Ever wondered about having a credit card that rewards you for every purchase, offers cashback on daily expenses, and provides travel perks like free airport lounge access? Well, HSBC offers a range of credit cards that do just that, each designed for different needs and preferences.
HSBC is a top international bank that provides some of the best HSBC credit cards in UAE to match different financial lifestyles. Whether you’re looking for rewards, cashback, travel benefits, or low interest rates, HSBC has a card for you. In this blog, we’ll look at the features, benefits, and how to apply for an HSBC credit card, giving you all the details to make a smart choice.
Here are the Best HSBC Credit Cards in UAE:
Given below are some of the best HSBC credit cards in UAE you should be checking out:
HSBC Cash Plus Credit Card:
Key Features:
- Cashback: 1% daily cashback on all purchases, 10% bonus cashback all year on meeting minimum spending.
- Annual Fee: AED 0 for first 12 months, AED 1,050 including VAT afterwards.
- Interest Rate: Fixed 44.28% APR on cash withdrawals and purchases.
- Additional Benefits:
- Complimentary 12-month Careem Plus subscription.
- Access to over 1,000 airport lounges.
- Buy 1, Get 1 Free movie tickets.
- Multi-trip travel insurance up to USD 500,000.
- Extended warranty and purchase protection.
Eligibility:
- Minimum monthly salary: AED 30,000.
- Age: 21-65.
- UAE residency is required.
Documents Required:
- A valid copy of the passport
- A valid Emirates ID
- A valid residence visa if you are a non-GCC national
- A tenancy agreement or EJARI
- Homeownership deed
- Utility bills less than 2 months old
- Salary certificate of last month
Visit their website to learn more about the HSBC Cash+ Credit Card.
HSBC Max Rewards Credit Card
Key Features:
- Annual Fee: AED 0 for first year, AED 630 including VAT afterwards.
- Interest Rate: 44.28% APR on cash withdrawals and purchases.
- Rewards: Earn Air Miles on all spends, double miles for increased monthly spending.
- Cashback: Up to AED 800 on selected credit cards.
- Travel Benefits: 12 complimentary airport lounge visits, up to 8% off Booking.com stays.
- Additional Perks: Complimentary 12-month Careem Plus subscription, access to premium venues like gyms, beach clubs, hotel pool, etc., multi-trip travel insurance, 24 concierge and purchase protection.
Eligibility:
- Minimum salary: AED 10,000 per month.
- Age: 21-65.
- UAE residency.
Documents Required:
- A valid copy of the passport
- A valid Emirates ID
- A valid residence visa if you are a non-GCC national
- A tenancy agreement or EJARI
- Homeownership deed
- The last 2 months’ bank statements of salary and account it was paid
- Utility bills less than 2 months old
- Salary certificate of last month
Visit their website to learn more about the HSBC Max Rewards Credit Card.
HSBC Cashback Credit Card
Key Features:
- Cashback: Up to 5% on everyday spending (fuel, groceries, education).
- Annual Fee: AED 0 for first year; AED 313.95 afterwards.
- Interest Rate: 44.28% APR on cash withdrawals and purchases.
- Additional benefits: Get up to 8% off accommodation with booking.com, a 12-month Careem Plus subscription, airport lounge access, travel insurance, 24-hour concierge, fraud protection, and an extended warranty.
Eligibility:
- Minimum monthly salary: AED 10,000.
- Age: 21-65.
- UAE residency is required.
Documents Required:
- A valid copy of the passport
- A valid Emirates ID
- A valid residence visa if you are a non-GCC national
- A tenancy agreement or EJARI
- Homeownership deed
- The last 2 months’ bank statements of salary and account it was paid
- Utility bills less than 2 months old
- Salary certificate of last month.
Visit their website to learn more about the HSBC Cashback Credit Card.
HSBC Premier Credit Card
Key Features:
- Annual Fee: AED 0.
- Rewards: Earn 1 Air Mile for every AED 1 spent.
- Interest Rate: 44.28% APR on cash withdrawals and purchases.
- Cashback Offer: Up to AED 800.
- Travel Benefits: Complimentary travel insurance, a 12-month Careem Plus subscription, and unlimited airport lounge access.
- Additional Perks: Discounts on groceries, movies, travel, and more through various partners.
Eligibility:
- Must have an HSBC Premier Account.
- Age: 21-70.
- UAE residency.
Documents Required:
- A valid copy of the passport
- A valid Emirates ID
- A valid residence visa if you are a non-GCC national
- A tenancy agreement or EJARI
- Homeownership deed
- The last 2 months’ bank statements of salary and account it was paid
- Utility bills less than 2 months old
- Salary certificate of last month
Visit their website to learn more about the HSBC Premier Credit Card.
HSBC Advance Credit Card
Key Features:
- Annual Fee: AED 0.
- Interest Rate: 44.28% APR on cash withdrawals and purchases.
- Rewards: Earn 1 Air Mile for every AED 1 spent.
- Cashback: Up to AED 800.
- Travel Benefits: Complimentary travel insurance, Careem Plus subscription, airport lounge access.
- Purchase Protection: Covers up to USD 5,000 annually.
Eligibility:
- Must have an HSBC Advance Account.
- Age: 21-65.
- UAE residency.
Documents Required:
- A valid copy of the passport
- A valid Emirates ID
- A valid residence visa if you are a non-GCC national
- A tenancy agreement or EJARI
- Homeownership deed
- The last 2 months’ bank statements of salary and account it was paid
- Utility bills less than 2 months old
- Salary certificate of last month
Visit their website to learn more about the HSBC Advance Credit Card.
HSBC Platinum Select Credit Card
Key Features:
- Annual Fee: AED 0.
- Interest Rate: 44.28% APR on cash withdrawals and purchases.
- Rewards: Earn Air Miles on all spends.
- Cashback: Up to AED 800 on selected credit cards.
- Travel Benefits: Complimentary travel insurance, a 12-month Careem Plus subscription, HSBC balance transfer, and airport lounge access.
- Additional Perks: Buy 1 Get 1 Free movie tickets, purchase protection, extended warranty.
Eligibility:
- Must have an HSBC Personal Banking Account.
- Minimum monthly salary: AED 10,000.
- Age: 21-65.
- UAE residency.
Documents Required:
- A valid copy of the passport
- A valid Emirates ID
- A valid residence visa if you are a non-GCC national
- A tenancy agreement or EJARI
- Homeownership deed
- The last 2 months’ bank statements of salary and account it was paid
- Utility bills less than 2 months old
- Salary certificate of last month
Visit their website to learn more about the HSBC Platinum Select Credit Card.
HSBC Visa Platinum Zero Credit Card
Key Features:
- Annual Fee: AED 0.
- Interest Rate: 44.28% APR on cash withdrawals and purchases and no added fees.
- Cashback: Earn up to 5% on everyday spending
- Travel Benefits: Access to airport lounges, discounts on hotels and flights.
- Additional Perks: 12-month Careem Plus subscription, purchase protection, extended warranty, and no interest on purchases up to 56 days.
Eligibility:
- Minimum monthly salary: AED 10,000.
- Age: 21-65.
- UAE residency is required.
Documents Required:
- A valid copy of the passport
- A valid Emirates ID
- A valid residence visa if you are a non-GCC national
- A tenancy agreement or EJARI
- Homeownership deed
- The last 2 months’ bank statements of salary and account it was paid
- Utility bills less than 2 months old
- Salary certificate of last month
Visit their website to learn more about the HSBC Visa Platinum Zero Credit Card.
HSBC Black Credit Card
Key Features:
- Annual Fee: AED 1,575, including VAT.
- Interest Rate: 44.28% APR on cash withdrawals and purchases.
- Bonus Air Miles: 150,000 sign-up miles, 75,000 annual renewal miles.
- Rewards: Luxury travel planning, dining, and events.
- Travel Benefits: Complimentary travel insurance, Careem Plus subscription, 12% off roundtrips, flights or hotels with Cleartrip, and 10% back on Booking.com stays.
- Airport Lounge Access: Unlimited access to over 1200 airport lounges worldwide.
Eligibility:
- Premier Account or earn AED 50,000 monthly salary.
- Age: 21-70.
- UAE residency is required
Documents Required:
- A valid copy of the passport
- A valid Emirates ID
- A valid residence visa if you are a non-GCC national
- A tenancy agreement or EJARI
- Homeownership deed
- The last 2 months’ bank statements of salary and account it was paid
Visit their website to learn more about the HSBC Black Credit Card.
HSBC Global Private Banking Credit Card
Key Features:
- Annual Fee: AED 0.
- Interest Rate: 44.28% APR on cash withdrawals and purchases.
- Rewards: Earn Air Miles on all spends.
- Travel Benefits: Unlimited airport lounge access, luxury travel planning, and concierge services.
- Additional Perks: Complimentary 12-month Careem Plus subscription, 12% off roundtrip flights and hotels with Cleartrip, 10% cashback on Booking.com stays, and many more exclusive offers.
Eligibility:
- Must have an HSBC Global Private Banking account.
Documents Required:
- A valid copy of the passport
- A valid Emirates ID
- A valid residence visa if you are a non-GCC national
- A tenancy agreement or EJARI
- Homeownership deed
- Proof of income
- Original labour card or work ID if you are female and sponsored by your father or husband living in UAE.
- The income transfer letter from your employer.
- Trade license if you are self-employed.
- The last 2 months’ bank statements of salary and account it was paid
Visit their website to learn more about the HSBC Global Private Banking Credit Card.
HSBC Credit Card Apply:
Here’s how you can apply for HSBC credit cards online by simply following the steps mentioned below:
- Visit this URL
- Scroll down and click “Apply Now.”
- Select the right option from the options given on the screen. Click “Next”.
- Select your nature of employment, whether you will transfer your salary to HSBC, monthly income, average monthly balance and company name.
- Click “Find Credit Card”.
- You will get a credit card list that suits your income and other eligibility criteria.
- You can select the credit card by clicking “Add credit card”.
- Click “Apply Now”.
- Do a digital ID check by uploading your Emirates ID.
- On the next page, enter your first and last name as per passport, email address, mobile number, and DOB. Click “Next”.
- Enter your country of citizenship, country of birth, resident emirate, educational level, and other relevant information, and click “Next.” Then, simply follow the instructions on the screen.
- Once they have approved your application, your card will be with you within 24 hrs.
HSBC Credit Card Requirements:
Here are some of the basic and general requirements you need to complete if you are applying for any of the HSBC credit cards in UAE:
You’ll need to provide proof of ID, such as:
- Passport
- Emirates ID
- Residence visa if you’re not a GCC national
You also need to show proof that you’re a UAE resident. You can choose one of these:
- A tenancy agreement or EJARI
- Title deeds if you own a home
- A utility bill that’s not older than 2 months
For proof of income, you’ll need:
- Bank statements of last 2 months from the account where your salary is paid,
- A salary certificate of last month issued by your employer.
If you’re applying for an additional card as well, you’ll also need to give them an additional cardholder’s passport and Emirates ID information.
HSBC Credit Card Benefits:
1. Rewards Program
HSBC credit cards have a great rewards program. You can also earn points for each purchase, which you can use for travel, shopping, dining, and entertainment.
2. Cashback Offers
Many HSBC credit cards give you cashback on groceries, fuel, dining, and online shopping. This helps you save money on everyday expenses.
3. Travel Benefits
HSBC credit cards come with travel perks like free airport lounge access, travel insurance, and discounts on flights and hotels. These cards are especially good for frequent travellers.
4. Low Interest Rates
HSBC credit cards have low interest rates, making managing money easier and avoiding high-interest debt. They also offer balance transfers to help you consolidate your debt at lower rates.
5. Additional Perks
Cardholders get extra benefits like purchase protection, extended warranty, and fraud protection. HSBC credit cards also offer contactless payments for more convenience.
HSBC Credit Card Offers:
To check the best HSBC credit card offers, click on “Check Offers” below,
| Bank Name | Click Here to Check Offer |
| HSBC Cash plus credit card | Check Offers |
| HSBC Max Rewards Credit Card | Check Offers |
| HSBC Cashback Credit Card | Check Offers |
| HSBC Premier Credit Card | Check Offers |
| HSBC Advance Credit Card | Check Offers |
| HSBC Platinum Select Credit Card | Check Offers |
| HSBC Zero Credit Card | Check Offers |
| HSBC Black Credit Card | Check Offers |
| HSBC Global Private Banking Credit Card | Check Offers |
HSBC Credit Card Customer Care:
If you have any queries about any HSBC credit card, you can reach out to their customer service at +9714 3216834
Final Takeaway:
So, that was all about some of the best HSBC credit cards in UAE. HSBC credit cards have different benefits to suit various financial needs and lifestyles. Whether you want rewards, cashback, travel perks, or low interest rates, HSBC has a card for you. By learning about the features and benefits of the best HSBC credit cards in UAE, you can pick the one that best fits your financial goals.
Are you wondering how to activate your HSBC credit card in UAE? Well, look no further because we’ve got you covered. Check out our complete guide on easily activating your HSBC credit card. Also, if you don’t have a savings account on HSBC yet, check out here how to open one.
Frequently Asked Questions (FAQs):
Q. What is the minimum salary for an HSBC credit card in UAE?
The HSBC credit card minimum salary ranges from AED 10,000 and AED 50,000 per month.
Q. What is the usual interest-free period for HSBC credit cards?
Ans: If you make full payments by the due date, HSBC credit cards typically offer up to 56 interest-free days.
Q. Can I apply for an HSBC credit card if I am not an HSBC bank account holder?
You can definitely apply for an HSBC credit card even if you do not have an HSBC bank account. However, some cards, like the Premier and Advance cards, may need specific banking relationships.
