Credit cards aren’t just for making payments in the present scenario; it’s a way to access convenience, rewards, and better money management. Whether you want to earn rewards, enjoy special perks, or handle your finances more easily, having the right credit card can really help. The HSBC Visa Platinum Select Credit Card is a great option for people who want both rewards and practicality. Below is a detailed overview of the card’s features, benefits, eligibility criteria, and application process.
HSBC Visa Platinum Select Credit Card UAE Benefits:
Here are the benefits that you get from obtaining the HSBC Visa Platinum Select Credit Card in UAE:
1. Get up to AED 800 cashback:
- Get AED 600 when you apply for selected credit cards.
- Get an extra AED 100 when you use your card in your mobile wallet for the first time.
- Get another 100 AED when you apply for the first supplementary card and use it for one transaction.
- Now, the offer is valid till 30 September 2024.
2. Earn Air Miles on everything you spend:
- Collect Air Miles on all your purchases and trade them for flights, hotels, and more.
3. Interest-free days:
- Pay no interest on purchases for up to 56 days if you pay your balance in full each month.
4. Balance transfers:
- Move balances from other UAE credit cards to your HSBC card and save on interest.
5. Careem Plus:
- Get a free 12-month Careem Plus subscription when you add and use your HSBC credit card on the Careem app.
6. Enjoy more of what you love:
- Get rewards on shopping, dining, and more, worldwide.
- Access over 10,000 Buy 1 Get 1 Free offers on food delivery, dining out, spa days, and getaways with the HSBC ENTERTAINER app.
- Enjoy discounts at over 400 restaurants in the UAE when you pay with your credit card.
- Benefit from over 200 offers on dining, shopping, and accommodation across MENA with the Timeout and Golf Access Programme.
7. Travel for less:
- Save on holiday bookings with your credit card and enjoy extra airport perks.
- Get discounts at over 200 airport restaurants worldwide with DragonPass Dine & Travel.
- Access deals on shopping, travel, dining, and more worldwide with the home&Away programme.
Additional Platinum Select Card Benefits:
1. Cinema discounts:
- Enjoy complimentary movie tickets every month and up to 25% off food and drinks at cinemas across the UAE.
2. Extended warranty on purchases:
- Automatically doubles the original manufacturer’s warranty for up to 1 year when you pay with your card.
3. Purchase protection:
- When you pay with your card, your purchases are protected against theft or damage.
4. Digital cards:
- Add your HSBC UAE cards to the digital wallet for fast contactless payments. You can use your card details in the HSBC UAE app immediately, even before the physical card arrives.
HSBC Visa Platinum Select Credit Card UAE Requirements:
You can apply for this card only if you meet the following criteria:
- Have a Personal Banking Account.
- Deposit or transfer at least AED 10,000 into the account every month.
- They are between 21 and 65 years old.
- Live in the UAE.
What You Need to Apply:
Identification:
- Passport.
- Emirates ID.
- Residence visa (if you’re not a GCC national).
Proof of Living in the UAE: (Choose one)
- A tenancy agreement or EJARI.
- Title deeds if you own a home.
- A utility bill that’s less than 2 months old.
Proof of Income:
- The last 2 bank statements show your salary payments or 2 salary credits into your HSBC account.
- A salary certificate from your employer was issued within the last month.
For an Additional Card:
- You’ll need to provide the passport and Emirates ID of the person getting the additional card.
After Approval:
- You’ll need to give a security cheque for 120% of your credit limit.
HSBC Visa Platinum Select Credit Card UAE Charges:
The HSBC Visa Platinum Select Credit Card in the UAE has a fixed Annual Percentage Rate (APR) of 44.28%.
How To Apply For HSBC Visa Platinum Select Credit UAE?
You can apply for this credit both online and offline:
1. To apply online, simply follow these steps:
- Visit the credit card page.
- Scroll down and click “Apply Now”.
- Select whether you are new to the HSBC UAE.
- Select your residency status in the UAE.
- Click “Next”.
- Select the nature of your employment, salary transfer options, monthly income, and average monthly balance.
- Enter your company name. And click “Find Credit Card”.
- You can see different cards that meet your criteria.
- You can select the desired card add it to your cart, and simply apply following the on-screen instructions.
- Once your application is reviewed and approved, the bank will get back to you shortly.
2. To apply offline, simply:
- You can apply via callback by clicking “Get a callback” at the bottom of the page.
Final Takeaway:
The HSBC Visa Platinum Select Credit Card is packed with rewards and benefits, making it a great option for those who want to earn as they spend. This card offers valuable options, whether you’re after travel perks, lifestyle discounts, or financial flexibility.
But why stop there? Explore other exciting options like the HSBC Premier Credit Card for elite travel perks, the HSBC Cashback Credit Card for everyday savings, or the HSBC CashPlus Credit Card for flexible spending. Find the perfect card for you and unlock even more benefits!
For more details, visit HSBC Visa Platinum Select Credit Card.HSBC has a range of fantastic credit cards, each packed with exclusive perks you won’t want to miss. From travel rewards to lifestyle benefits, there’s something for everyone. Curious to find the perfect card for you? Dive into our detailed guide on the best HSBC credit cards available in the UAE and discover the card that fits your needs perfectly.
