Welcome to the digital era where the hustle and bustle of physical bank visits are replaced by a few clicks or taps on your phone. If you own a Ratibi Card and are wondering how to perform a Ratibi Card Balance Check, you’re in the right place. 

We’ve got a comprehensive step-by-step guide to make your experience as smooth as possible.

What is a Ratibi Card?


A Ratibi Card is a type of payroll card offered by the First Abu Dhabi Bank (FAB), designed to offer a convenient way for workers to receive their monthly salaries. It is an alternative to traditional banking systems and is particularly beneficial for employees who do not have a bank account.

Employers can easily transfer salaries directly onto these cards, eliminating the need for physical checks or cash payments. It is like a regular debit card to withdraw cash from ATMs, make purchases at POS terminals, or even for online shopping.

Using Ratibi Cards eliminates the costs associated with printing and distributing checks or handling large sums of cash, thus saving the employer and employee money. The card comes with a PIN and often other security features, making it safer than carrying cash.

Steps to Check Ratibi Card Balance Using Website


Step 1: Visit the Ratibi Card Enquiry Page

First things first, open your web browser and visit the official FAB Card Enquiry page. Bookmark this page for quick future access.

Step 2: Input the Last Two Digits of Your Card

You’ll see a field asking for the “Last 2 digits” of your Ratibi Card number. Input them carefully.

Step 3: Enter Card ID

Another field will prompt you to enter your “Card ID.” Make sure to input this information correctly to proceed.

Step 4: Hit the ‘Go’ Button

After filling in all the information, click the “Go” button. Voila! Your Ratibi Card balance will be displayed on the screen within seconds.

Checking Ratibi Card Balance Using Mobile App


Step 1: Download and Install the App

Search for the official Fab Bank mobile app in your device’s app store and install it.

Step 2: Create an Account Log In

Once installed, launch the app, then you will need to create an account and link your card to the app. 

Step 3: Log in

After this is all setup, log in with your credentials. If you have enabled two-factor authentication, be prepared to input an additional security code.

Step 3: Navigate to Balance Check

Once logged in, you’ll be greeted by the dashboard. Look for the “Check Balance” option.

Step 4: See Your Balance

Tap on “Check Balance,” and there you go! Your Ratibi Card balance will be displayed on your screen in no time.

No more long queues or trips to the ATM. With a few clicks, you can check your balance from the comfort of your home or while moving. This also gives you an up-to-the-second update on your account balance, including recent transactions.

But make sure that you only use the official website or app for your Ratibi Card Balance Check; you can be confident that your financial data is secure and encrypted.

Tips for Safe Balance Checking

  • Secure Your Devices- Ensure you have updated security software on your devices.
  • Use Strong Passwords- Create robust passwords that are hard to guess. Regularly update them for maximum security.
  • Avoid Public Wi-Fi-Never perform financial transactions over public Wi-Fi. Use a secure network instead.
  • Regular Monitoring- Keep an eye on your account to promptly spot any unauthorised or suspicious activity.

So there you have it, a straightforward guide on Ratibi Card Balance Check. Remember these tips and enjoy the benefits and convenience of online balance checking. Happy banking!


Managing your money can sometimes be confusing, especially when you have a job or personal life and must keep track of your money situation. That’s why tools like the Ratibi Card are really helpful. They make it easy for employers to pay your salary and give you benefits like making things more convenient, keeping your money safe, and giving you more control over your finances.

Our guide to checking your Ratibi Card balance is here to clarify this important money thing. Thanks to technology, you can do it with just a click or tap, whether you’re at home or on the go.  Whether you like using a website or a phone app, checking your Ratibi Card balance is easy. Just remember to keep your information safe, and you’ll be all set to enjoy the convenience and benefits of having a Ratibi Card.

About Author

Hanna Rico

About Author

Hanna Mae Rico is a skilled content writer. With a bachelor's degree in English Language Studies, Hanna has spent over three years working in the digital marketing industry. Her versatility shines through her ability to captivate audiences with lifestyle, travel, and other engaging topics. Her love of written words and her innate ability to transport readers to different places make her a true wordsmith.