and this is what we promise to do for you. always!
So, this is what your personal shopper will do excellently well for you:
Explain
Advise
Modify
Negotiate
as mentioned above, your dedicated personal shopper is here to buy for you and on your behalf. Your personal shopper knows that they must assume that they are themselves spending the money to buy your car insurance policy and accordingly negotiate with the insurance companies to bring you the best possible deal. If you have some positive information about your risk profile (for example, your driving experience or your claims experience), then your personal shopper will definitely take that information back to the insurance companies and bring down the prices as much as possible.